Cairo, GA · standard

ZIP Code 39828

Grady County, Georgia — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

Reviewed by PlainZIP Editorial Team, ZIP Code Data Editors · June 13, 2026

15,150
42/sq mi: $53,901
Median income: $137,800
Median home value: 14.4%
Bachelor's or higher

The verdict

Cairo pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

20th pct
household income, US ZIPs: 22th pct
home value, US ZIPs: 42
people per sq mi: 60%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 39828 against every reporting US ZIP.

ZIP code 39828 is classified by USPS as a standard delivery area and covers roughly 358.2 square miles in Cairo, Grady County, Georgia. The area is home to 15,150 residents, producing a population density of 42 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 39828 against Georgia and the nation.

On the economic side, the median household income for ZIP 39828 sits at $53,901 (23% below the Georgia average), while per-capita income is $26,051. The poverty rate stands at 24.5% and the unemployment rate at 3.8%. On housing, the median home value is $137,800 (43% below the state average) with median rent at $776 per month, and 60.3% of occupied units are owner-occupied, a direct signal of whether 39828 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 14.4% of adults hold a bachelor's degree or higher, the median age is 36.1, and the average commute is 25 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 2 additional ZIPs sharing Grady County, so you can benchmark 39828 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 39828

Retail trade

64
Health care and social assistance

38
Other services (except public administration)

38
Accommodation and food services

31
Construction

28

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 39828, Cairo, GA · 2023 Accessed 2026-06-13 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

15,150

Population

358.2

Area (sq mi)

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard

Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.

View Scorecard →

Who lives in ZIP 39828?

36.1

Median Age

48.9%

Male

51.1%

Female

9.2%

Foreign-Born

White 41.5%

African American 39.1%

Asian 0.3%

American Indian or Alaska Native 0.5%

Native Hawaiian or Pacific Islander 0.0%

Two or More Ethnicities 4.3%

Hispanic or Latino 19.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$53,901

Median Household Income

-23% vs state

$26,051

Per Capita Income

24.5%

Poverty Rate

3.8%

Unemployment Rate

25.2 min

Mean Commute Time

How ZIP 39828 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$53,901 20th percentile higher than 20% of 30,318 US ZIPs

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 47.6%

Bachelor's Degree or Higher 14.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,272

Total Housing Units

5,505

Occupied Units

767

Vacant Units

2.78

Avg Household Size

Occupancy Type

Owner 60.3%

Renter 39.7%

$137,800

Median Home Value

-43% vs state

$776

Median Rent

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+12.1%

YoY Change (2024)

207

HPI Index (2000 = 100)

+107%

Total Change Since 2000

Home values in ZIP 39828 have increased 12.1% over the past year (2024). Since 2000, this ZIP has seen +107% cumulative appreciation.

Year	Annual Change	HPI Index
2020	+5.2%	135
2021	+10.5%	149
2022	+16.7%	174
2023	+6.0%	185
2024	+12.1%	207

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 334 business establishments in ZIP 39828, employing approximately 4,237 people with a combined annual payroll of $178,662,000.

334

Businesses

4,237

Employees

$178.7M

Annual Payroll

Industry Sectors

Industry	Establishments	% of Total
Retail trade	64	19.2%
Health care and social assistance	38	11.4%
Other services (except public administration)	38	11.4%
Accommodation and food services	31	9.3%
Construction	28	8.4%
Finance and insurance	28	8.4%
Manufacturing	17	5.1%
Real estate and rental and leasing	17	5.1%
Wholesale trade	16	4.8%
Professional, scientific, and technical services	15	4.5%
Administrative and support and waste management and remediation services	12	3.6%
Agriculture, forestry, fishing and hunting	7	2.1%
Transportation and warehousing	7	2.1%
Arts, entertainment, and recreation	7	2.1%
Information	5	1.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 39828 vs 39897 →

ZIP Code	City	Population	Distance
39897	Whigham, GA	3,430	10.1 mi

More ZIP Codes in Grady County

Grady County Cairo, GA Georgia

Frequently Asked Questions

What county is ZIP code 39828 in? ▼

ZIP code 39828 (Cairo) is located in Grady County, Georgia. Grady County contains multiple ZIP codes, see the full list at /counties/grady-ga.

What is the population of ZIP code 39828? ▼

ZIP code 39828 in Cairo, GA has a population of 15,150 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 39828? ▼

The median household income in ZIP 39828 is $53,901, which is 29% below the national average of $76,288.

What is the average home value in ZIP 39828? ▼

The median home value in ZIP 39828 is $137,800, which is 50% below the national average of $278,155.

What is the demographic makeup of ZIP 39828? ▼

The largest racial group in ZIP 39828 is White at 41.5%. Hispanic or Latino residents make up 19.3% of the population.

How many businesses are in ZIP code 39828? ▼

ZIP code 39828 has 334 business establishments employing approximately 4,237 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 39828? ▼

The top industries by establishment count in ZIP 39828 are: Retail trade (64), Health care and social assistance (38), Other services (except public administration) (38). There are 15 industry sectors represented in total.

How have home values changed in ZIP code 39828? ▼

According to the FHFA House Price Index, home values in ZIP 39828 increased by 12.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 107%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 39828? ▼

In ZIP code 39828, 47.6% of residents aged 25+ have a high school diploma or higher, and 14.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 39828? ▼

The mean commute time for workers in ZIP code 39828 is 25.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 39828? ▼

In ZIP code 39828, approximately 60.3% of occupied housing units are owner-occupied and 39.7% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 39828? ▼

The poverty rate in ZIP code 39828 is 24.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.