Payneville, KY · standard
ZIP Code 40157
Meade County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 876
- 11/sq mi Low-density area
- $58,750
- Median income Below-median income area
- $245,000
- Median home value Near-median home value
- 12.5%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Payneville pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 27th pct
- household income, US ZIPs
- Top 44%
- home value, US ZIPs
- 11
- people per sq mi
- 93%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40157 against every reporting US ZIP.
ZIP code 40157 is a sparsely populated ZIP (a standard USPS delivery area) in Payneville, Meade County, Kentucky, home to just 876 residents across 80.4 square miles, a density of 11 people per square mile, in the New York time zone.
ZIP 40157 reports a modest median household income of $58,750 (2% below the average Kentucky ZIP), while per-capita income is $37,387. The poverty rate is 10.3%, with unemployment at 0.0%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $245,000 (54% above the average Kentucky ZIP), while 92.8% of occupied homes are owner-occupied.
Formal educational attainment runs low here: just 12.5% of adults hold a bachelor's degree or higher, the median age is 45.9, and the average commute is -. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Meade County, so 40157 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40157, Payneville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
876
Population
80.4
Area (sq mi)
11
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 40157?
45.9
Median Age
56.1%
Male
43.9%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$58,750
Median Household Income
-2% vs state ZIP avg
$37,387
Per Capita Income
10.3%
Poverty Rate
0.0%
Unemployment Rate
How ZIP 40157 ranks among Kentucky ZIPs
Payneville, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$58,750 Top 47% higher than 53% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
346housing units
346
Total Housing Units
346
Occupied Units
0
Vacant Units
2.47
Avg Household Size
Occupancy Type
$245,000
Median Home Value
+54% vs state ZIP avg
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 7 business establishments in ZIP 40157, employing approximately 17 people with a combined annual payroll of $389,000.
7
Businesses
17
Employees
$389K
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 3 | 42.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 40157 vs 40161 →
ZIP 40157 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40104
Battletown (40104)
1,336 residents
- 40176
Webster (40176)
931 residents
- 40157
Payneville (40157)
876 residents
- 40170 344
Stephensport (40170)
344 residents
- 40171 243
Union Star (40171)
243 residents
- 40161 178
Rhodelia (40161)
178 residents
What this shows Among its immediate neighbors, ZIP 40157 ranks #3 by population - useful context the national average alone can't give.
ZIP 40157 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40161
Rhodelia (40161)
$74,348 median income
- 40104
Battletown (40104)
$71,111 median income
- 40176
Webster (40176)
$62,422 median income
- 40157
Payneville (40157)
$58,750 median income
- 40171
Union Star (40171)
$45,929 median income
What this shows By household income, ZIP 40157 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 40157, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Meade County
Related Areas
Frequently Asked Questions
What county is ZIP code 40157 in?
ZIP code 40157 (Payneville) is located in Meade County, Kentucky. Meade County contains multiple ZIP codes, see the full list at /counties/meade-ky.
What is the population of ZIP code 40157?
ZIP code 40157 in Payneville, KY has a population of 876 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40157?
The median household income in ZIP 40157 is $58,750, which is 23% below the national average of $76,288.
What is the average home value in ZIP 40157?
The median home value in ZIP 40157 is $245,000, which is 12% below the national average of $278,155.
What is the demographic makeup of ZIP 40157?
The largest racial group in ZIP 40157 is White at 95.3%. Hispanic or Latino residents make up 3.5% of the population.
How many businesses are in ZIP code 40157?
ZIP code 40157 has 7 business establishments employing approximately 17 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 40157?
In ZIP code 40157, 49.5% of residents aged 25+ have a high school diploma or higher, and 12.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 40157?
In ZIP code 40157, approximately 92.8% of occupied housing units are owner-occupied and 7.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40157?
The poverty rate in ZIP code 40157 is 10.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 40157's numbers, next.
- See how ZIP 40157 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Payneville, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.