PlainZIP

Payneville, KY · standard

ZIP Code 40157

Meade County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

876
11/sq mi
$58,750
Median income
$245,000
Median home value
12.5%
Bachelor's or higher

The verdict

Payneville pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

27th pct
household income, US ZIPs
Top 44%
home value, US ZIPs
11
people per sq mi
93%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40157 against every reporting US ZIP.

ZIP code 40157 is a sparsely populated ZIP (a standard USPS delivery area) in Payneville, Meade County, Kentucky, home to just 876 residents across 80.4 square miles, a density of 11 people per square mile, in the New York time zone.

ZIP 40157 reports a modest median household income of $58,750 (2% below the Kentucky average), while per-capita income is $37,387. 10.3% of residents live below the poverty line, and the unemployment rate reads 0.0%. The typical home here is valued at $245,000 (54% above the state average); renters pay a median of - monthly, and 92.8% of units are owner-occupied.

Formal educational attainment runs low here: just 12.5% of adults hold a bachelor's degree or higher, the median age is 45.9, and the average commute is -. To put 40157 in local context, 5 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Meade County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40157, Payneville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

876

Population

80.4

Area (sq mi)

11

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40157?

45.9

Median Age

56.1%

Male

43.9%

Female

0.0%

Foreign-Born

White 95.3%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.7%
Hispanic or Latino 3.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$58,750

Median Household Income

-2% vs state

$37,387

Per Capita Income

10.3%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 40157 ranks nationally

Payneville, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$58,750 27th percentile higher than 27% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 49.5%
Bachelor's Degree or Higher 12.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

346

Total Housing Units

346

Occupied Units

0

Vacant Units

2.47

Avg Household Size

Occupancy Type

Owner 92.8%
Renter 7.2%

$245,000

Median Home Value

+54% vs state

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 7 business establishments in ZIP 40157, employing approximately 17 people with a combined annual payroll of $389,000.

7

Businesses

17

Employees

$389K

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 3 42.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40157 vs 40161 →

ZIP 40157 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40157 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40157 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40157 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40161 Rhodelia, KY 178 1.2 mi
40171 Union Star, KY 243 4.7 mi
40104 Battletown, KY 1,336 5.6 mi
40176 Webster, KY 931 7.1 mi
40170 Stephensport, KY 344 7.5 mi

More ZIP Codes in Meade County

40108 standard
Brandenburg, KY
Pop: 11,583
40142 standard
Guston, KY
Pop: 2,304
40117 standard
Ekron, KY
Pop: 2,299
40104 standard
Battletown, KY
Pop: 1,336
40155 standard
Muldraugh, KY
Pop: 947
40161 standard
Rhodelia, KY
Pop: 178

Related Areas

Meade County Payneville, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40157 in? ▼
ZIP code 40157 (Payneville) is located in Meade County, Kentucky. Meade County contains multiple ZIP codes, see the full list at /counties/meade-ky.
What is the population of ZIP code 40157? ▼
ZIP code 40157 in Payneville, KY has a population of 876 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40157? ▼
The median household income in ZIP 40157 is $58,750, which is 23% below the national average of $76,288.
What is the average home value in ZIP 40157? ▼
The median home value in ZIP 40157 is $245,000, which is 12% below the national average of $278,155.
What is the demographic makeup of ZIP 40157? ▼
The largest racial group in ZIP 40157 is White at 95.3%. Hispanic or Latino residents make up 3.5% of the population.
How many businesses are in ZIP code 40157? ▼
ZIP code 40157 has 7 business establishments employing approximately 17 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 40157? ▼
In ZIP code 40157, 49.5% of residents aged 25+ have a high school diploma or higher, and 12.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 40157? ▼
In ZIP code 40157, approximately 92.8% of occupied housing units are owner-occupied and 7.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40157? ▼
The poverty rate in ZIP code 40157 is 10.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.