Owingsville, KY · standard
ZIP Code 40360
Bath County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 6,564
- 17/sq mi Moderate-density area
- $55,193
- Median income Below-median income area
- $126,300
- Median home value Below-median home value
- 12.8%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Owingsville pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 21st pct
- household income, US ZIPs
- 19th pct
- home value, US ZIPs
- 17
- people per sq mi
- 71%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40360 against every reporting US ZIP.
ZIP code 40360 is a mid-sized community (a standard USPS delivery area) in Owingsville, Bath County, Kentucky, home to 6,564 residents across 379.4 square miles, a density of 17 people per square mile, in the New York time zone.
ZIP 40360 reports a modest median household income of $55,193 (7% below the average Kentucky ZIP), while per-capita income is $31,801. The poverty rate is 23.6%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $126,300 (21% below the average Kentucky ZIP), and median rent is $584; owner occupancy is 71.0%.
Formal educational attainment runs low here: just 12.8% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is 27 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 3 more in Bath County, so 40360 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 40360
Top 5 sectors by establishment count in Owingsville, KY
Which industries have the most business establishments in ZIP 40360.
- Retail trade
Retail trade
20 establishments
- Health care and social assistance
Health care and social assistance
14 establishments
- Construction
Construction
11 establishments
- Finance and insurance
Finance and insurance
8 establishments
- Accommodation and food services
Accommodation and food services
8 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40360, Owingsville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
6,564
Population
379.4
Area (sq mi)
17
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 40360?
40.1
Median Age
48.1%
Male
51.9%
Female
0.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$55,193
Median Household Income
-7% vs state ZIP avg
$31,801
Per Capita Income
23.6%
Poverty Rate
1.7%
Unemployment Rate
27.4 min
Mean Commute Time
How ZIP 40360 ranks among Kentucky ZIPs
Owingsville, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$55,193 46th percentile higher than 46% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,376housing units
3,376
Total Housing Units
2,873
Occupied Units
503
Vacant Units
2.61
Avg Household Size
Occupancy Type
$126,300
Median Home Value
-21% vs state ZIP avg
$584
Median Rent
1984
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 90 business establishments in ZIP 40360, employing approximately 1,083 people with a combined annual payroll of $44,208,000.
90
Businesses
1,083
Employees
$44.2M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 20 | 22.2% |
| Health care and social assistance | 14 | 15.6% |
| Construction | 11 | 12.2% |
| Finance and insurance | 8 | 8.9% |
| Accommodation and food services | 8 | 8.9% |
| Professional, scientific, and technical services | 7 | 7.8% |
| Other services (except public administration) | 6 | 6.7% |
| Administrative and support and waste management and remediation services | 4 | 4.4% |
| Transportation and warehousing | 3 | 3.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 40360 vs 40334 →
ZIP 40360 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40360
Owingsville (40360)
6,564 residents
- 41049 2,261
Hillsboro (41049)
2,261 residents
- 40374 1,702
Sharpsburg (40374)
1,702 residents
- 40358 904
Olympia (40358)
904 residents
- 40334 76
Hope (40334)
76 residents
What this shows Among its immediate neighbors, ZIP 40360 ranks the most populous - useful context the national average alone can't give.
ZIP 40360 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40358
Olympia (40358)
$92,143 median income
- 40360
Owingsville (40360)
$55,193 median income
- 41049
Hillsboro (41049)
$52,969 median income
- 40374
Sharpsburg (40374)
$43,607 median income
What this shows By household income, ZIP 40360 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 40360, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (6,564 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Bath County
Related Areas
Frequently Asked Questions
What county is ZIP code 40360 in?
ZIP code 40360 (Owingsville) is located in Bath County, Kentucky. Bath County contains multiple ZIP codes, see the full list at /counties/bath-ky.
What is the population of ZIP code 40360?
ZIP code 40360 in Owingsville, KY has a population of 6,564 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40360?
The median household income in ZIP 40360 is $55,193, which is 28% below the national average of $76,288.
What is the average home value in ZIP 40360?
The median home value in ZIP 40360 is $126,300, which is 55% below the national average of $278,155.
What is the demographic makeup of ZIP 40360?
The largest racial group in ZIP 40360 is White at 96.4%. Hispanic or Latino residents make up 0.6% of the population.
How many businesses are in ZIP code 40360?
ZIP code 40360 has 90 business establishments employing approximately 1,083 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40360?
The top industries by establishment count in ZIP 40360 are: Retail trade (20), Health care and social assistance (14), Construction (11). There are 9 industry sectors represented in total.
What is the education level in ZIP code 40360?
In ZIP code 40360, 59.4% of residents aged 25+ have a high school diploma or higher, and 12.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40360?
The mean commute time for workers in ZIP code 40360 is 27.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40360?
In ZIP code 40360, approximately 71.0% of occupied housing units are owner-occupied and 29.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40360?
The poverty rate in ZIP code 40360 is 23.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 40360's numbers, next.
- See how ZIP 40360 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Owingsville, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.