PlainZIP

Owingsville, KY · standard

ZIP Code 40360

Bath County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,564
17/sq mi
$55,193
Median income
$126,300
Median home value
12.8%
Bachelor's or higher

The verdict

Owingsville pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

21th pct
household income, US ZIPs
19th pct
home value, US ZIPs
17
people per sq mi
71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40360 against every reporting US ZIP.

ZIP code 40360 is a mid-sized community (a standard USPS delivery area) in Owingsville, Bath County, Kentucky, home to 6,564 residents across 379.4 square miles, a density of 17 people per square mile, in the New York time zone.

ZIP 40360 reports a modest median household income of $55,193 (7% below the Kentucky average), while per-capita income is $31,801. 23.6% of residents live below the poverty line, and the unemployment rate reads 1.7%. Median home value sits at $126,300 (21% below the state average), median rent at $584 a month, and owner-occupancy at 71.0%.

Formal educational attainment runs low here: just 12.8% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is 27 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Bath County, so you can benchmark 40360 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40360

Top 5 sectors by establishment count in Owingsville, KY

Which industries have the most business establishments in ZIP 40360.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40360, Owingsville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

6,564

Population

379.4

Area (sq mi)

17

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40360?

40.1

Median Age

48.1%

Male

51.9%

Female

0.1%

Foreign-Born

White 96.4%
African American 0.3%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.0%
Hispanic or Latino 0.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$55,193

Median Household Income

-7% vs state

$31,801

Per Capita Income

23.6%

Poverty Rate

1.7%

Unemployment Rate

27.4 min

Mean Commute Time

How ZIP 40360 ranks nationally

Owingsville, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$55,193 21st percentile higher than 21% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.4%
Bachelor's Degree or Higher 12.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,376

Total Housing Units

2,873

Occupied Units

503

Vacant Units

2.61

Avg Household Size

Occupancy Type

Owner 71.0%
Renter 29.0%

$126,300

Median Home Value

-21% vs state

$584

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 90 business establishments in ZIP 40360, employing approximately 1,083 people with a combined annual payroll of $44,208,000.

90

Businesses

1,083

Employees

$44.2M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Retail trade 20 22.2%
Health care and social assistance 14 15.6%
Construction 11 12.2%
Finance and insurance 8 8.9%
Accommodation and food services 8 8.9%
Professional, scientific, and technical services 7 7.8%
Other services (except public administration) 6 6.7%
Administrative and support and waste management and remediation services 4 4.4%
Transportation and warehousing 3 3.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40360 vs 40334 →

ZIP 40360 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40360 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40360 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40360 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40334 Hope, KY 76 9.7 mi
40358 Olympia, KY 904 8.1 mi
40374 Sharpsburg, KY 1,702 8.2 mi
41049 Hillsboro, KY 2,261 10.5 mi

More ZIP Codes in Bath County

40371 standard
Salt Lick, KY
Pop: 2,838
40374 standard
Sharpsburg, KY
Pop: 1,702
40358 standard
Olympia, KY
Pop: 904

Related Areas

Bath County Owingsville, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40360 in? ▼
ZIP code 40360 (Owingsville) is located in Bath County, Kentucky. Bath County contains multiple ZIP codes, see the full list at /counties/bath-ky.
What is the population of ZIP code 40360? ▼
ZIP code 40360 in Owingsville, KY has a population of 6,564 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40360? ▼
The median household income in ZIP 40360 is $55,193, which is 28% below the national average of $76,288.
What is the average home value in ZIP 40360? ▼
The median home value in ZIP 40360 is $126,300, which is 55% below the national average of $278,155.
What is the demographic makeup of ZIP 40360? ▼
The largest racial group in ZIP 40360 is White at 96.4%. Hispanic or Latino residents make up 0.6% of the population.
How many businesses are in ZIP code 40360? ▼
ZIP code 40360 has 90 business establishments employing approximately 1,083 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40360? ▼
The top industries by establishment count in ZIP 40360 are: Retail trade (20), Health care and social assistance (14), Construction (11). There are 9 industry sectors represented in total.
What is the education level in ZIP code 40360? ▼
In ZIP code 40360, 59.4% of residents aged 25+ have a high school diploma or higher, and 12.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40360? ▼
The mean commute time for workers in ZIP code 40360 is 27.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40360? ▼
In ZIP code 40360, approximately 71.0% of occupied housing units are owner-occupied and 29.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40360? ▼
The poverty rate in ZIP code 40360 is 23.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.