Residential delivery area · Kentucky
ZIP Code 40360: Owingsville, KY
ZIP code 40360 uses the postal name Owingsville, Kentucky and lies mostly in Bath County (96% of its land) with the rest in Montgomery County (Census 2020 ZIP-county file). About 7,600 people live there (Census Bureau, ACS 2020-2024). Median household income is $55,193 (Census Bureau, ACS 2020-2024). By Census place, 2% of its land lies in Owingsville; 98% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2023
- ZBP2023
- IRS2022
- Town
- Owingsville · its only residential ZIP
- County
- Bath County (96%); Montgomery County (4%)
- Census places
- Owingsville
- Micro area
- Mount Sterling, KY
- House districts
- KY-6 (57%), KY-5 (43%) 119th Congress, by share of land
- State
- Kentucky
- Time zone
- Eastern
- Land area
- 148.1 sq mi · 51 people per sq mi
Where is ZIP code 40360?
40360 centers on 38.167°, -83.768° and covers 148.1 square miles of land plus 0.8 of water. It borders 8 ZIP codes: 40374, 40358, 41049, 40334, 40371, 40353, 40346, 41041.
The map draws ZIP code areas only. For the streets inside 40360, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 40360 compare with the rest of Bath County?
| Measure | 40360 | In Bath County | In KY |
|---|---|---|---|
| People (ACS 2020-2024) | 7,595 | 1st of 6 | 156th of 780 |
| Median household income | $55k | 1st of 2 | 210th of 310 |
| Median home value | $126k | 1st of 2 | 240th of 320 |
Its median household income is higher than in 21% of U.S. residential ZIP codes, and it is denser than 43% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 40360?
The 2020 Census counted 7,644 people in 40360; the ACS, which samples households over 2020-2024, estimates 7,595. Between the 2010 and 2020 censuses its population grew 16.5% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 7,595
- 2020 Census count
- 7,644+16.5% since 2010 (6,564)
- Households
- 2,873
- Median age
- 40.1
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 40360?
Of the 7,595 people the ACS estimates in 40360, 23.1% are under 18 and 17.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (95.9%).
- Under 1823.1%
- 18 to 6459.6%
- 65 and older17.3%
- White, not Hispanic95.9%
- Other or two or more3.2%
- Hispanic or Latino0.6%
- Black, not Hispanic0.3%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 40360 earn?
Median household income is $55,193 (ACS 2020-2024). It is not measurably different from 2015-2019 ($60,148 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $55,193±$9,952
- Income per person
- $31,801
- Below the poverty line
- 23.6%
- Unemployed (of the labor force)
- 1.7%
- Adults 25+ with a bachelor's degree
- 12.8%
- Adjusted gross income per tax return, 2022
- $51,7522,880 returns; wages 75% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 40360?
- Median home value (owners' estimate)
- $126,300
- Median gross rent
- $584
- Homes owned by their occupants
- 71.0%
- Housing units
- 3,376
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 40360?
90 business establishments had a location in this ZIP code in 2023, 13 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade20
- Health care and social assistance14
- Construction11
- Finance and insurance8
- Accommodation and food services8
- Professional, scientific, and technical services7
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 40360?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 40374 | Sharpsburg | 2,562 | $44k | 8.0 mi |
| 40358 | Olympia | 1,012 | $92k | 8.8 mi |
| 41049 | Hillsboro | 2,238 | $53k | 9.7 mi |
| 40334 | Hope | 0 | – | 9.9 mi |
| 40371 | Salt Lick | 2,525 | $63k | 11.0 mi |
| 40353 | Mount Sterling | 22,725 | $57k | 12.1 mi |
| 40346 | Means | 819 | $31k | 12.5 mi |
| 41041 | Flemingsburg | 7,750 | $43k | 16.6 mi |
| 40350 | Moorefield | 73 | – | 11.1 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.