PlainZIP

Waynesburg, KY · standard

ZIP Code 40489

Lincoln County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,109
24/sq mi
$56,034
Median income
$91,200
Median home value
7.6%
Bachelor's or higher

The verdict

Waynesburg pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

22th pct
household income, US ZIPs
7th pct
home value, US ZIPs
24
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40489 against every reporting US ZIP.

ZIP code 40489 covers 171.9 square miles in Waynesburg, Lincoln County, Kentucky (a standard USPS delivery area), with a modest 4,109 residents on file, a density of 24 people per square mile, in the New York time zone.

ZIP 40489 reports a modest median household income of $56,034 (6% below the Kentucky average), while per-capita income is $28,281. Local economic indicators show a 19.6% poverty rate alongside 1.7% unemployment. Median home value sits at $91,200 (43% below the state average), median rent at $780 a month, and owner-occupancy at 78.5%.

Formal educational attainment runs low here: just 7.6% of adults hold a bachelor's degree or higher, the median age is 34.7, and the average commute is -. A geography-based comparison follows: 6 ZIP codes within about 10 miles of 40489, plus 5 more within Lincoln County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40489

Top 5 sectors by establishment count in Waynesburg, KY

Which industries have the most business establishments in ZIP 40489.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40489, Waynesburg, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,109

Population

171.9

Area (sq mi)

24

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40489?

34.7

Median Age

49.1%

Male

50.9%

Female

0.2%

Foreign-Born

White 98.1%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.9%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$56,034

Median Household Income

-6% vs state

$28,281

Per Capita Income

19.6%

Poverty Rate

1.7%

Unemployment Rate

How ZIP 40489 ranks nationally

Waynesburg, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$56,034 22nd percentile higher than 22% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.0%
Bachelor's Degree or Higher 7.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,663

Total Housing Units

1,504

Occupied Units

159

Vacant Units

3.02

Avg Household Size

Occupancy Type

Owner 78.5%
Renter 21.5%

$91,200

Median Home Value

-43% vs state

$780

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 28 business establishments in ZIP 40489, employing approximately 71 people with a combined annual payroll of $2,242,000.

28

Businesses

71

Employees

$2.2M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 7 25.0%
Retail trade 6 21.4%
Construction 3 10.7%
Transportation and warehousing 3 10.7%
Health care and social assistance 3 10.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40489 vs 40442 →

ZIP 40489 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40489 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40489 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40489 ranks #2 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40442 Kings Mountain, KY 1,136 4.6 mi
42567 Eubank, KY 6,007 7.5 mi
40484 Stanford, KY 11,612 10.3 mi
40448 Mc Kinney, KY 53 8.8 mi
42566 Yosemite, KY 660 9.4 mi
42516 Bethelridge, KY 463 12.3 mi

More ZIP Codes in Lincoln County

40484 standard
Stanford, KY
Pop: 11,612
40437 standard
Hustonville, KY
Pop: 4,932
40419 standard
Crab Orchard, KY
Pop: 4,621
40442 standard
Kings Mountain, KY
Pop: 1,136
40448 standard
Mc Kinney, KY
Pop: 53

Related Areas

Lincoln County Waynesburg, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40489 in? ▼
ZIP code 40489 (Waynesburg) is located in Lincoln County, Kentucky. Lincoln County contains multiple ZIP codes, see the full list at /counties/lincoln-ky.
What is the population of ZIP code 40489? ▼
ZIP code 40489 in Waynesburg, KY has a population of 4,109 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40489? ▼
The median household income in ZIP 40489 is $56,034, which is 27% below the national average of $76,288.
What is the average home value in ZIP 40489? ▼
The median home value in ZIP 40489 is $91,200, which is 67% below the national average of $278,155.
What is the demographic makeup of ZIP 40489? ▼
The largest racial group in ZIP 40489 is White at 98.1%.
How many businesses are in ZIP code 40489? ▼
ZIP code 40489 has 28 business establishments employing approximately 71 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40489? ▼
The top industries by establishment count in ZIP 40489 are: Other services (except public administration) (7), Retail trade (6), Construction (3). There are 5 industry sectors represented in total.
What is the education level in ZIP code 40489? ▼
In ZIP code 40489, 61.0% of residents aged 25+ have a high school diploma or higher, and 7.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 40489? ▼
In ZIP code 40489, approximately 78.5% of occupied housing units are owner-occupied and 21.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40489? ▼
The poverty rate in ZIP code 40489 is 19.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.