PlainZIP

Cawood, KY · standard

ZIP Code 40815

Harlan County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,534
15/sq mi
$68,155
Median income
$69,900
Median home value
33.3%
Bachelor's or higher

The verdict

Cawood pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

44th pct
household income, US ZIPs
3th pct
home value, US ZIPs
15
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40815 against every reporting US ZIP.

ZIP code 40815 covers 105.8 square miles in Cawood, Harlan County, Kentucky (a standard USPS delivery area), with a modest 1,534 residents on file, a density of 15 people per square mile, in the New York time zone.

ZIP 40815 reports a modest median household income of $68,155 (14% above the Kentucky average), while per-capita income is $39,843. 11.1% of residents live below the poverty line, and the unemployment rate reads 0.0%. The typical home here is valued at $69,900 (56% below the state average); renters pay a median of - monthly, and 88.7% of units are owner-occupied.

A solid share of residents have a four-year degree: 33.3% of adults hold a bachelor's degree or higher, the median age is 43.2, and the average commute is -. To put 40815 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Harlan County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40815, Cawood, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,534

Population

105.8

Area (sq mi)

15

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40815?

43.2

Median Age

58.0%

Male

42.0%

Female

0.0%

Foreign-Born

White 92.7%
African American 0.0%
Asian 0.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.5%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$68,155

Median Household Income

+14% vs state

$39,843

Per Capita Income

11.1%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 40815 ranks nationally

Cawood, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$68,155 44th percentile higher than 44% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.7%
Bachelor's Degree or Higher 33.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

576

Total Housing Units

391

Occupied Units

185

Vacant Units

2.07

Avg Household Size

Occupancy Type

Owner 88.7%
Renter 11.3%

$69,900

Median Home Value

-56% vs state

1987

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 4 business establishments in ZIP 40815, employing approximately 4 people with a combined annual payroll of $64,000.

4

Businesses

4

Employees

$64K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40815 vs 40820 →

ZIP 40815 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40815 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40815 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40815 ranks the highest of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40820 Cranks, KY 581 2.6 mi
40818 Coalgood, KY 110 2.9 mi
40829 Grays Knob, KY 172 4.9 mi
40847 Kenvir, KY 261 5.1 mi
40801 Ages Brookside, KY 531 5.5 mi
40964 Mary Alice, KY 151 5.5 mi
40865 Putney, KY 410 9.1 mi
40830 Gulston, KY 301 6.5 mi
40828 Evarts, KY 3,965 7.3 mi
40831 Harlan, KY 5,150 7.7 mi

More ZIP Codes in Harlan County

40831 standard
Harlan, KY
Pop: 5,150
40823 standard
Cumberland, KY
Pop: 4,231
40828 standard
Evarts, KY
Pop: 3,965
40806 standard
Baxter, KY
Pop: 2,499
40873 standard
Wallins Creek, KY
Pop: 2,390
40810 standard
Bledsoe, KY
Pop: 1,548

Related Areas

Harlan County Cawood, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40815 in? ▼
ZIP code 40815 (Cawood) is located in Harlan County, Kentucky. Harlan County contains multiple ZIP codes, see the full list at /counties/harlan-ky.
What is the population of ZIP code 40815? ▼
ZIP code 40815 in Cawood, KY has a population of 1,534 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40815? ▼
The median household income in ZIP 40815 is $68,155, which is 11% below the national average of $76,288.
What is the average home value in ZIP 40815? ▼
The median home value in ZIP 40815 is $69,900, which is 75% below the national average of $278,155.
What is the demographic makeup of ZIP 40815? ▼
The largest racial group in ZIP 40815 is White at 92.7%.
How many businesses are in ZIP code 40815? ▼
ZIP code 40815 has 4 business establishments employing approximately 4 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 40815? ▼
In ZIP code 40815, 69.7% of residents aged 25+ have a high school diploma or higher, and 33.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 40815? ▼
In ZIP code 40815, approximately 88.7% of occupied housing units are owner-occupied and 11.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40815? ▼
The poverty rate in ZIP code 40815 is 11.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.