Residential delivery area · Kentucky
ZIP Code 40854: Loyall, KY
ZIP code 40854 uses the postal name Loyall, Kentucky and lies entirely in Harlan County (Census 2020 ZIP-county file). About 680 people live there (Census Bureau, ACS 2020-2024). Median household income is $55,250 (Census Bureau, ACS 2020-2024). By Census place, 13% of its land lies in Loyall; 87% is outside any Census place.
- ACS2020-24
- Census2020
- ZBP2023
- Town
- Loyall · its only residential ZIP
- County
- Harlan County
- Census places
- Loyall
- House district
- KY-5 119th Congress
- State
- Kentucky
- Time zone
- Eastern
- Land area
- 2.3 sq mi · 287 people per sq mi
Where is ZIP code 40854?
40854 centers on 36.845°, -83.362° and covers 2.3 square miles of land plus 0.1 of water. It borders 4 ZIP codes: 40824, 40873, 40806, 40831.
The map draws ZIP code areas only. For the streets inside 40854, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 40854 compare with the rest of Harlan County?
| Measure | 40854 | In Harlan County | In KY |
|---|---|---|---|
| People (ACS 2020-2024) | 675 | 12th of 27 | 533rd of 780 |
| Median household income | $55k | not ranked | not ranked |
| Median home value | $76k | not ranked | not ranked |
40854's income and home value are not ranked: it has fewer than 1,000 residents (675). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 67% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 40854?
The 2020 Census counted 1,171 people in 40854; the ACS, which samples households over 2020-2024, estimates 675. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 675±219 (90% margin)
- 2020 Census count
- 1,171
- Households
- 315
- Median age
- 48.0
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 40854?
Of the 675 people the ACS estimates in 40854, 20.0% are under 18 and 14.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (89.2%), then Other or two or more (10.8%).
- Under 1820.0%
- 18 to 6465.2%
- 65 and older14.8%
- White, not Hispanic89.2%
- Other or two or more10.8%
- Hispanic or Latino0.0%
- Black, not Hispanic0.0%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 40854 earn?
Median household income is $55,250 (ACS 2020-2024).
- Median household income
- $55,250±$19,885
- Income per person
- $24,632
- Below the poverty line
- 29.8%
- Unemployed (of the labor force)
- 9.0%
- Adults 25+ with a bachelor's degree
- 17.4%
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 40854?
- Median home value (owners' estimate)
- $76,400
- Median gross rent
- $688
- Homes owned by their occupants
- 63.5%
- Housing units
- 460
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001).
What businesses are in 40854?
9 business establishments had a location in this ZIP code in 2023, 1 more than in 2018; the most are in other services (except public administration) (ZIP Code Business Patterns).
- Other services (except public administration)4
- Professional, scientific, and technical services3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 40854?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 40824 | Dayhoit | 977 | $50k | 1.6 mi |
| 40873 | Wallins Creek | 2,167 | $33k | 3.2 mi |
| 40806 | Baxter | 1,732 | $60k | 4.8 mi |
| 40831 | Harlan | 4,789 | $35k | 6.2 mi |
| 40964 | Mary Alice | 101 | – | 4.5 mi (near) |
| 40829 | Grays Knob | 62 | $56k | 4.7 mi (near) |
| 40830 | Gulston | 312 | $22k | 5.1 mi (near) |
| 40819 | Coldiron | 808 | $32k | 5.3 mi (near) |
| 40801 | Ages Brookside | 0 | – | 6.0 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.