Putney, KY · standard
ZIP Code 40865
Harlan County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 410
- 51/sq mi Moderate-density area
- $56,820
- Median income Below-median income area
- $69,400
- Median home value Below-median home value
- 7.7%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Putney pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 24th pct
- household income, US ZIPs
- 3rd pct
- home value, US ZIPs
- 51
- people per sq mi
- 88%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40865 against every reporting US ZIP.
ZIP code 40865 is a sparsely populated ZIP (a standard USPS delivery area) in Putney, Harlan County, Kentucky, home to just 410 residents across 8.1 square miles, a density of 51 people per square mile, in the New York time zone.
ZIP 40865 reports a modest median household income of $56,820 (5% below the average Kentucky ZIP), while per-capita income is $27,459. Both reported hardship measures are comparatively low in absolute terms: poverty is 2.8% and unemployment is 0.0%. Home values sit below the statewide ZIP benchmark: the median is $69,400 (56% below the average Kentucky ZIP); owner occupancy is 88.3%.
Formal educational attainment runs low here: just 7.7% of adults hold a bachelor's degree or higher, the median age is 51.9, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Harlan County, so 40865 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40865, Putney, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
410
Population
8.1
Area (sq mi)
51
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 40865?
51.9
Median Age
48.1%
Male
51.9%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$56,820
Median Household Income
-5% vs state ZIP avg
$27,459
Per Capita Income
2.8%
Poverty Rate
0.0%
Unemployment Rate
How ZIP 40865 ranks among Kentucky ZIPs
Putney, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$56,820 49th percentile higher than 49% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
192housing units
192
Total Housing Units
179
Occupied Units
13
Vacant Units
2.38
Avg Household Size
Occupancy Type
$69,400
Median Home Value
-56% vs state ZIP avg
1978
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 3 business establishments in ZIP 40865, employing approximately 67 people with a combined annual payroll of $5,166,000.
3
Businesses
67
Employees
$5.2M
Annual Payroll
0
Industry Sectors
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 40865 vs 40870 →
ZIP 40865 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40828
Evarts (40828)
3,965 residents
- 40806
Baxter (40806)
2,499 residents
- 40810 1,548
Bledsoe (40810)
1,548 residents
- 40815 1,534
Cawood (40815)
1,534 residents
- 40801 531
Ages Brookside (40801)
531 residents
- 40865 410
Putney (40865)
410 residents
- 40849 352
Lejunior (40849)
352 residents
- 40870 279
Totz (40870)
279 residents
- 40847 261
Kenvir (40847)
261 residents
What this shows Among its immediate neighbors, ZIP 40865 ranks #6 by population - useful context the national average alone can't give.
ZIP 40865 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40815
Cawood (40815)
$68,155 median income
- 40806
Baxter (40806)
$59,837 median income
- 40865
Putney (40865)
$56,820 median income
- 40870
Totz (40870)
$51,452 median income
- 40828
Evarts (40828)
$41,354 median income
- 40810
Bledsoe (40810)
$40,066 median income
What this shows By household income, ZIP 40865 ranks #3 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 40870 | Totz, KY | 279 | 3.9 mi |
| 40808 | Big Laurel, KY | 99 | 5.3 mi |
| 40801 | Ages Brookside, KY | 531 | 4.3 mi |
| 40849 | Lejunior, KY | 352 | 4.7 mi |
| 40806 | Baxter, KY | 2,499 | 4.6 mi |
| 40847 | Kenvir, KY | 261 | 5.1 mi |
| 40828 | Evarts, KY | 3,965 | 5.0 mi |
| 40810 | Bledsoe, KY | 1,548 | 5.5 mi |
| 40818 | Coalgood, KY | 110 | 6.9 mi |
| 40815 | Cawood, KY | 1,534 | 9.1 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 40865, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Harlan County
Related Areas
Frequently Asked Questions
What county is ZIP code 40865 in?
ZIP code 40865 (Putney) is located in Harlan County, Kentucky. Harlan County contains multiple ZIP codes, see the full list at /counties/harlan-ky.
What is the population of ZIP code 40865?
ZIP code 40865 in Putney, KY has a population of 410 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40865?
The median household income in ZIP 40865 is $56,820, which is 26% below the national average of $76,288.
What is the average home value in ZIP 40865?
The median home value in ZIP 40865 is $69,400, which is 75% below the national average of $278,155.
What is the demographic makeup of ZIP 40865?
The largest racial group in ZIP 40865 is White at 87.6%. Hispanic or Latino residents make up 1.9% of the population.
How many businesses are in ZIP code 40865?
ZIP code 40865 has 3 business establishments employing approximately 67 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 40865?
In ZIP code 40865, 45.1% of residents aged 25+ have a high school diploma or higher, and 7.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 40865?
In ZIP code 40865, approximately 88.3% of occupied housing units are owner-occupied and 11.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40865?
The poverty rate in ZIP code 40865 is 2.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 40865's numbers, next.
- See how ZIP 40865 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Putney, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.