PlainZIP

Putney, KY · standard

ZIP Code 40865

Harlan County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

410
51/sq mi
$56,820
Median income
$69,400
Median home value
7.7%
Bachelor's or higher

The verdict

Putney pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

24th pct
household income, US ZIPs
3th pct
home value, US ZIPs
51
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40865 against every reporting US ZIP.

ZIP code 40865 is a sparsely populated ZIP (a standard USPS delivery area) in Putney, Harlan County, Kentucky, home to just 410 residents across 8.1 square miles, a density of 51 people per square mile, in the New York time zone.

ZIP 40865 reports a modest median household income of $56,820 (5% below the Kentucky average), while per-capita income is $27,459. The poverty rate stands at 2.8% and the unemployment rate at 0.0%. The typical home here is valued at $69,400 (56% below the state average); renters pay a median of - monthly, and 88.3% of units are owner-occupied.

Formal educational attainment runs low here: just 7.7% of adults hold a bachelor's degree or higher, the median age is 51.9, and the average commute is -. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Harlan County, letting you compare 40865 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40865, Putney, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

410

Population

8.1

Area (sq mi)

51

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40865?

51.9

Median Age

48.1%

Male

51.9%

Female

0.0%

Foreign-Born

White 87.6%
African American 0.9%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.2%
Hispanic or Latino 1.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$56,820

Median Household Income

-5% vs state

$27,459

Per Capita Income

2.8%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 40865 ranks nationally

Putney, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$56,820 24th percentile higher than 24% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 45.1%
Bachelor's Degree or Higher 7.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

192

Total Housing Units

179

Occupied Units

13

Vacant Units

2.38

Avg Household Size

Occupancy Type

Owner 88.3%
Renter 11.7%

$69,400

Median Home Value

-56% vs state

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 3 business establishments in ZIP 40865, employing approximately 67 people with a combined annual payroll of $5,166,000.

3

Businesses

67

Employees

$5.2M

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40865 vs 40870 →

ZIP 40865 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40865 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40865 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40865 ranks #3 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40870 Totz, KY 279 3.9 mi
40808 Big Laurel, KY 99 5.3 mi
40801 Ages Brookside, KY 531 4.3 mi
40849 Lejunior, KY 352 4.7 mi
40806 Baxter, KY 2,499 4.6 mi
40847 Kenvir, KY 261 5.1 mi
40828 Evarts, KY 3,965 5.0 mi
40810 Bledsoe, KY 1,548 5.5 mi
40818 Coalgood, KY 110 6.9 mi
40815 Cawood, KY 1,534 9.1 mi

More ZIP Codes in Harlan County

40831 standard
Harlan, KY
Pop: 5,150
40823 standard
Cumberland, KY
Pop: 4,231
40828 standard
Evarts, KY
Pop: 3,965
40806 standard
Baxter, KY
Pop: 2,499
40873 standard
Wallins Creek, KY
Pop: 2,390
40810 standard
Bledsoe, KY
Pop: 1,548

Related Areas

Harlan County Putney, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40865 in? ▼
ZIP code 40865 (Putney) is located in Harlan County, Kentucky. Harlan County contains multiple ZIP codes, see the full list at /counties/harlan-ky.
What is the population of ZIP code 40865? ▼
ZIP code 40865 in Putney, KY has a population of 410 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40865? ▼
The median household income in ZIP 40865 is $56,820, which is 26% below the national average of $76,288.
What is the average home value in ZIP 40865? ▼
The median home value in ZIP 40865 is $69,400, which is 75% below the national average of $278,155.
What is the demographic makeup of ZIP 40865? ▼
The largest racial group in ZIP 40865 is White at 87.6%. Hispanic or Latino residents make up 1.9% of the population.
How many businesses are in ZIP code 40865? ▼
ZIP code 40865 has 3 business establishments employing approximately 67 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 40865? ▼
In ZIP code 40865, 45.1% of residents aged 25+ have a high school diploma or higher, and 7.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 40865? ▼
In ZIP code 40865, approximately 88.3% of occupied housing units are owner-occupied and 11.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40865? ▼
The poverty rate in ZIP code 40865 is 2.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.