ZIP Code 41164

ZIP code 41164 is classified by USPS as a standard delivery area and covers roughly 631.0 square miles in Olive Hill, Carter County, Kentucky. The area is home to 13,125 residents, producing a population density of 21 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 41164 against Kentucky and the nation.

On the economic side, the median household income for ZIP 41164 sits at $53,579 (10% below the Kentucky average), while per-capita income is $28,392. The poverty rate stands at 18.7% and the unemployment rate at 5.3%. On housing, the median home value is $120,100 (24% below the state average) with median rent at $521 per month, and 85.9% of occupied units are owner-occupied, a direct signal of whether 41164 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 14.9% of adults hold a bachelor's degree or higher, the median age is 42.1, and the average commute is 35 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Carter County, so you can benchmark 41164 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →