Olive Hill, KY · standard
ZIP Code 41164
Carter County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 13,125
- 21/sq mi Moderate-density area
- $53,579
- Median income Below-median income area
- $120,100
- Median home value Below-median home value
- 14.9%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Olive Hill pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 19th pct
- household income, US ZIPs
- 17th pct
- home value, US ZIPs
- 21
- people per sq mi
- 86%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41164 against every reporting US ZIP.
ZIP code 41164 is a mid-sized community (a standard USPS delivery area) in Olive Hill, Carter County, Kentucky, home to 13,125 residents across 631.0 square miles, a density of 21 people per square mile, in the New York time zone.
ZIP 41164 reports a modest median household income of $53,579 (10% below the average Kentucky ZIP), while per-capita income is $28,392. The poverty rate is 18.7%, with unemployment at 5.3%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $120,100 (24% below the average Kentucky ZIP), and median rent is $521; owner occupancy is 85.9%.
Formal educational attainment runs low here: just 14.9% of adults hold a bachelor's degree or higher, the median age is 42.1, and the average commute is 35 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 4 more in Carter County, so 41164 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 41164
Top 5 sectors by establishment count in Olive Hill, KY
Which industries have the most business establishments in ZIP 41164.
- Retail trade
Retail trade
31 establishments
- Construction
Construction
19 establishments
- Other services (except public administration) 11
Other services (except public administration)
11 establishments
- Accommodation and food services 6
Accommodation and food services
6 establishments
- Manufacturing 5
Manufacturing
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 41164, Olive Hill, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
13,125
Population
631.0
Area (sq mi)
21
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 41164?
42.1
Median Age
49.0%
Male
51.0%
Female
0.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$53,579
Median Household Income
-10% vs state ZIP avg
$28,392
Per Capita Income
18.7%
Poverty Rate
5.3%
Unemployment Rate
34.8 min
Mean Commute Time
How ZIP 41164 ranks among Kentucky ZIPs
Olive Hill, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$53,579 42nd percentile higher than 42% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,010housing units
6,010
Total Housing Units
5,105
Occupied Units
905
Vacant Units
2.46
Avg Household Size
Occupancy Type
$120,100
Median Home Value
-24% vs state ZIP avg
$521
Median Rent
1984
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 103 business establishments in ZIP 41164, employing approximately 988 people with a combined annual payroll of $35,098,000.
103
Businesses
988
Employees
$35.1M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 31 | 30.1% |
| Construction | 19 | 18.4% |
| Other services (except public administration) | 11 | 10.7% |
| Accommodation and food services | 6 | 5.8% |
| Manufacturing | 5 | 4.8% |
| Administrative and support and waste management and remediation services | 5 | 4.8% |
| Wholesale trade | 4 | 3.9% |
| Finance and insurance | 4 | 3.9% |
| Professional, scientific, and technical services | 4 | 3.9% |
| Health care and social assistance | 4 | 3.9% |
| Information | 3 | 2.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 41164 vs 41142 →
ZIP 41164 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 41164
Olive Hill (41164)
13,125 residents
- 41135 172
Emerson (41135)
172 residents
- 41142 91
Grahn (41142)
91 residents
What this shows Among its immediate neighbors, ZIP 41164 ranks the most populous - useful context the national average alone can't give.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 41164, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (13,125 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Carter County
Related Areas
Frequently Asked Questions
What county is ZIP code 41164 in?
ZIP code 41164 (Olive Hill) is located in Carter County, Kentucky. Carter County contains multiple ZIP codes, see the full list at /counties/carter-ky.
What is the population of ZIP code 41164?
ZIP code 41164 in Olive Hill, KY has a population of 13,125 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41164?
The median household income in ZIP 41164 is $53,579, which is 30% below the national average of $76,288.
What is the average home value in ZIP 41164?
The median home value in ZIP 41164 is $120,100, which is 57% below the national average of $278,155.
What is the demographic makeup of ZIP 41164?
The largest racial group in ZIP 41164 is White at 96.5%. Hispanic or Latino residents make up 1.6% of the population.
How many businesses are in ZIP code 41164?
ZIP code 41164 has 103 business establishments employing approximately 988 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 41164?
The top industries by establishment count in ZIP 41164 are: Retail trade (31), Construction (19), Other services (except public administration) (11). There are 11 industry sectors represented in total.
What is the education level in ZIP code 41164?
In ZIP code 41164, 55.0% of residents aged 25+ have a high school diploma or higher, and 14.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 41164?
The mean commute time for workers in ZIP code 41164 is 34.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 41164?
In ZIP code 41164, approximately 85.9% of occupied housing units are owner-occupied and 14.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41164?
The poverty rate in ZIP code 41164 is 18.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 41164's numbers, next.
- See how ZIP 41164 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Olive Hill, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.