Lovely, KY · standard
ZIP Code 41231
Martin County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,002
- 67/sq mi Moderate-density area
- $60,875
- Median income Below-median income area
- $136,400
- Median home value Below-median home value
- 9.3%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Lovely pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 31st pct
- household income, US ZIPs
- 21st pct
- home value, US ZIPs
- 67
- people per sq mi
- 89%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41231 against every reporting US ZIP.
ZIP code 41231 is a sparsely populated ZIP (a standard USPS delivery area) in Lovely, Martin County, Kentucky, home to just 1,002 residents across 14.9 square miles, a density of 67 people per square mile, in the New York time zone.
ZIP 41231 reports a modest median household income of $60,875 (2% above the average Kentucky ZIP), while per-capita income is $36,156. The poverty rate is 23.7%, so the area-level income figures should not be treated as typical household experience. Median home value is $136,400 (14% below the average Kentucky ZIP) and median rent is $588; 89.3% of occupied homes are owner-occupied.
Formal educational attainment runs low here: just 9.3% of adults hold a bachelor's degree or higher, the median age is 30.5, and the average commute is -. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Martin County, so 41231 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 41231, Lovely, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,002
Population
14.9
Area (sq mi)
67
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 41231?
30.5
Median Age
48.5%
Male
51.5%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$60,875
Median Household Income
+2% vs state ZIP avg
$36,156
Per Capita Income
23.7%
Poverty Rate
7.0%
Unemployment Rate
How ZIP 41231 ranks among Kentucky ZIPs
Lovely, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$60,875 Top 41% higher than 59% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
619housing units
619
Total Housing Units
506
Occupied Units
113
Vacant Units
2.58
Avg Household Size
Occupancy Type
$136,400
Median Home Value
-14% vs state ZIP avg
$588
Median Rent
1990
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 13 business establishments in ZIP 41231, employing approximately 150 people with a combined annual payroll of $7,324,000.
13
Businesses
150
Employees
$7.3M
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 3 | 23.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 41231 vs 41203 →
ZIP 41231 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 25661
Williamson (25661)
6,837 residents
- 41224
Inez (41224)
6,414 residents
- 41514
Belfry (41514)
3,491 residents
- 25674
Kermit (25674)
3,202 residents
- 41267 1,245
Warfield (41267)
1,245 residents
- 41250 1,195
Pilgrim (41250)
1,195 residents
- 41231 1,002
Lovely (41231)
1,002 residents
- 25669 887
Crum (25669)
887 residents
- 41203 696
Beauty (41203)
696 residents
What this shows Among its immediate neighbors, ZIP 41231 ranks #7 by population - useful context the national average alone can't give.
ZIP 41231 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 41231
Lovely (41231)
$60,875 median income
- 41503
South Williamson (41503)
$56,484 median income
- 25669
Crum (25669)
$43,333 median income
- 41250
Pilgrim (41250)
$40,286 median income
- 41514
Belfry (41514)
$39,545 median income
- 41224
Inez (41224)
$38,816 median income
- 25674
Kermit (25674)
$38,495 median income
- 25661
Williamson (25661)
$25,014 median income
What this shows By household income, ZIP 41231 ranks the highest of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 41203 | Beauty, KY | 696 | 2.9 mi |
| 41267 | Warfield, KY | 1,245 | 4.9 mi |
| 41250 | Pilgrim, KY | 1,195 | 5.3 mi |
| 25674 | Kermit, WV | 3,202 | 5.3 mi |
| 25669 | Crum, WV | 887 | 8.5 mi |
| 41224 | Inez, KY | 6,414 | 7.2 mi |
| 25661 | Williamson, WV | 6,837 | 8.9 mi |
| 41514 | Belfry, KY | 3,491 | 10.4 mi |
| 41503 | South Williamson, KY | 570 | 11.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 41231, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,002 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Martin County
Related Areas
Frequently Asked Questions
What county is ZIP code 41231 in?
ZIP code 41231 (Lovely) is located in Martin County, Kentucky. Martin County contains multiple ZIP codes, see the full list at /counties/martin-ky.
What is the population of ZIP code 41231?
ZIP code 41231 in Lovely, KY has a population of 1,002 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41231?
The median household income in ZIP 41231 is $60,875, which is 20% below the national average of $76,288.
What is the average home value in ZIP 41231?
The median home value in ZIP 41231 is $136,400, which is 51% below the national average of $278,155.
What is the demographic makeup of ZIP 41231?
The largest racial group in ZIP 41231 is White at 90.3%.
How many businesses are in ZIP code 41231?
ZIP code 41231 has 13 business establishments employing approximately 150 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 41231?
In ZIP code 41231, 55.0% of residents aged 25+ have a high school diploma or higher, and 9.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 41231?
In ZIP code 41231, approximately 89.3% of occupied housing units are owner-occupied and 10.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41231?
The poverty rate in ZIP code 41231 is 23.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 41231's numbers, next.
- See how ZIP 41231 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Lovely, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.