PlainZIP

Lovely, KY · standard

ZIP Code 41231

Martin County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,002
67/sq mi
$60,875
Median income
$136,400
Median home value
9.3%
Bachelor's or higher

The verdict

Lovely pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

31th pct
household income, US ZIPs
21th pct
home value, US ZIPs
67
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41231 against every reporting US ZIP.

ZIP code 41231 is a sparsely populated ZIP (a standard USPS delivery area) in Lovely, Martin County, Kentucky, home to just 1,002 residents across 14.9 square miles, a density of 67 people per square mile, in the New York time zone.

ZIP 41231 reports a modest median household income of $60,875 (2% above the Kentucky average), while per-capita income is $36,156. Poverty here runs at 23.7%, with unemployment measured at 7.0%. On housing, the median home value is $136,400 (14% below the state average) with median rent at $588 per month, and 89.3% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 9.3% of adults hold a bachelor's degree or higher, the median age is 30.5, and the average commute is -. Beyond these figures, 9 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Martin County, letting you compare 41231 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 41231, Lovely, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,002

Population

14.9

Area (sq mi)

67

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 41231?

30.5

Median Age

48.5%

Male

51.5%

Female

0.0%

Foreign-Born

White 90.3%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 3.4%
Two or More Ethnicities 6.3%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$60,875

Median Household Income

+2% vs state

$36,156

Per Capita Income

23.7%

Poverty Rate

7.0%

Unemployment Rate

How ZIP 41231 ranks nationally

Lovely, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$60,875 31st percentile higher than 31% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.0%
Bachelor's Degree or Higher 9.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

619

Total Housing Units

506

Occupied Units

113

Vacant Units

2.58

Avg Household Size

Occupancy Type

Owner 89.3%
Renter 10.7%

$136,400

Median Home Value

-14% vs state

$588

Median Rent

1990

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 13 business establishments in ZIP 41231, employing approximately 150 people with a combined annual payroll of $7,324,000.

13

Businesses

150

Employees

$7.3M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 3 23.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 41231 vs 41203 →

ZIP 41231 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 41231 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 41231 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 41231 ranks the highest of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
41203 Beauty, KY 696 2.9 mi
41267 Warfield, KY 1,245 4.9 mi
41250 Pilgrim, KY 1,195 5.3 mi
25674 Kermit, WV 3,202 5.3 mi
25669 Crum, WV 887 8.5 mi
41224 Inez, KY 6,414 7.2 mi
25661 Williamson, WV 6,837 8.9 mi
41514 Belfry, KY 3,491 10.4 mi
41503 South Williamson, KY 570 11.9 mi

More ZIP Codes in Martin County

41224 standard
Inez, KY
Pop: 6,414
41262 standard
Tomahawk, KY
Pop: 1,474
41267 standard
Warfield, KY
Pop: 1,245
41250 standard
Pilgrim, KY
Pop: 1,195
41214 standard
Debord, KY
Pop: 750
41203 standard
Beauty, KY
Pop: 696

Related Areas

Martin County Lovely, KY Kentucky

Frequently Asked Questions

What county is ZIP code 41231 in? ▼
ZIP code 41231 (Lovely) is located in Martin County, Kentucky. Martin County contains multiple ZIP codes, see the full list at /counties/martin-ky.
What is the population of ZIP code 41231? ▼
ZIP code 41231 in Lovely, KY has a population of 1,002 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41231? ▼
The median household income in ZIP 41231 is $60,875, which is 20% below the national average of $76,288.
What is the average home value in ZIP 41231? ▼
The median home value in ZIP 41231 is $136,400, which is 51% below the national average of $278,155.
What is the demographic makeup of ZIP 41231? ▼
The largest racial group in ZIP 41231 is White at 90.3%.
How many businesses are in ZIP code 41231? ▼
ZIP code 41231 has 13 business establishments employing approximately 150 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 41231? ▼
In ZIP code 41231, 55.0% of residents aged 25+ have a high school diploma or higher, and 9.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 41231? ▼
In ZIP code 41231, approximately 89.3% of occupied housing units are owner-occupied and 10.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41231? ▼
The poverty rate in ZIP code 41231 is 23.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.