ZIP Code 41231

ZIP code 41231 is classified by USPS as a standard delivery area and covers roughly 14.9 square miles in Lovely, Martin County, Kentucky. The area is home to 1,002 residents, producing a population density of 67 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 41231 against Kentucky and the nation.

On the economic side, the median household income for ZIP 41231 sits at $60,875 (2% above the Kentucky average), while per-capita income is $36,156. The poverty rate stands at 23.7% and the unemployment rate at 7.0%. On housing, the median home value is $136,400 (14% below the state average) with median rent at $588 per month, and 89.3% of occupied units are owner-occupied, a direct signal of whether 41231 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 9.3% of adults hold a bachelor's degree or higher, the median age is 30.5, and the average commute is —. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Martin County, so you can benchmark 41231 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →