PlainZIP

Elkfork, KY · standard

ZIP Code 41421

Morgan County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

233
8/sq mi
$26,500
Median income
34.9%
Bachelor's or higher

The verdict

Elkfork pairs one of the lowest household incomes in the country, in a rural, homeowner-dominated area.

1th pct
household income, US ZIPs
8
people per sq mi
95%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41421 against every reporting US ZIP.

ZIP code 41421 is a sparsely populated ZIP (a standard USPS delivery area) in Elkfork, Morgan County, Kentucky, home to just 233 residents across 30.3 square miles, a density of 8 people per square mile, in the New York time zone.

ZIP 41421 sits on the lower end of the income spectrum: median household income is $26,500 (56% below the Kentucky average), while per-capita income is $22,810. The poverty rate stands at 33.6% and the unemployment rate at 0.0%. Housing costs here run - for a typical home value, with rent averaging - a month; 95.3% of homes are owner-occupied.

A solid share of residents have a four-year degree: 34.9% of adults hold a bachelor's degree or higher, the median age is 41.4, and the average commute is -. To put 41421 in local context, 2 ZIP codes within roughly 10 miles appear further down this page alongside 4 additional ZIPs in Morgan County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 41421, Elkfork, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

233

Population

30.3

Area (sq mi)

8

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 41421?

41.4

Median Age

54.4%

Male

45.6%

Female

0.0%

Foreign-Born

White 100.0%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$26,500

Median Household Income

-56% vs state

$22,810

Per Capita Income

33.6%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 41421 ranks nationally

Elkfork, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$26,500 1st percentile higher than 1% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.7%
Bachelor's Degree or Higher 34.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

170

Total Housing Units

170

Occupied Units

0

Vacant Units

2.15

Avg Household Size

Occupancy Type

Owner 95.3%
Renter 4.7%

2001

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 41421 vs 41472 →

ZIP 41421 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 41421 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 41421 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 41421 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
41472 West Liberty, KY 10,985 3.4 mi
41171 Sandy Hook, KY 5,042 8.8 mi

More ZIP Codes in Morgan County

41472 standard
West Liberty, KY
Pop: 10,985
41425 standard
Ezel, KY
Pop: 1,138
41352 standard
Mize, KY
Pop: 677
41408 standard
Cannel City, KY
Pop: 445

Related Areas

Morgan County Elkfork, KY Kentucky

Frequently Asked Questions

What county is ZIP code 41421 in? ▼
ZIP code 41421 (Elkfork) is located in Morgan County, Kentucky. Morgan County contains multiple ZIP codes, see the full list at /counties/morgan-ky.
What is the population of ZIP code 41421? ▼
ZIP code 41421 in Elkfork, KY has a population of 233 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41421? ▼
The median household income in ZIP 41421 is $26,500, which is 65% below the national average of $76,288.
What is the demographic makeup of ZIP 41421? ▼
The largest racial group in ZIP 41421 is White at 100.0%.
What is the education level in ZIP code 41421? ▼
In ZIP code 41421, 50.7% of residents aged 25+ have a high school diploma or higher, and 34.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 41421? ▼
In ZIP code 41421, approximately 95.3% of occupied housing units are owner-occupied and 4.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41421? ▼
The poverty rate in ZIP code 41421 is 33.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.