PlainZIP

Hardy, KY · standard

ZIP Code 41531

Pike County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

985
41/sq mi
$63,333
Median income
$108,300
Median home value
8.7%
Bachelor's or higher

The verdict

Hardy pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

35th pct
household income, US ZIPs
12th pct
home value, US ZIPs
41
people per sq mi
87%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41531 against every reporting US ZIP.

ZIP code 41531 is a sparsely populated ZIP (a standard USPS delivery area) in Hardy, Pike County, Kentucky, home to just 985 residents across 24.3 square miles, a density of 41 people per square mile, in the New York time zone.

ZIP 41531 reports a modest median household income of $63,333 (6% above the Kentucky average), while per-capita income is $27,116. 17.1% of residents live below the poverty line, and the unemployment rate reads 4.5%. Housing costs here run $108,300 for a typical home value (32% below the state average), with rent averaging - a month; 86.6% of homes are owner-occupied.

Formal educational attainment runs low here: just 8.7% of adults hold a bachelor's degree or higher, the median age is 49.4, and the average commute is 31 minutes. To put 41531 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Pike County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 41531, Hardy, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

985

Population

24.3

Area (sq mi)

41

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 41531?

49.4

Median Age

49.8%

Male

50.2%

Female

0.0%

Foreign-Born

White 100.0%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.0%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,333

Median Household Income

+6% vs state

$27,116

Per Capita Income

17.1%

Poverty Rate

4.5%

Unemployment Rate

31.3 min

Mean Commute Time

How ZIP 41531 ranks nationally

Hardy, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$63,333 35th percentile higher than 35% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.1%
Bachelor's Degree or Higher 8.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

420

Total Housing Units

372

Occupied Units

48

Vacant Units

2.42

Avg Household Size

Occupancy Type

Owner 86.6%
Renter 13.4%

$108,300

Median Home Value

-32% vs state

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 4 business establishments in ZIP 41531, employing approximately 68 people with a combined annual payroll of $1,578,000.

4

Businesses

68

Employees

$1.6M

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 41531 vs 41535 →

ZIP 41531 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 41531 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 41531 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 41531 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
41535 Huddy, KY 526 2.6 mi
41544 Mc Carr, KY 931 3.2 mi
41567 Stone, KY 369 3.0 mi
41558 Ransom, KY 809 4.0 mi
41555 Pinsonfork, KY 915 4.0 mi
41527 Forest Hills, KY 675 4.1 mi
41519 Canada, KY 1,108 4.9 mi
41543 Mc Andrews, KY 543 4.2 mi
41503 South Williamson, KY 570 5.8 mi
25688 North Matewan, WV 448 5.7 mi

More ZIP Codes in Pike County

41501 standard
Pikeville, KY
Pop: 23,298
41522 standard
Elkhorn City, KY
Pop: 5,352
41572 standard
Virgie, KY
Pop: 3,754
41514 standard
Belfry, KY
Pop: 3,491
41562 standard
Shelbiana, KY
Pop: 2,807
41553 standard
Phelps, KY
Pop: 2,288

Related Areas

Pike County Hardy, KY Kentucky

Frequently Asked Questions

What county is ZIP code 41531 in? ▼
ZIP code 41531 (Hardy) is located in Pike County, Kentucky. Pike County contains multiple ZIP codes, see the full list at /counties/pike-ky.
What is the population of ZIP code 41531? ▼
ZIP code 41531 in Hardy, KY has a population of 985 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41531? ▼
The median household income in ZIP 41531 is $63,333, which is 17% below the national average of $76,288.
What is the average home value in ZIP 41531? ▼
The median home value in ZIP 41531 is $108,300, which is 61% below the national average of $278,155.
What is the demographic makeup of ZIP 41531? ▼
The largest racial group in ZIP 41531 is White at 100.0%.
How many businesses are in ZIP code 41531? ▼
ZIP code 41531 has 4 business establishments employing approximately 68 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 41531? ▼
In ZIP code 41531, 59.1% of residents aged 25+ have a high school diploma or higher, and 8.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 41531? ▼
The mean commute time for workers in ZIP code 41531 is 31.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 41531? ▼
In ZIP code 41531, approximately 86.6% of occupied housing units are owner-occupied and 13.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41531? ▼
The poverty rate in ZIP code 41531 is 17.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.