Hardy, KY · standard
ZIP Code 41531
Pike County, Kentucky — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 985
- 41/sq mi
- $63,333
- Median income
- $108,300
- Median home value
- 8.7%
- Bachelor's or higher
The verdict
Hardy pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 35th pct
- household income, US ZIPs
- 12th pct
- home value, US ZIPs
- 41
- people per sq mi
- 87%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41531 against every reporting US ZIP.
ZIP code 41531 is classified by USPS as a standard delivery area and covers roughly 24.3 square miles in Hardy, Pike County, Kentucky. The area is home to 985 residents, producing a population density of 41 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 41531 against Kentucky and the nation.
On the economic side, the median household income for ZIP 41531 sits at $63,333 (6% above the Kentucky average), while per-capita income is $27,116. The poverty rate stands at 17.1% and the unemployment rate at 4.5%. On housing, the median home value is $108,300 (32% below the state average) with median rent at — per month, and 86.6% of occupied units are owner-occupied, a direct signal of whether 41531 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 8.7% of adults hold a bachelor's degree or higher, the median age is 49.4, and the average commute is 31 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Pike County, so you can benchmark 41531 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 41531, Hardy, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
985
Population
24.3
Area (sq mi)
41
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 41531?
49.4
Median Age
49.8%
Male
50.2%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$63,333
Median Household Income
+6% vs state
$27,116
Per Capita Income
17.1%
Poverty Rate
4.5%
Unemployment Rate
31.3 min
Mean Commute Time
How ZIP 41531 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$63,333 35th percentile higher than 35% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
420
Total Housing Units
372
Occupied Units
48
Vacant Units
2.42
Avg Household Size
Occupancy Type
$108,300
Median Home Value
-32% vs state
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 4 business establishments in ZIP 41531, employing approximately 68 people with a combined annual payroll of $1,578,000.
4
Businesses
68
Employees
$1.6M
Annual Payroll
0
Industry Sectors
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 41531 vs 41535 →
ZIP 41531 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 41519
Canada (41519)
1,108 residents
- 41531
Hardy (41531)
985 residents
- 41544
Mc Carr (41544)
931 residents
- 41555
Pinsonfork (41555)
915 residents
- 41558
Ransom (41558)
809 residents
- 41527
Forest Hills (41527)
675 residents
- 41503
South Williamson (41503)
570 residents
- 41543
Mc Andrews (41543)
543 residents
- 41535
Huddy (41535)
526 residents
What this shows Among its immediate neighbors, ZIP 41531 ranks #2 by population — useful context the national average alone can't give.
ZIP 41531 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 41555
Pinsonfork (41555)
$90,551 median income
- 41527
Forest Hills (41527)
$90,260 median income
- 41531
Hardy (41531)
$63,333 median income
- 41503
South Williamson (41503)
$56,484 median income
- 41519
Canada (41519)
$51,957 median income
- 41558
Ransom (41558)
$50,511 median income
- 41567 $35,192
Stone (41567)
$35,192 median income
- 41544 $32,500
Mc Carr (41544)
$32,500 median income
- 41535 $31,284
Huddy (41535)
$31,284 median income
What this shows By household income, ZIP 41531 ranks #3 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 41535 | Huddy, KY | 526 | 2.6 mi |
| 41544 | Mc Carr, KY | 931 | 3.2 mi |
| 41567 | Stone, KY | 369 | 3.0 mi |
| 41558 | Ransom, KY | 809 | 4.0 mi |
| 41555 | Pinsonfork, KY | 915 | 4.0 mi |
| 41527 | Forest Hills, KY | 675 | 4.1 mi |
| 41519 | Canada, KY | 1,108 | 4.9 mi |
| 41543 | Mc Andrews, KY | 543 | 4.2 mi |
| 41503 | South Williamson, KY | 570 | 5.8 mi |
| 25688 | North Matewan, WV | 448 | 5.7 mi |
More ZIP Codes in Pike County
Related Areas
Frequently Asked Questions
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What is the population of ZIP code 41531? ▼
What is the median household income in ZIP 41531? ▼
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What is the demographic makeup of ZIP 41531? ▼
How many businesses are in ZIP code 41531? ▼
What is the education level in ZIP code 41531? ▼
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What percentage of residents own vs. rent in ZIP 41531? ▼
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ZIP Code Research Guides
Official Data Resources for Hardy, KY
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.