Topmost, KY · standard

ZIP Code 41862

Knott County, Kentucky — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

952
18/sq mi
$68,969
Median income
$88,100
Median home value
17.6%
Bachelor's or higher

The verdict

Topmost pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

45th pct
household income, US ZIPs
6th pct
home value, US ZIPs
18
people per sq mi
78%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41862 against every reporting US ZIP.

ZIP code 41862 is classified by USPS as a standard delivery area and covers roughly 53.8 square miles in Topmost, Knott County, Kentucky. The area is home to 952 residents, producing a population density of 18 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 41862 against Kentucky and the nation.

On the economic side, the median household income for ZIP 41862 sits at $68,969 (16% above the Kentucky average), while per-capita income is $24,580. The poverty rate stands at 20.2% and the unemployment rate at 9.2%. On housing, the median home value is $88,100 (45% below the state average) with median rent at $642 per month, and 78.2% of occupied units are owner-occupied, a direct signal of whether 41862 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.6% of adults hold a bachelor's degree or higher, the median age is 36, and the average commute is . We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Knott County, so you can benchmark 41862 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 41862, Topmost, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

952

Population

53.8

Area (sq mi)

18

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 41862?

36.0

Median Age

45.8%

Male

54.2%

Female

1.5%

Foreign-Born

White 94.1%
African American 0.3%
Asian 1.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.1%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$68,969

Median Household Income

+16% vs state

$24,580

Per Capita Income

20.2%

Poverty Rate

9.2%

Unemployment Rate

How ZIP 41862 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$68,969 45th percentile higher than 45% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 33.2%
Bachelor's Degree or Higher 17.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

407

Total Housing Units

335

Occupied Units

72

Vacant Units

3.08

Avg Household Size

Occupancy Type

Owner 78.2%
Renter 21.8%

$88,100

Median Home Value

-45% vs state

$642

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 7 business establishments in ZIP 41862, employing approximately 27 people with a combined annual payroll of $676,000.

7

Businesses

27

Employees

$676K

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Retail trade 5 71.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 41862 vs 41859 →

ZIP 41862 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 41862 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 41862 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 41862 ranks the highest of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
41859 Dema, KY 349 3.2 mi
41606 Bevinsville, KY 656 3.2 mi
41828 Kite, KY 808 4.1 mi
41612 Bypro, KY 78 3.9 mi
41861 Raven, KY 108 3.9 mi
41844 Pippa Passes, KY 1,355 4.3 mi
41666 Wayland, KY 908 6.0 mi
41669 Wheelwright, KY 865 4.6 mi
41636 Hi Hat, KY 984 4.8 mi
41650 Melvin, KY 534 6.1 mi

More ZIP Codes in Knott County

Frequently Asked Questions

What county is ZIP code 41862 in?
ZIP code 41862 (Topmost) is located in Knott County, Kentucky. Knott County contains multiple ZIP codes, see the full list at /counties/knott-ky.
What is the population of ZIP code 41862?
ZIP code 41862 in Topmost, KY has a population of 952 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41862?
The median household income in ZIP 41862 is $68,969, which is 10% below the national average of $76,288.
What is the average home value in ZIP 41862?
The median home value in ZIP 41862 is $88,100, which is 68% below the national average of $278,155.
What is the demographic makeup of ZIP 41862?
The largest racial group in ZIP 41862 is White at 94.1%.
How many businesses are in ZIP code 41862?
ZIP code 41862 has 7 business establishments employing approximately 27 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 41862?
In ZIP code 41862, 33.2% of residents aged 25+ have a high school diploma or higher, and 17.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 41862?
In ZIP code 41862, approximately 78.2% of occupied housing units are owner-occupied and 21.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41862?
The poverty rate in ZIP code 41862 is 20.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Topmost, KY

Verify and explore additional data for this area using these official government sources.