PlainZIP

Fancy Farm, KY · standard

ZIP Code 42039

Graves County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,751
13/sq mi
$70,726
Median income
$143,200
Median home value
19.9%
Bachelor's or higher

The verdict

Fancy Farm pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

48th pct
household income, US ZIPs
23th pct
home value, US ZIPs
13
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42039 against every reporting US ZIP.

ZIP code 42039 covers 131.7 square miles in Fancy Farm, Graves County, Kentucky (a standard USPS delivery area), with a modest 1,751 residents on file, a density of 13 people per square mile, in the Chicago time zone.

ZIP 42039 lands in the middle-income range, with a median household income of $70,726 (19% above the Kentucky average), while per-capita income is $33,485. Local economic indicators show a 10.0% poverty rate alongside 1.6% unemployment. Housing costs here run $143,200 for a typical home value (10% below the state average), with rent averaging $753 a month; 88.2% of homes are owner-occupied.

Educational attainment sits below the national norm: 19.9% of adults hold a bachelor's degree or higher, the median age is 41.5, and the average commute is 26 minutes. A geography-based comparison follows: 3 ZIP codes within about 10 miles of 42039, plus 6 more within Graves County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42039, Fancy Farm, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,751

Population

131.7

Area (sq mi)

13

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 42039?

41.5

Median Age

58.6%

Male

41.4%

Female

0.6%

Foreign-Born

White 95.4%
African American 2.4%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.2%
Hispanic or Latino 1.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,726

Median Household Income

+19% vs state

$33,485

Per Capita Income

10.0%

Poverty Rate

1.6%

Unemployment Rate

26.1 min

Mean Commute Time

How ZIP 42039 ranks nationally

Fancy Farm, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$70,726 48th percentile higher than 48% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.8%
Bachelor's Degree or Higher 19.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

721

Total Housing Units

644

Occupied Units

77

Vacant Units

2.63

Avg Household Size

Occupancy Type

Owner 88.2%
Renter 11.8%

$143,200

Median Home Value

-10% vs state

$753

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 14 business establishments in ZIP 42039, employing approximately 63 people with a combined annual payroll of $2,875,000.

14

Businesses

63

Employees

$2.9M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Retail trade 7 50.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 42039 vs 42035 →

ZIP 42039 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 42039 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 42039 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 42039 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
42035 Cunningham, KY 1,068 8.5 mi
42061 Lowes, KY 55 7.7 mi
42069 Melber, KY 1,100 10.5 mi

More ZIP Codes in Graves County

42066 standard
Mayfield, KY
Pop: 23,182
42051 standard
Hickory, KY
Pop: 2,840
42088 standard
Wingo, KY
Pop: 2,656
42027 standard
Boaz, KY
Pop: 2,291
42082 standard
Symsonia, KY
Pop: 1,845
42079 standard
Sedalia, KY
Pop: 1,426

Related Areas

Graves County Fancy Farm, KY Kentucky

Frequently Asked Questions

What county is ZIP code 42039 in? ▼
ZIP code 42039 (Fancy Farm) is located in Graves County, Kentucky. Graves County contains multiple ZIP codes, see the full list at /counties/graves-ky.
What is the population of ZIP code 42039? ▼
ZIP code 42039 in Fancy Farm, KY has a population of 1,751 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42039? ▼
The median household income in ZIP 42039 is $70,726, which is 7% below the national average of $76,288.
What is the average home value in ZIP 42039? ▼
The median home value in ZIP 42039 is $143,200, which is 49% below the national average of $278,155.
What is the demographic makeup of ZIP 42039? ▼
The largest racial group in ZIP 42039 is White at 95.4%. Hispanic or Latino residents make up 1.8% of the population.
How many businesses are in ZIP code 42039? ▼
ZIP code 42039 has 14 business establishments employing approximately 63 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 42039? ▼
In ZIP code 42039, 60.8% of residents aged 25+ have a high school diploma or higher, and 19.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 42039? ▼
The mean commute time for workers in ZIP code 42039 is 26.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 42039? ▼
In ZIP code 42039, approximately 88.2% of occupied housing units are owner-occupied and 11.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42039? ▼
The poverty rate in ZIP code 42039 is 10.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.