PlainZIP

Madisonville, KY · standard

ZIP Code 42431

Hopkins County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

26,916
62/sq mi
$54,905
Median income
$160,700
Median home value
20.1%
Bachelor's or higher

The verdict

Madisonville pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

21th pct
household income, US ZIPs
30th pct
home value, US ZIPs
62
people per sq mi
67%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42431 against every reporting US ZIP.

ZIP code 42431 is a densely settled ZIP (a standard USPS delivery area) in Madisonville, Hopkins County, Kentucky, with 26,916 residents across 431.3 square miles, a density of 62 people per square mile, in the Chicago time zone.

ZIP 42431 reports a modest median household income of $54,905 (8% below the Kentucky average), while per-capita income is $29,753. Poverty here runs at 22.2%, with unemployment measured at 6.8%. The typical home here is valued at $160,700 (1% above the state average); renters pay a median of $850 monthly, and 66.5% of units are owner-occupied.

Educational attainment sits below the national norm: 20.1% of adults hold a bachelor's degree or higher, the median age is 40.2, and the average commute is 19 minutes. To put 42431 in local context, 5 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Hopkins County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 42431

Top 5 sectors by establishment count in Madisonville, KY

Which industries have the most business establishments in ZIP 42431.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42431, Madisonville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

26,916

Population

431.3

Area (sq mi)

62

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 42431?

40.2

Median Age

48.0%

Male

52.0%

Female

2.7%

Foreign-Born

White 83.6%
African American 7.3%
Asian 0.8%
American Indian or Alaska Native 1.9%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.4%
Hispanic or Latino 3.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$54,905

Median Household Income

-8% vs state

$29,753

Per Capita Income

22.2%

Poverty Rate

6.8%

Unemployment Rate

18.5 min

Mean Commute Time

How ZIP 42431 ranks nationally

Madisonville, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$54,905 21st percentile higher than 21% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.1%
Bachelor's Degree or Higher 20.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,720

Total Housing Units

11,270

Occupied Units

1,450

Vacant Units

2.35

Avg Household Size

Occupancy Type

Owner 66.5%
Renter 33.5%

$160,700

Median Home Value

+1% vs state

$850

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.6%

YoY Change (2024)

238

HPI Index (2000 = 100)

+138%

Total Change Since 2000

Home values in ZIP 42431 have increased 6.6% over the past year (2024). Since 2000, this ZIP has seen +138% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.6% 163
2021 +10.2% 180
2022 +9.9% 198
2023 +12.8% 223
2024 +6.6% 238

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 707 business establishments in ZIP 42431, employing approximately 11,921 people with a combined annual payroll of $620,269,000.

707

Businesses

11,921

Employees

$620.3M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 123 17.4%
Health care and social assistance 121 17.1%
Other services (except public administration) 91 12.9%
Accommodation and food services 64 9.1%
Finance and insurance 53 7.5%
Professional, scientific, and technical services 50 7.1%
Construction 41 5.8%
Wholesale trade 35 5.0%
Manufacturing 30 4.2%
Real estate and rental and leasing 24 3.4%
Administrative and support and waste management and remediation services 24 3.4%
Transportation and warehousing 16 2.3%
Information 10 1.4%
Educational services 10 1.4%
Arts, entertainment, and recreation 6 0.8%
Mining, quarrying, and oil and gas extraction 5 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 42431 vs 42410 →

ZIP 42431 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 42431 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 42431 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 42431 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
42410 Earlington, KY 1,460 4.1 mi
42440 Mortons Gap, KY 748 6.1 mi
42413 Hanson, KY 3,118 7.9 mi
42436 Manitou, KY 1,030 7.8 mi
42464 White Plains, KY 1,799 11.9 mi

More ZIP Codes in Hopkins County

42408 standard
Dawson Springs, KY
Pop: 6,737
42442 standard
Nortonville, KY
Pop: 3,504
42413 standard
Hanson, KY
Pop: 3,118
42464 standard
White Plains, KY
Pop: 1,799
42441 standard
Nebo, KY
Pop: 1,594
42410 standard
Earlington, KY
Pop: 1,460

Related Areas

Hopkins County Madisonville, KY Kentucky

Frequently Asked Questions

What county is ZIP code 42431 in? ▼
ZIP code 42431 (Madisonville) is located in Hopkins County, Kentucky. Hopkins County contains multiple ZIP codes, see the full list at /counties/hopkins-ky.
What is the population of ZIP code 42431? ▼
ZIP code 42431 in Madisonville, KY has a population of 26,916 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42431? ▼
The median household income in ZIP 42431 is $54,905, which is 28% below the national average of $76,288.
What is the average home value in ZIP 42431? ▼
The median home value in ZIP 42431 is $160,700, which is 42% below the national average of $278,155.
What is the demographic makeup of ZIP 42431? ▼
The largest racial group in ZIP 42431 is White at 83.6%. Hispanic or Latino residents make up 3.5% of the population.
How many businesses are in ZIP code 42431? ▼
ZIP code 42431 has 707 business establishments employing approximately 11,921 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 42431? ▼
The top industries by establishment count in ZIP 42431 are: Retail trade (123), Health care and social assistance (121), Other services (except public administration) (91). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 42431? ▼
According to the FHFA House Price Index, home values in ZIP 42431 increased by 6.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 138%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 42431? ▼
In ZIP code 42431, 57.1% of residents aged 25+ have a high school diploma or higher, and 20.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 42431? ▼
The mean commute time for workers in ZIP code 42431 is 18.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 42431? ▼
In ZIP code 42431, approximately 66.5% of occupied housing units are owner-occupied and 33.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42431? ▼
The poverty rate in ZIP code 42431 is 22.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.