Stearns, KY · standard
ZIP Code 42647
McCreary County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,086
- 11/sq mi
- $31,927
- Median income
- $80,600
- Median home value
- 17.4%
- Bachelor's or higher
The verdict
Stearns pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 2th pct
- household income, US ZIPs
- 4th pct
- home value, US ZIPs
- 11
- people per sq mi
- 88%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42647 against every reporting US ZIP.
ZIP code 42647 covers 361.6 square miles in Stearns, McCreary County, Kentucky (a standard USPS delivery area), with a modest 4,086 residents on file, a density of 11 people per square mile, in the New York time zone.
ZIP 42647 sits on the lower end of the income spectrum: median household income is $31,927 (46% below the Kentucky average), while per-capita income is $22,354. 44.4% of residents live below the poverty line, and the unemployment rate reads 4.0%. Median home value sits at $80,600 (49% below the state average), median rent at $564 a month, and owner-occupancy at 88.4%.
Educational attainment sits below the national norm: 17.4% of adults hold a bachelor's degree or higher, the median age is 39, and the average commute is -. Beyond these figures, 2 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing McCreary County, letting you compare 42647 to its immediate surroundings rather than a national baseline alone.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 42647
Top 5 sectors by establishment count in Stearns, KY
Which industries have the most business establishments in ZIP 42647.
- Manufacturing
Manufacturing
5 establishments
- Retail trade
Retail trade
5 establishments
- Health care and social assistance
Health care and social assistance
5 establishments
- Information
Information
3 establishments
- Other services (except public administration)
Other services (except public administration)
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42647, Stearns, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,086
Population
361.6
Area (sq mi)
11
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 42647?
39.0
Median Age
56.8%
Male
43.2%
Female
0.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$31,927
Median Household Income
-46% vs state
$22,354
Per Capita Income
44.4%
Poverty Rate
4.0%
Unemployment Rate
How ZIP 42647 ranks nationally
Stearns, KY household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$31,927 2nd percentile higher than 2% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,601
Total Housing Units
1,269
Occupied Units
332
Vacant Units
2.64
Avg Household Size
Occupancy Type
$80,600
Median Home Value
-49% vs state
$564
Median Rent
1982
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 26 business establishments in ZIP 42647, employing approximately 371 people with a combined annual payroll of $13,526,000.
26
Businesses
371
Employees
$13.5M
Annual Payroll
5
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Manufacturing | 5 | 19.2% |
| Retail trade | 5 | 19.2% |
| Health care and social assistance | 5 | 19.2% |
| Information | 3 | 11.5% |
| Other services (except public administration) | 3 | 11.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 42647 vs 42638 →
ZIP 42647 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 42647
Stearns (42647)
4,086 residents
- 42638 207
Revelo (42638)
207 residents
- 42631 134
Marshes Siding (42631)
134 residents
What this shows Among its immediate neighbors, ZIP 42647 ranks the most populous - useful context the national average alone can't give.
More ZIP Codes in McCreary County
Related Areas
Frequently Asked Questions
What county is ZIP code 42647 in? ▼
What is the population of ZIP code 42647? ▼
What is the median household income in ZIP 42647? ▼
What is the average home value in ZIP 42647? ▼
What is the demographic makeup of ZIP 42647? ▼
How many businesses are in ZIP code 42647? ▼
What are the main industries in ZIP code 42647? ▼
What is the education level in ZIP code 42647? ▼
What percentage of residents own vs. rent in ZIP 42647? ▼
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Read our methodology to see how this data is sourced, computed, and verified.