Stearns, KY · standard
ZIP Code 42647
McCreary County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,086
- 11/sq mi Low-density area
- $31,927
- Median income Below-median income area
- $80,600
- Median home value Below-median home value
- 17.4%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Stearns pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 2nd pct
- household income, US ZIPs
- 4th pct
- home value, US ZIPs
- 11
- people per sq mi
- 88%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42647 against every reporting US ZIP.
ZIP code 42647 covers 361.6 square miles in Stearns, McCreary County, Kentucky (a standard USPS delivery area), with a modest 4,086 residents on file, a density of 11 people per square mile, in the New York time zone.
ZIP 42647 sits on the lower end of the income spectrum: median household income is $31,927 (46% below the average Kentucky ZIP), while per-capita income is $22,354. The poverty rate is 44.4%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $80,600 (49% below the average Kentucky ZIP), and median rent is $564; owner occupancy is 88.4%.
Educational attainment sits below the national norm: 17.4% of adults hold a bachelor's degree or higher, the median age is 39, and the average commute is -. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in McCreary County, so 42647 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 42647
Top 5 sectors by establishment count in Stearns, KY
Which industries have the most business establishments in ZIP 42647.
- Manufacturing
Manufacturing
5 establishments
- Retail trade
Retail trade
5 establishments
- Health care and social assistance
Health care and social assistance
5 establishments
- Information
Information
3 establishments
- Other services (except public administration)
Other services (except public administration)
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42647, Stearns, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,086
Population
361.6
Area (sq mi)
11
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 42647?
39.0
Median Age
56.8%
Male
43.2%
Female
0.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$31,927
Median Household Income
-46% vs state ZIP avg
$22,354
Per Capita Income
44.4%
Poverty Rate
4.0%
Unemployment Rate
How ZIP 42647 ranks among Kentucky ZIPs
Stearns, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$31,927 8th percentile higher than 8% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,601housing units
1,601
Total Housing Units
1,269
Occupied Units
332
Vacant Units
2.64
Avg Household Size
Occupancy Type
$80,600
Median Home Value
-49% vs state ZIP avg
$564
Median Rent
1982
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 26 business establishments in ZIP 42647, employing approximately 371 people with a combined annual payroll of $13,526,000.
26
Businesses
371
Employees
$13.5M
Annual Payroll
5
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Manufacturing | 5 | 19.2% |
| Retail trade | 5 | 19.2% |
| Health care and social assistance | 5 | 19.2% |
| Information | 3 | 11.5% |
| Other services (except public administration) | 3 | 11.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 42647 vs 42638 →
ZIP 42647 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 42647
Stearns (42647)
4,086 residents
- 42638 207
Revelo (42638)
207 residents
- 42631 134
Marshes Siding (42631)
134 residents
What this shows Among its immediate neighbors, ZIP 42647 ranks the most populous - useful context the national average alone can't give.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 42647, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,086 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in McCreary County
Related Areas
Frequently Asked Questions
What county is ZIP code 42647 in?
ZIP code 42647 (Stearns) is located in McCreary County, Kentucky. McCreary County contains multiple ZIP codes, see the full list at /counties/mccreary-ky.
What is the population of ZIP code 42647?
ZIP code 42647 in Stearns, KY has a population of 4,086 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42647?
The median household income in ZIP 42647 is $31,927, which is 58% below the national average of $76,288.
What is the average home value in ZIP 42647?
The median home value in ZIP 42647 is $80,600, which is 71% below the national average of $278,155.
What is the demographic makeup of ZIP 42647?
The largest racial group in ZIP 42647 is White at 98.7%.
How many businesses are in ZIP code 42647?
ZIP code 42647 has 26 business establishments employing approximately 371 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 42647?
The top industries by establishment count in ZIP 42647 are: Manufacturing (5), Retail trade (5), Health care and social assistance (5). There are 5 industry sectors represented in total.
What is the education level in ZIP code 42647?
In ZIP code 42647, 52.7% of residents aged 25+ have a high school diploma or higher, and 17.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 42647?
In ZIP code 42647, approximately 88.4% of occupied housing units are owner-occupied and 11.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42647?
The poverty rate in ZIP code 42647 is 44.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 42647's numbers, next.
- See how ZIP 42647 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Stearns, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.