ZIP Code 43315

standard

Source:

Cardington · Morrow County · Ohio

Population
7,046

34/sq mi

Median income
$73,770

▼ 3% vs US

higher than 53% of US ZIPs

Median home value
$182,700

▼ 34% vs US

higher than 39% of US ZIPs

Bachelor's or higher
13.5%

Median age 45.7

Land area
209.7 sq mi

New York

ZIP code 43315 in Cardington, Ohio has a population of 7,046. The median household income is $73,770, which is 3% below the national average. Median home value is $182,700, 34% below the US average. 13.5% of residents hold a bachelor's degree or higher.

ZIP code 43315 is classified by USPS as a standard delivery area and covers roughly 209.7 square miles in Cardington, Morrow County, Ohio. The area is home to 7,046 residents, producing a population density of 34 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 43315 against Ohio and the nation.

On the economic side, the median household income for ZIP 43315 sits at $73,770 (1% above the Ohio average), while per-capita income is $36,458. The poverty rate stands at 9.5% and the unemployment rate at 3.2%. On housing, the median home value is $182,700 (7% below the state average) with median rent at $934 per month, and 81.6% of occupied units are owner-occupied, a direct signal of whether 43315 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 13.5% of adults hold a bachelor's degree or higher, the median age is 45.7, and the average commute is 29 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Morrow County, so you can benchmark 43315 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 43315

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 43315.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 43315, Cardington, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

7,046

Population

209.7

Area (sq mi)

34

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 43315?

45.7

Median Age

52.8%

Male

47.2%

Female

0.2%

Foreign-Born

White 93.5%
African American 0.6%
Asian 0.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.8%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$73,770

Median Household Income

+1% vs state

$36,458

Per Capita Income

9.5%

Poverty Rate

3.2%

Unemployment Rate

28.8 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.0%
Bachelor's Degree or Higher 13.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,894

Total Housing Units

2,685

Occupied Units

209

Vacant Units

2.55

Avg Household Size

Occupancy Type

Owner 81.6%
Renter 18.4%

$182,700

Median Home Value

-7% vs state

$934

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+14.9%

YoY Change (2024)

242

HPI Index (2000 = 100)

+142%

Total Change Since 2000

Home values in ZIP 43315 have increased 14.9% over the past year (2024). Since 2000, this ZIP has seen +142% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.3% 160
2021 +13.2% 181
2022 +13.4% 205
2023 +2.8% 211
2024 +14.9% 242

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 79 business establishments in ZIP 43315, employing approximately 741 people with a combined annual payroll of $37,066,000.

79

Businesses

741

Employees

$37.1M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Construction 21 26.6%
Other services (except public administration) 15 19.0%
Retail trade 7 8.9%
Accommodation and food services 6 7.6%
Professional, scientific, and technical services 5 6.3%
Health care and social assistance 5 6.3%
Administrative and support and waste management and remediation services 4 5.1%
Arts, entertainment, and recreation 4 5.1%
Manufacturing 3 3.8%
Wholesale trade 3 3.8%
Finance and insurance 3 3.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 43315 vs 43321 →

ZIP Code City Population Distance
43321 Fulton, OH 267 3.1 mi
43320 Edison, OH 1,588 7.4 mi
43334 Marengo, OH 6,651 6.9 mi
43003 Ashley, OH 2,917 7.2 mi
43338 Mount Gilead, OH 10,489 8.2 mi

More ZIP Codes in Morrow County

Frequently Asked Questions

What county is ZIP code 43315 in?
ZIP code 43315 (Cardington) is located in Morrow County, Ohio. Morrow County contains multiple ZIP codes, see the full list at /counties/morrow-oh.
What is the population of ZIP code 43315?
ZIP code 43315 in Cardington, OH has a population of 7,046 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 43315?
The median household income in ZIP 43315 is $73,770, which is 3% below the national average of $76,288.
What is the average home value in ZIP 43315?
The median home value in ZIP 43315 is $182,700, which is 34% below the national average of $278,155.
What is the demographic makeup of ZIP 43315?
The largest racial group in ZIP 43315 is White at 93.5%.
How many businesses are in ZIP code 43315?
ZIP code 43315 has 79 business establishments employing approximately 741 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 43315?
The top industries by establishment count in ZIP 43315 are: Construction (21), Other services (except public administration) (15), Retail trade (7). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 43315?
According to the FHFA House Price Index, home values in ZIP 43315 increased by 14.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 142%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 43315?
In ZIP code 43315, 64.0% of residents aged 25+ have a high school diploma or higher, and 13.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 43315?
The mean commute time for workers in ZIP code 43315 is 28.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 43315?
In ZIP code 43315, approximately 81.6% of occupied housing units are owner-occupied and 18.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 43315?
The poverty rate in ZIP code 43315 is 9.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Cardington, OH

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.