Cardington, OH · standard
ZIP Code 43315
Morrow County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,046
- 34/sq mi Moderate-density area
- $73,770
- Median income Near-median income area
- $182,700
- Median home value Near-median home value
- 13.5%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Cardington pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 47%
- household income, US ZIPs
- 39th pct
- home value, US ZIPs
- 34
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 43315 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 43315 (Cardington, OH) rose +14.9% from 2023 to 2024. The all-transactions index moved from 210.7 in 2023 to 242.0 in 2024 (2000 = 100).
ZIP code 43315 is a mid-sized community (a standard USPS delivery area) in Cardington, Morrow County, Ohio, home to 7,046 residents across 209.7 square miles, a density of 34 people per square mile, in the New York time zone.
ZIP 43315 lands in the middle-income range, with a median household income of $73,770 (1% above the average Ohio ZIP), while per-capita income is $36,458. The poverty rate is 9.5%, with unemployment at 3.2%; those measures add context to the income figure. Median home value is $182,700 (7% below the average Ohio ZIP) and median rent is $934; 81.6% of occupied homes are owner-occupied.
Formal educational attainment runs low here: just 13.5% of adults hold a bachelor's degree or higher, the median age is 45.7, and the average commute is 29 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 5 more in Morrow County, so 43315 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 43315
Top 5 sectors by establishment count in Cardington, OH
Which industries have the most business establishments in ZIP 43315.
- Construction
Construction
21 establishments
- Other services (except public administration)
Other services (except public administration)
15 establishments
- Retail trade 7
Retail trade
7 establishments
- Accommodation and food services 6
Accommodation and food services
6 establishments
- Professional, scientific, and technical services 5
Professional, scientific, and technical services
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 43315, Cardington, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,046
Population
209.7
Area (sq mi)
34
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 43315?
45.7
Median Age
52.8%
Male
47.2%
Female
0.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$73,770
Median Household Income
+1% vs state ZIP avg
$36,458
Per Capita Income
9.5%
Poverty Rate
3.2%
Unemployment Rate
28.8 min
Mean Commute Time
How ZIP 43315 ranks among Ohio ZIPs
Cardington, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$73,770 Top 44% higher than 56% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,894housing units
2,894
Total Housing Units
2,685
Occupied Units
209
Vacant Units
2.55
Avg Household Size
Occupancy Type
$182,700
Median Home Value
-7% vs state ZIP avg
$934
Median Rent
1984
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+14.9%
YoY Change (2024)
242
HPI Index (2000 = 100)
+142%
Total Change Since 2000
Home values in ZIP 43315 have increased 14.9% over the past year (2024). Since 2000, this ZIP has seen +142% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.3% | 160 |
| 2021 | +13.2% | 181 |
| 2022 | +13.4% | 205 |
| 2023 | +2.8% | 211 |
| 2024 | +14.9% | 242 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 79 business establishments in ZIP 43315, employing approximately 741 people with a combined annual payroll of $37,066,000.
79
Businesses
741
Employees
$37.1M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 21 | 26.6% |
| Other services (except public administration) | 15 | 19.0% |
| Retail trade | 7 | 8.9% |
| Accommodation and food services | 6 | 7.6% |
| Professional, scientific, and technical services | 5 | 6.3% |
| Health care and social assistance | 5 | 6.3% |
| Administrative and support and waste management and remediation services | 4 | 5.1% |
| Arts, entertainment, and recreation | 4 | 5.1% |
| Manufacturing | 3 | 3.8% |
| Wholesale trade | 3 | 3.8% |
| Finance and insurance | 3 | 3.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 43315 vs 43321 →
ZIP 43315 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 43338
Mount Gilead (43338)
10,489 residents
- 43315
Cardington (43315)
7,046 residents
- 43334
Marengo (43334)
6,651 residents
- 43003 2,917
Ashley (43003)
2,917 residents
- 43320 1,588
Edison (43320)
1,588 residents
- 43321 267
Fulton (43321)
267 residents
What this shows Among its immediate neighbors, ZIP 43315 ranks #2 by population - useful context the national average alone can't give.
ZIP 43315 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 43334
Marengo (43334)
$100,825 median income
- 43315
Cardington (43315)
$73,770 median income
- 43338
Mount Gilead (43338)
$72,311 median income
- 43003
Ashley (43003)
$69,852 median income
- 43320
Edison (43320)
$51,603 median income
- 43321
Fulton (43321)
$48,125 median income
What this shows By household income, ZIP 43315 ranks #2 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 43315, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,046 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Morrow County
Related Areas
Frequently Asked Questions
What county is ZIP code 43315 in?
ZIP code 43315 (Cardington) is located in Morrow County, Ohio. Morrow County contains multiple ZIP codes, see the full list at /counties/morrow-oh.
What is the population of ZIP code 43315?
ZIP code 43315 in Cardington, OH has a population of 7,046 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 43315?
The median household income in ZIP 43315 is $73,770, which is 3% below the national average of $76,288.
What is the average home value in ZIP 43315?
The median home value in ZIP 43315 is $182,700, which is 34% below the national average of $278,155.
What is the demographic makeup of ZIP 43315?
The largest racial group in ZIP 43315 is White at 93.5%.
How many businesses are in ZIP code 43315?
ZIP code 43315 has 79 business establishments employing approximately 741 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 43315?
The top industries by establishment count in ZIP 43315 are: Construction (21), Other services (except public administration) (15), Retail trade (7). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 43315?
According to the FHFA House Price Index, home values in ZIP 43315 increased by 14.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 142%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 43315?
In ZIP code 43315, 64.0% of residents aged 25+ have a high school diploma or higher, and 13.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 43315?
The mean commute time for workers in ZIP code 43315 is 28.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 43315?
In ZIP code 43315, approximately 81.6% of occupied housing units are owner-occupied and 18.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 43315?
The poverty rate in ZIP code 43315 is 9.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 43315's numbers, next.
- See how ZIP 43315 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cardington, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.