ZIP Code 43315
standardSource:
Cardington · Morrow County · Ohio
- Population
- 7,046
- Median income
- $73,770
- Median home value
- $182,700
- Bachelor's or higher
- 13.5%
- Land area
- 209.7 sq mi
34/sq mi
▼ 3% vs US
higher than 53% of US ZIPs
▼ 34% vs US
higher than 39% of US ZIPs
Median age 45.7
New York
ZIP code 43315 in Cardington, Ohio has a population of 7,046. The median household income is $73,770, which is 3% below the national average. Median home value is $182,700, 34% below the US average. 13.5% of residents hold a bachelor's degree or higher.
ZIP code 43315 is classified by USPS as a standard delivery area and covers roughly 209.7 square miles in Cardington, Morrow County, Ohio. The area is home to 7,046 residents, producing a population density of 34 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 43315 against Ohio and the nation.
On the economic side, the median household income for ZIP 43315 sits at $73,770 (1% above the Ohio average), while per-capita income is $36,458. The poverty rate stands at 9.5% and the unemployment rate at 3.2%. On housing, the median home value is $182,700 (7% below the state average) with median rent at $934 per month, and 81.6% of occupied units are owner-occupied, a direct signal of whether 43315 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 13.5% of adults hold a bachelor's degree or higher, the median age is 45.7, and the average commute is 29 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Morrow County, so you can benchmark 43315 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 43315
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 43315.
- Construction
Construction
21 establishments
- Other services (except public administration)
Other services (except public administration)
15 establishments
- Retail trade 7
Retail trade
7 establishments
- Accommodation and food services 6
Accommodation and food services
6 establishments
- Professional, scientific, and technical services 5
Professional, scientific, and technical services
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 43315, Cardington, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
7,046
Population
209.7
Area (sq mi)
34
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 43315?
45.7
Median Age
52.8%
Male
47.2%
Female
0.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$73,770
Median Household Income
+1% vs state
$36,458
Per Capita Income
9.5%
Poverty Rate
3.2%
Unemployment Rate
28.8 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,894
Total Housing Units
2,685
Occupied Units
209
Vacant Units
2.55
Avg Household Size
Occupancy Type
$182,700
Median Home Value
-7% vs state
$934
Median Rent
1984
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+14.9%
YoY Change (2024)
242
HPI Index (2000 = 100)
+142%
Total Change Since 2000
Home values in ZIP 43315 have increased 14.9% over the past year (2024). Since 2000, this ZIP has seen +142% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.3% | 160 |
| 2021 | +13.2% | 181 |
| 2022 | +13.4% | 205 |
| 2023 | +2.8% | 211 |
| 2024 | +14.9% | 242 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 79 business establishments in ZIP 43315, employing approximately 741 people with a combined annual payroll of $37,066,000.
79
Businesses
741
Employees
$37.1M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 21 | 26.6% |
| Other services (except public administration) | 15 | 19.0% |
| Retail trade | 7 | 8.9% |
| Accommodation and food services | 6 | 7.6% |
| Professional, scientific, and technical services | 5 | 6.3% |
| Health care and social assistance | 5 | 6.3% |
| Administrative and support and waste management and remediation services | 4 | 5.1% |
| Arts, entertainment, and recreation | 4 | 5.1% |
| Manufacturing | 3 | 3.8% |
| Wholesale trade | 3 | 3.8% |
| Finance and insurance | 3 | 3.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 43315 vs 43321 →
More ZIP Codes in Morrow County
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Frequently Asked Questions
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How many businesses are in ZIP code 43315? ▼
What are the main industries in ZIP code 43315? ▼
How have home values changed in ZIP code 43315? ▼
What is the education level in ZIP code 43315? ▼
What is the average commute time in ZIP 43315? ▼
What percentage of residents own vs. rent in ZIP 43315? ▼
What is the poverty rate in ZIP code 43315? ▼
ZIP Code Research Guides
Official Data Resources for Cardington, OH
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
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Read our methodology , how this data is sourced, computed, and verified.