PlainZIP

Cardington, OH · standard

ZIP Code 43315

Morrow County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,046
34/sq mi
$73,770
Median income
$182,700
Median home value
13.5%
Bachelor's or higher

The verdict

Cardington pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 47%
household income, US ZIPs
39th pct
home value, US ZIPs
34
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 43315 against every reporting US ZIP.

ZIP code 43315 is a mid-sized community (a standard USPS delivery area) in Cardington, Morrow County, Ohio, home to 7,046 residents across 209.7 square miles, a density of 34 people per square mile, in the New York time zone.

ZIP 43315 lands in the middle-income range, with a median household income of $73,770 (1% above the Ohio average), while per-capita income is $36,458. Local economic indicators show a 9.5% poverty rate alongside 3.2% unemployment. Housing costs here run $182,700 for a typical home value (7% below the state average), with rent averaging $934 a month; 81.6% of homes are owner-occupied.

Formal educational attainment runs low here: just 13.5% of adults hold a bachelor's degree or higher, the median age is 45.7, and the average commute is 29 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Morrow County, so you can benchmark 43315 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 43315

Top 5 sectors by establishment count in Cardington, OH

Which industries have the most business establishments in ZIP 43315.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 43315, Cardington, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,046

Population

209.7

Area (sq mi)

34

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 43315?

45.7

Median Age

52.8%

Male

47.2%

Female

0.2%

Foreign-Born

White 93.5%
African American 0.6%
Asian 0.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.8%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$73,770

Median Household Income

+1% vs state

$36,458

Per Capita Income

9.5%

Poverty Rate

3.2%

Unemployment Rate

28.8 min

Mean Commute Time

How ZIP 43315 ranks nationally

Cardington, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$73,770 Top 47% higher than 53% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.0%
Bachelor's Degree or Higher 13.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,894

Total Housing Units

2,685

Occupied Units

209

Vacant Units

2.55

Avg Household Size

Occupancy Type

Owner 81.6%
Renter 18.4%

$182,700

Median Home Value

-7% vs state

$934

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+14.9%

YoY Change (2024)

242

HPI Index (2000 = 100)

+142%

Total Change Since 2000

Home values in ZIP 43315 have increased 14.9% over the past year (2024). Since 2000, this ZIP has seen +142% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.3% 160
2021 +13.2% 181
2022 +13.4% 205
2023 +2.8% 211
2024 +14.9% 242

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 79 business establishments in ZIP 43315, employing approximately 741 people with a combined annual payroll of $37,066,000.

79

Businesses

741

Employees

$37.1M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Construction 21 26.6%
Other services (except public administration) 15 19.0%
Retail trade 7 8.9%
Accommodation and food services 6 7.6%
Professional, scientific, and technical services 5 6.3%
Health care and social assistance 5 6.3%
Administrative and support and waste management and remediation services 4 5.1%
Arts, entertainment, and recreation 4 5.1%
Manufacturing 3 3.8%
Wholesale trade 3 3.8%
Finance and insurance 3 3.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 43315 vs 43321 →

ZIP 43315 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 43315 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 43315 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 43315 ranks #2 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
43321 Fulton, OH 267 3.1 mi
43320 Edison, OH 1,588 7.4 mi
43334 Marengo, OH 6,651 6.9 mi
43003 Ashley, OH 2,917 7.2 mi
43338 Mount Gilead, OH 10,489 8.2 mi

More ZIP Codes in Morrow County

43338 standard
Mount Gilead, OH
Pop: 10,489
43334 standard
Marengo, OH
Pop: 6,651
43320 standard
Edison, OH
Pop: 1,588
43321 standard
Fulton, OH
Pop: 267
43317 standard
Chesterville, OH
Pop: 168

Related Areas

Morrow County Cardington, OH Ohio

Frequently Asked Questions

What county is ZIP code 43315 in? ▼
ZIP code 43315 (Cardington) is located in Morrow County, Ohio. Morrow County contains multiple ZIP codes, see the full list at /counties/morrow-oh.
What is the population of ZIP code 43315? ▼
ZIP code 43315 in Cardington, OH has a population of 7,046 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 43315? ▼
The median household income in ZIP 43315 is $73,770, which is 3% below the national average of $76,288.
What is the average home value in ZIP 43315? ▼
The median home value in ZIP 43315 is $182,700, which is 34% below the national average of $278,155.
What is the demographic makeup of ZIP 43315? ▼
The largest racial group in ZIP 43315 is White at 93.5%.
How many businesses are in ZIP code 43315? ▼
ZIP code 43315 has 79 business establishments employing approximately 741 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 43315? ▼
The top industries by establishment count in ZIP 43315 are: Construction (21), Other services (except public administration) (15), Retail trade (7). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 43315? ▼
According to the FHFA House Price Index, home values in ZIP 43315 increased by 14.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 142%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 43315? ▼
In ZIP code 43315, 64.0% of residents aged 25+ have a high school diploma or higher, and 13.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 43315? ▼
The mean commute time for workers in ZIP code 43315 is 28.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 43315? ▼
In ZIP code 43315, approximately 81.6% of occupied housing units are owner-occupied and 18.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 43315? ▼
The poverty rate in ZIP code 43315 is 9.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.