PlainZIP

Oak Harbor, OH · standard

ZIP Code 43449

Ottawa County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,278
38/sq mi
$71,083
Median income
$180,900
Median home value
27.2%
Bachelor's or higher

The verdict

Oak Harbor pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

48th pct
household income, US ZIPs
38th pct
home value, US ZIPs
38
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 43449 against every reporting US ZIP.

ZIP code 43449 is a mid-sized community (a standard USPS delivery area) in Oak Harbor, Ottawa County, Ohio, home to 8,278 residents across 219.0 square miles, a density of 38 people per square mile, in the New York time zone.

ZIP 43449 lands in the middle-income range, with a median household income of $71,083 (3% below the Ohio average), while per-capita income is $37,759. Local economic indicators show a 5.0% poverty rate alongside 1.2% unemployment. The typical home here is valued at $180,900 (8% below the state average); renters pay a median of $839 monthly, and 83.2% of units are owner-occupied.

Educational attainment sits below the national norm: 27.2% of adults hold a bachelor's degree or higher, the median age is 46.8, and the average commute is 24 minutes. To put 43449 in local context, 5 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Ottawa County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 43449

Top 5 sectors by establishment count in Oak Harbor, OH

Which industries have the most business establishments in ZIP 43449.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 43449, Oak Harbor, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,278

Population

219.0

Area (sq mi)

38

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 43449?

46.8

Median Age

50.1%

Male

49.9%

Female

0.7%

Foreign-Born

White 92.7%
African American 0.0%
Asian 0.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 4.9%
Hispanic or Latino 6.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$71,083

Median Household Income

-3% vs state

$37,759

Per Capita Income

5.0%

Poverty Rate

1.2%

Unemployment Rate

24.4 min

Mean Commute Time

How ZIP 43449 ranks nationally

Oak Harbor, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$71,083 48th percentile higher than 48% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.5%
Bachelor's Degree or Higher 27.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,181

Total Housing Units

3,479

Occupied Units

702

Vacant Units

2.15

Avg Household Size

Occupancy Type

Owner 83.2%
Renter 16.8%

$180,900

Median Home Value

-8% vs state

$839

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.1%

YoY Change (2024)

180

HPI Index (2000 = 100)

+80%

Total Change Since 2000

Home values in ZIP 43449 have increased 8.1% over the past year (2024). Since 2000, this ZIP has seen +80% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.8% 123
2021 +8.6% 133
2022 +11.7% 149
2023 +11.9% 167
2024 +8.1% 180

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 134 business establishments in ZIP 43449, employing approximately 1,754 people with a combined annual payroll of $120,965,000.

134

Businesses

1,754

Employees

$121.0M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 24 17.9%
Construction 15 11.2%
Health care and social assistance 15 11.2%
Accommodation and food services 15 11.2%
Finance and insurance 11 8.2%
Retail trade 10 7.5%
Manufacturing 9 6.7%
Professional, scientific, and technical services 9 6.7%
Real estate and rental and leasing 6 4.5%
Arts, entertainment, and recreation 6 4.5%
Wholesale trade 4 3.0%
Administrative and support and waste management and remediation services 4 3.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 43449 vs 43458 →

ZIP 43449 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 43449 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 43449 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 43449 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
43458 Rocky Ridge, OH 414 3.6 mi
43439 Lacarne, OH 113 5.4 mi
43432 Graytown, OH 1,366 5.9 mi
43416 Elmore, OH 2,891 7.5 mi
43442 Lindsey, OH 999 8.4 mi

More ZIP Codes in Ottawa County

43452 standard
Port Clinton, OH
Pop: 13,811
43440 standard
Lakeside Marblehead, OH
Pop: 4,875
43430 standard
Genoa, OH
Pop: 4,783
43416 standard
Elmore, OH
Pop: 2,891
43432 standard
Graytown, OH
Pop: 1,366
43445 standard
Martin, OH
Pop: 1,161

Related Areas

Ottawa County Oak Harbor, OH Ohio

Frequently Asked Questions

What county is ZIP code 43449 in? ▼
ZIP code 43449 (Oak Harbor) is located in Ottawa County, Ohio. Ottawa County contains multiple ZIP codes, see the full list at /counties/ottawa-oh.
What is the population of ZIP code 43449? ▼
ZIP code 43449 in Oak Harbor, OH has a population of 8,278 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 43449? ▼
The median household income in ZIP 43449 is $71,083, which is 7% below the national average of $76,288.
What is the average home value in ZIP 43449? ▼
The median home value in ZIP 43449 is $180,900, which is 35% below the national average of $278,155.
What is the demographic makeup of ZIP 43449? ▼
The largest racial group in ZIP 43449 is White at 92.7%. Hispanic or Latino residents make up 6.9% of the population.
How many businesses are in ZIP code 43449? ▼
ZIP code 43449 has 134 business establishments employing approximately 1,754 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 43449? ▼
The top industries by establishment count in ZIP 43449 are: Other services (except public administration) (24), Construction (15), Health care and social assistance (15). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 43449? ▼
According to the FHFA House Price Index, home values in ZIP 43449 increased by 8.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 80%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 43449? ▼
In ZIP code 43449, 64.5% of residents aged 25+ have a high school diploma or higher, and 27.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 43449? ▼
The mean commute time for workers in ZIP code 43449 is 24.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 43449? ▼
In ZIP code 43449, approximately 83.2% of occupied housing units are owner-occupied and 16.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 43449? ▼
The poverty rate in ZIP code 43449 is 5.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.