PlainZIP

Holland, OH · standard

ZIP Code 43528

Lucas County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

16,430
341/sq mi
$93,986
Median income
$276,100
Median home value
36.5%
Bachelor's or higher

The verdict

Holland pairs an upper-quartile household income with above-median home values, in a low-density, homeowner-dominated area.

Top 23%
household income, US ZIPs
Top 37%
home value, US ZIPs
341
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 43528 against every reporting US ZIP.

ZIP code 43528 is a mid-sized community (a standard USPS delivery area) in Holland, Lucas County, Ohio, home to 16,430 residents across 48.2 square miles, a density of 341 people per square mile, in the New York time zone.

ZIP 43528 lands in the middle-income range, with a median household income of $93,986 (29% above the Ohio average), while per-capita income is $49,561. 9.3% of residents live below the poverty line, and the unemployment rate reads 2.3%. On housing, the median home value is $276,100 (40% above the state average) with median rent at $1,060 per month, and 77.3% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 36.5% of adults hold a bachelor's degree or higher, the median age is 43.6, and the average commute is 22 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Lucas County, letting you compare 43528 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 43528

Top 5 sectors by establishment count in Holland, OH

Which industries have the most business establishments in ZIP 43528.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 43528, Holland, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

16,430

Population

48.2

Area (sq mi)

341

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 43528?

43.6

Median Age

51.0%

Male

49.0%

Female

6.8%

Foreign-Born

White 79.1%
African American 8.8%
Asian 3.1%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.7%
Two or More Ethnicities 6.4%
Hispanic or Latino 6.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$93,986

Median Household Income

+29% vs state

$49,561

Per Capita Income

9.3%

Poverty Rate

2.3%

Unemployment Rate

22.0 min

Mean Commute Time

How ZIP 43528 ranks nationally

Holland, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$93,986 Top 23% higher than 77% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.7%
Bachelor's Degree or Higher 36.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,833

Total Housing Units

6,410

Occupied Units

423

Vacant Units

2.48

Avg Household Size

Occupancy Type

Owner 77.3%
Renter 22.7%

$276,100

Median Home Value

+40% vs state

$1,060

Median Rent

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+14.4%

YoY Change (2024)

177

HPI Index (2000 = 100)

+77%

Total Change Since 2000

Home values in ZIP 43528 have increased 14.4% over the past year (2024). Since 2000, this ZIP has seen +77% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.1% 119
2021 +11.0% 132
2022 +12.6% 148
2023 +4.5% 155
2024 +14.4% 177

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 543 business establishments in ZIP 43528, employing approximately 12,904 people with a combined annual payroll of $664,362,000.

543

Businesses

12,904

Employees

$664.4M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 89 16.4%
Health care and social assistance 60 11.1%
Construction 57 10.5%
Accommodation and food services 53 9.8%
Administrative and support and waste management and remediation services 46 8.5%
Wholesale trade 44 8.1%
Professional, scientific, and technical services 40 7.4%
Other services (except public administration) 39 7.2%
Manufacturing 28 5.2%
Finance and insurance 27 5.0%
Real estate and rental and leasing 18 3.3%
Information 11 2.0%
Transportation and warehousing 10 1.8%
Educational services 9 1.7%
Management of companies and enterprises 5 0.9%
Arts, entertainment, and recreation 5 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 43528 vs 43617 →

ZIP 43528 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 43528 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 43528 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 43528 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
43617 Toledo, OH 7,500 2.7 mi
43542 Monclova, OH 3,591 4.4 mi
43560 Sylvania, OH 32,226 5.0 mi
43615 Toledo, OH 39,441 4.2 mi
43537 Maumee, OH 27,276 5.0 mi
43566 Waterville, OH 7,613 9.2 mi
43614 Toledo, OH 29,290 6.4 mi
43504 Berkey, OH 1,094 6.5 mi
49267 Ottawa Lake, MI 4,072 9.2 mi
43607 Toledo, OH 23,958 7.5 mi

More ZIP Codes in Lucas County

43615 standard
Toledo, OH
Pop: 39,441
43560 standard
Sylvania, OH
Pop: 32,226
43613 standard
Toledo, OH
Pop: 31,635
43612 standard
Toledo, OH
Pop: 29,674
43614 standard
Toledo, OH
Pop: 29,290
43605 standard
Toledo, OH
Pop: 28,346

Related Areas

Lucas County Holland, OH Ohio

Frequently Asked Questions

What county is ZIP code 43528 in? ▼
ZIP code 43528 (Holland) is located in Lucas County, Ohio. Lucas County contains multiple ZIP codes, see the full list at /counties/lucas-oh.
What is the population of ZIP code 43528? ▼
ZIP code 43528 in Holland, OH has a population of 16,430 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 43528? ▼
The median household income in ZIP 43528 is $93,986, which is 23% above the national average of $76,288.
What is the average home value in ZIP 43528? ▼
The median home value in ZIP 43528 is $276,100, which is 1% below the national average of $278,155.
What is the demographic makeup of ZIP 43528? ▼
The largest racial group in ZIP 43528 is White at 79.1%. Hispanic or Latino residents make up 6.5% of the population.
How many businesses are in ZIP code 43528? ▼
ZIP code 43528 has 543 business establishments employing approximately 12,904 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 43528? ▼
The top industries by establishment count in ZIP 43528 are: Retail trade (89), Health care and social assistance (60), Construction (57). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 43528? ▼
According to the FHFA House Price Index, home values in ZIP 43528 increased by 14.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 77%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 43528? ▼
In ZIP code 43528, 61.7% of residents aged 25+ have a high school diploma or higher, and 36.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 43528? ▼
The mean commute time for workers in ZIP code 43528 is 22.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 43528? ▼
In ZIP code 43528, approximately 77.3% of occupied housing units are owner-occupied and 22.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 43528? ▼
The poverty rate in ZIP code 43528 is 9.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.