Holland, OH · standard
ZIP Code 43528
Lucas County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 16,430
- 341/sq mi High-density area
- $93,986
- Median income Above-median income area
- $276,100
- Median home value Near-median home value
- 36.5%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Holland pairs an upper-quartile household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 23%
- household income, US ZIPs
- Top 37%
- home value, US ZIPs
- 341
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 43528 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 43528 (Holland, OH) rose +14.4% from 2023 to 2024. The all-transactions index moved from 154.6 in 2023 to 176.8 in 2024 (2000 = 100).
ZIP code 43528 is a mid-sized community (a standard USPS delivery area) in Holland, Lucas County, Ohio, home to 16,430 residents across 48.2 square miles, a density of 341 people per square mile, in the New York time zone.
ZIP 43528 lands in the middle-income range, with a median household income of $93,986 (29% above the average Ohio ZIP), while per-capita income is $49,561. The poverty rate is 9.3%, with unemployment at 2.3%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $276,100 (40% above the average Ohio ZIP), while 77.3% of occupied homes are owner-occupied and median rent is $1,060.
A solid share of residents have a four-year degree: 36.5% of adults hold a bachelor's degree or higher, the median age is 43.6, and the average commute is 22 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Lucas County, so 43528 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 43528
Top 5 sectors by establishment count in Holland, OH
Which industries have the most business establishments in ZIP 43528.
- Retail trade
Retail trade
89 establishments
- Health care and social assistance
Health care and social assistance
60 establishments
- Construction
Construction
57 establishments
- Accommodation and food services
Accommodation and food services
53 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
46 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 43528, Holland, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
16,430
Population
48.2
Area (sq mi)
341
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 43528?
43.6
Median Age
51.0%
Male
49.0%
Female
6.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$93,986
Median Household Income
+29% vs state ZIP avg
$49,561
Per Capita Income
9.3%
Poverty Rate
2.3%
Unemployment Rate
22.0 min
Mean Commute Time
How ZIP 43528 ranks among Ohio ZIPs
Holland, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$93,986 Top 15% higher than 85% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,833housing units
6,833
Total Housing Units
6,410
Occupied Units
423
Vacant Units
2.48
Avg Household Size
Occupancy Type
$276,100
Median Home Value
+40% vs state ZIP avg
$1,060
Median Rent
1991
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+14.4%
YoY Change (2024)
177
HPI Index (2000 = 100)
+77%
Total Change Since 2000
Home values in ZIP 43528 have increased 14.4% over the past year (2024). Since 2000, this ZIP has seen +77% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.1% | 119 |
| 2021 | +11.0% | 132 |
| 2022 | +12.6% | 148 |
| 2023 | +4.5% | 155 |
| 2024 | +14.4% | 177 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 543 business establishments in ZIP 43528, employing approximately 12,904 people with a combined annual payroll of $664,362,000.
543
Businesses
12,904
Employees
$664.4M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 89 | 16.4% |
| Health care and social assistance | 60 | 11.1% |
| Construction | 57 | 10.5% |
| Accommodation and food services | 53 | 9.8% |
| Administrative and support and waste management and remediation services | 46 | 8.5% |
| Wholesale trade | 44 | 8.1% |
| Professional, scientific, and technical services | 40 | 7.4% |
| Other services (except public administration) | 39 | 7.2% |
| Manufacturing | 28 | 5.2% |
| Finance and insurance | 27 | 5.0% |
| Real estate and rental and leasing | 18 | 3.3% |
| Information | 11 | 2.0% |
| Transportation and warehousing | 10 | 1.8% |
| Educational services | 9 | 1.7% |
| Management of companies and enterprises | 5 | 0.9% |
| Arts, entertainment, and recreation | 5 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 43528 vs 43617 →
ZIP 43528 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 43615
Toledo (43615)
39,441 residents
- 43560
Sylvania (43560)
32,226 residents
- 43614
Toledo (43614)
29,290 residents
- 43537
Maumee (43537)
27,276 residents
- 43607
Toledo (43607)
23,958 residents
- 43528
Holland (43528)
16,430 residents
- 43566 7,613
Waterville (43566)
7,613 residents
- 43617 7,500
Toledo (43617)
7,500 residents
- 49267 4,072
Ottawa Lake (49267)
4,072 residents
What this shows Among its immediate neighbors, ZIP 43528 ranks #6 by population - useful context the national average alone can't give.
ZIP 43528 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 43542
Monclova (43542)
$148,657 median income
- 43617
Toledo (43617)
$127,019 median income
- 43560
Sylvania (43560)
$109,486 median income
- 43566
Waterville (43566)
$105,985 median income
- 49267
Ottawa Lake (49267)
$97,961 median income
- 43528
Holland (43528)
$93,986 median income
- 43504
Berkey (43504)
$91,731 median income
- 43537
Maumee (43537)
$82,752 median income
- 43614 $58,961
Toledo (43614)
$58,961 median income
What this shows By household income, ZIP 43528 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 43617 | Toledo, OH | 7,500 | 2.7 mi |
| 43542 | Monclova, OH | 3,591 | 4.4 mi |
| 43560 | Sylvania, OH | 32,226 | 5.0 mi |
| 43615 | Toledo, OH | 39,441 | 4.2 mi |
| 43537 | Maumee, OH | 27,276 | 5.0 mi |
| 43566 | Waterville, OH | 7,613 | 9.2 mi |
| 43614 | Toledo, OH | 29,290 | 6.4 mi |
| 43504 | Berkey, OH | 1,094 | 6.5 mi |
| 49267 | Ottawa Lake, MI | 4,072 | 9.2 mi |
| 43607 | Toledo, OH | 23,958 | 7.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 43528, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (16,430 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Lucas County
Related Areas
Frequently Asked Questions
What county is ZIP code 43528 in?
ZIP code 43528 (Holland) is located in Lucas County, Ohio. Lucas County contains multiple ZIP codes, see the full list at /counties/lucas-oh.
What is the population of ZIP code 43528?
ZIP code 43528 in Holland, OH has a population of 16,430 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 43528?
The median household income in ZIP 43528 is $93,986, which is 23% above the national average of $76,288.
What is the average home value in ZIP 43528?
The median home value in ZIP 43528 is $276,100, which is 1% below the national average of $278,155.
What is the demographic makeup of ZIP 43528?
The largest racial group in ZIP 43528 is White at 79.1%. Hispanic or Latino residents make up 6.5% of the population.
How many businesses are in ZIP code 43528?
ZIP code 43528 has 543 business establishments employing approximately 12,904 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 43528?
The top industries by establishment count in ZIP 43528 are: Retail trade (89), Health care and social assistance (60), Construction (57). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 43528?
According to the FHFA House Price Index, home values in ZIP 43528 increased by 14.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 77%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 43528?
In ZIP code 43528, 61.7% of residents aged 25+ have a high school diploma or higher, and 36.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 43528?
The mean commute time for workers in ZIP code 43528 is 22.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 43528?
In ZIP code 43528, approximately 77.3% of occupied housing units are owner-occupied and 22.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 43528?
The poverty rate in ZIP code 43528 is 9.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 43528's numbers, next.
- See how ZIP 43528 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Holland, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.