ZIP Code 43964

standard

Source:

Toronto · Jefferson County · Ohio

Population
9,575

78/sq mi

Median income
$60,365

▼ 21% vs US

higher than 30% of US ZIPs

Median home value
$132,800

▼ 52% vs US

higher than 21% of US ZIPs

Bachelor's or higher
16.5%

Median age 49.2

Land area
123.2 sq mi

New York

ZIP code 43964 in Toronto, Ohio has a population of 9,575. The median household income is $60,365, which is 21% below the national average. Median home value is $132,800, 52% below the US average. 16.5% of residents hold a bachelor's degree or higher.

ZIP code 43964 is classified by USPS as a standard delivery area and covers roughly 123.2 square miles in Toronto, Jefferson County, Ohio. The area is home to 9,575 residents, producing a population density of 78 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 43964 against Ohio and the nation.

On the economic side, the median household income for ZIP 43964 sits at $60,365 (17% below the Ohio average), while per-capita income is $32,442. The poverty rate stands at 12.2% and the unemployment rate at 2.2%. On housing, the median home value is $132,800 (33% below the state average) with median rent at $772 per month, and 78.2% of occupied units are owner-occupied, a direct signal of whether 43964 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 16.5% of adults hold a bachelor's degree or higher, the median age is 49.2, and the average commute is 23 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Jefferson County, so you can benchmark 43964 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 43964

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 43964.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 43964, Toronto, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

9,575

Population

123.2

Area (sq mi)

78

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 43964?

49.2

Median Age

49.1%

Male

50.9%

Female

0.9%

Foreign-Born

White 94.0%
African American 1.4%
Asian 0.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.7%
Hispanic or Latino 0.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$60,365

Median Household Income

-17% vs state

$32,442

Per Capita Income

12.2%

Poverty Rate

2.2%

Unemployment Rate

22.8 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.7%
Bachelor's Degree or Higher 16.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,521

Total Housing Units

4,096

Occupied Units

425

Vacant Units

2.18

Avg Household Size

Occupancy Type

Owner 78.2%
Renter 21.8%

$132,800

Median Home Value

-33% vs state

$772

Median Rent

1960

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.9%

YoY Change (2024)

200

HPI Index (2000 = 100)

+100%

Total Change Since 2000

Home values in ZIP 43964 have increased 9.9% over the past year (2024). Since 2000, this ZIP has seen +100% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.4% 148
2021 +6.7% 158
2022 +13.2% 179
2023 +1.9% 182
2024 +9.9% 200

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 104 business establishments in ZIP 43964, employing approximately 1,403 people with a combined annual payroll of $100,754,000.

104

Businesses

1,403

Employees

$100.8M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 19 18.3%
Other services (except public administration) 16 15.4%
Construction 13 12.5%
Retail trade 13 12.5%
Administrative and support and waste management and remediation services 7 6.7%
Health care and social assistance 7 6.7%
Finance and insurance 6 5.8%
Manufacturing 5 4.8%
Transportation and warehousing 5 4.8%
Arts, entertainment, and recreation 4 3.9%
Real estate and rental and leasing 3 2.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 43964 vs 43926 →

ZIP Code City Population Distance
43926 Empire, OH 285 3.0 mi
43961 Stratton, OH 294 3.5 mi
43952 Steubenville, OH 19,050 6.1 mi
43932 Irondale, OH 931 5.2 mi
26047 New Cumberland, WV 6,222 5.6 mi
26056 New Manchester, WV 93 5.8 mi
43944 Richmond, OH 2,529 6.5 mi
26050 Newell, WV 1,575 8.2 mi
43968 Wellsville, OH 7,182 10.1 mi
43953 Steubenville, OH 11,553 9.1 mi

More ZIP Codes in Jefferson County

Frequently Asked Questions

What county is ZIP code 43964 in?
ZIP code 43964 (Toronto) is located in Jefferson County, Ohio. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-oh.
What is the population of ZIP code 43964?
ZIP code 43964 in Toronto, OH has a population of 9,575 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 43964?
The median household income in ZIP 43964 is $60,365, which is 21% below the national average of $76,288.
What is the average home value in ZIP 43964?
The median home value in ZIP 43964 is $132,800, which is 52% below the national average of $278,155.
What is the demographic makeup of ZIP 43964?
The largest racial group in ZIP 43964 is White at 94.0%. Hispanic or Latino residents make up 0.6% of the population.
How many businesses are in ZIP code 43964?
ZIP code 43964 has 104 business establishments employing approximately 1,403 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 43964?
The top industries by establishment count in ZIP 43964 are: Accommodation and food services (19), Other services (except public administration) (16), Construction (13). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 43964?
According to the FHFA House Price Index, home values in ZIP 43964 increased by 9.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 100%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 43964?
In ZIP code 43964, 59.7% of residents aged 25+ have a high school diploma or higher, and 16.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 43964?
The mean commute time for workers in ZIP code 43964 is 22.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 43964?
In ZIP code 43964, approximately 78.2% of occupied housing units are owner-occupied and 21.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 43964?
The poverty rate in ZIP code 43964 is 12.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Toronto, OH

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.