PlainZIP

Lorain, OH · standard

ZIP Code 44055

Lorain County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

19,846
1,153/sq mi
$40,636
Median income
$101,400
Median home value
9.1%
Bachelor's or higher

The verdict

Lorain pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.

6th pct
household income, US ZIPs
10th pct
home value, US ZIPs
1,153
people per sq mi
53%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 44055 against every reporting US ZIP.

ZIP code 44055 is a mid-sized community (a standard USPS delivery area) in Lorain, Lorain County, Ohio, home to 19,846 residents across 17.2 square miles, a density of 1,153 people per square mile, in the New York time zone.

ZIP 44055 reports a modest median household income of $40,636 (44% below the Ohio average), while per-capita income is $22,657. The poverty rate stands at 30.3% and the unemployment rate at 4.7%. Housing costs here run $101,400 for a typical home value (49% below the state average), with rent averaging $873 a month; 52.7% of homes are owner-occupied.

Formal educational attainment runs low here: just 9.1% of adults hold a bachelor's degree or higher, the median age is 39, and the average commute is 26 minutes. A geography-based comparison follows: 9 ZIP codes within about 10 miles of 44055, plus 6 more within Lorain County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 44055

Top 5 sectors by establishment count in Lorain, OH

Which industries have the most business establishments in ZIP 44055.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 44055, Lorain, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

19,846

Population

17.2

Area (sq mi)

1,153

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 44055?

39.0

Median Age

47.4%

Male

52.6%

Female

4.2%

Foreign-Born

White 45.5%
African American 15.3%
Asian 0.4%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 28.3%
Hispanic or Latino 40.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$40,636

Median Household Income

-44% vs state

$22,657

Per Capita Income

30.3%

Poverty Rate

4.7%

Unemployment Rate

25.9 min

Mean Commute Time

How ZIP 44055 ranks nationally

Lorain, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$40,636 6th percentile higher than 6% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.9%
Bachelor's Degree or Higher 9.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,244

Total Housing Units

8,440

Occupied Units

804

Vacant Units

2.36

Avg Household Size

Occupancy Type

Owner 52.7%
Renter 47.3%

$101,400

Median Home Value

-49% vs state

$873

Median Rent

1956

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.8%

YoY Change (2024)

155

HPI Index (2000 = 100)

+55%

Total Change Since 2000

Home values in ZIP 44055 have increased 8.8% over the past year (2024). Since 2000, this ZIP has seen +55% cumulative appreciation.

Year Annual Change HPI Index
2020 +15.2% 94
2021 +19.2% 112
2022 +11.1% 125
2023 +14.4% 143
2024 +8.8% 155

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 194 business establishments in ZIP 44055, employing approximately 2,130 people with a combined annual payroll of $97,186,000.

194

Businesses

2,130

Employees

$97.2M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Retail trade 41 21.1%
Health care and social assistance 30 15.5%
Other services (except public administration) 29 14.9%
Construction 21 10.8%
Accommodation and food services 15 7.7%
Manufacturing 14 7.2%
Professional, scientific, and technical services 10 5.2%
Administrative and support and waste management and remediation services 9 4.6%
Finance and insurance 7 3.6%
Wholesale trade 6 3.1%
Transportation and warehousing 3 1.6%
Real estate and rental and leasing 3 1.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 44055 vs 44052 →

ZIP 44055 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 44055 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 44055 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 44055 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
44052 Lorain, OH 29,850 2.1 mi
44054 Sheffield Lake, OH 12,591 3.0 mi
44035 Elyria, OH 64,263 4.8 mi
44053 Lorain, OH 18,256 4.7 mi
44011 Avon, OH 21,193 6.0 mi
44039 North Ridgeville, OH 29,563 6.8 mi
44012 Avon Lake, OH 22,581 7.4 mi
44001 Amherst, OH 20,769 8.2 mi
44074 Oberlin, OH 11,679 11.4 mi

More ZIP Codes in Lorain County

44035 standard
Elyria, OH
Pop: 64,263
44052 standard
Lorain, OH
Pop: 29,850
44039 standard
North Ridgeville, OH
Pop: 29,563
44012 standard
Avon Lake, OH
Pop: 22,581
44011 standard
Avon, OH
Pop: 21,193
44001 standard
Amherst, OH
Pop: 20,769

Related Areas

Lorain County Lorain, OH Ohio

Frequently Asked Questions

What county is ZIP code 44055 in? ▼
ZIP code 44055 (Lorain) is located in Lorain County, Ohio. Lorain County contains multiple ZIP codes, see the full list at /counties/lorain-oh.
What is the population of ZIP code 44055? ▼
ZIP code 44055 in Lorain, OH has a population of 19,846 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 44055? ▼
The median household income in ZIP 44055 is $40,636, which is 47% below the national average of $76,288.
What is the average home value in ZIP 44055? ▼
The median home value in ZIP 44055 is $101,400, which is 64% below the national average of $278,155.
What is the demographic makeup of ZIP 44055? ▼
The largest racial group in ZIP 44055 is White at 45.5%. Hispanic or Latino residents make up 40.4% of the population.
How many businesses are in ZIP code 44055? ▼
ZIP code 44055 has 194 business establishments employing approximately 2,130 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 44055? ▼
The top industries by establishment count in ZIP 44055 are: Retail trade (41), Health care and social assistance (30), Other services (except public administration) (29). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 44055? ▼
According to the FHFA House Price Index, home values in ZIP 44055 increased by 8.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 55%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 44055? ▼
In ZIP code 44055, 50.9% of residents aged 25+ have a high school diploma or higher, and 9.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 44055? ▼
The mean commute time for workers in ZIP code 44055 is 25.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 44055? ▼
In ZIP code 44055, approximately 52.7% of occupied housing units are owner-occupied and 47.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 44055? ▼
The poverty rate in ZIP code 44055 is 30.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.