Lorain, OH · standard
ZIP Code 44055
Lorain County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 19,846
- 1,153/sq mi High-density area
- $40,636
- Median income Below-median income area
- $101,400
- Median home value Below-median home value
- 9.1%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Lorain pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.
- 6th pct
- household income, US ZIPs
- 10th pct
- home value, US ZIPs
- 1,153
- people per sq mi
- 53%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 44055 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 44055 (Lorain, OH) rose +8.8% from 2023 to 2024. The all-transactions index moved from 142.8 in 2023 to 155.4 in 2024 (2000 = 100).
ZIP code 44055 is a mid-sized community (a standard USPS delivery area) in Lorain, Lorain County, Ohio, home to 19,846 residents across 17.2 square miles, a density of 1,153 people per square mile, in the New York time zone.
ZIP 44055 reports a modest median household income of $40,636 (44% below the average Ohio ZIP), while per-capita income is $22,657. The poverty rate is 30.3%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $101,400 (49% below the average Ohio ZIP), and median rent is $873; owner occupancy is 52.7%.
Formal educational attainment runs low here: just 9.1% of adults hold a bachelor's degree or higher, the median age is 39, and the average commute is 26 minutes. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Lorain County, so 44055 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 44055
Top 5 sectors by establishment count in Lorain, OH
Which industries have the most business establishments in ZIP 44055.
- Retail trade
Retail trade
41 establishments
- Health care and social assistance
Health care and social assistance
30 establishments
- Other services (except public administration)
Other services (except public administration)
29 establishments
- Construction
Construction
21 establishments
- Accommodation and food services 15
Accommodation and food services
15 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 44055, Lorain, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
19,846
Population
17.2
Area (sq mi)
1,153
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 44055?
39.0
Median Age
47.4%
Male
52.6%
Female
4.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$40,636
Median Household Income
-44% vs state ZIP avg
$22,657
Per Capita Income
30.3%
Poverty Rate
4.7%
Unemployment Rate
25.9 min
Mean Commute Time
How ZIP 44055 ranks among Ohio ZIPs
Lorain, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$40,636 5th percentile higher than 5% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,244housing units
9,244
Total Housing Units
8,440
Occupied Units
804
Vacant Units
2.36
Avg Household Size
Occupancy Type
$101,400
Median Home Value
-49% vs state ZIP avg
$873
Median Rent
1956
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.8%
YoY Change (2024)
155
HPI Index (2000 = 100)
+55%
Total Change Since 2000
Home values in ZIP 44055 have increased 8.8% over the past year (2024). Since 2000, this ZIP has seen +55% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +15.2% | 94 |
| 2021 | +19.2% | 112 |
| 2022 | +11.1% | 125 |
| 2023 | +14.4% | 143 |
| 2024 | +8.8% | 155 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 194 business establishments in ZIP 44055, employing approximately 2,130 people with a combined annual payroll of $97,186,000.
194
Businesses
2,130
Employees
$97.2M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 41 | 21.1% |
| Health care and social assistance | 30 | 15.5% |
| Other services (except public administration) | 29 | 14.9% |
| Construction | 21 | 10.8% |
| Accommodation and food services | 15 | 7.7% |
| Manufacturing | 14 | 7.2% |
| Professional, scientific, and technical services | 10 | 5.2% |
| Administrative and support and waste management and remediation services | 9 | 4.6% |
| Finance and insurance | 7 | 3.6% |
| Wholesale trade | 6 | 3.1% |
| Transportation and warehousing | 3 | 1.6% |
| Real estate and rental and leasing | 3 | 1.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 44055 vs 44052 →
ZIP 44055 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 44035
Elyria (44035)
64,263 residents
- 44052
Lorain (44052)
29,850 residents
- 44039
North Ridgeville (44039)
29,563 residents
- 44012 22,581
Avon Lake (44012)
22,581 residents
- 44011 21,193
Avon (44011)
21,193 residents
- 44001 20,769
Amherst (44001)
20,769 residents
- 44055 19,846
Lorain (44055)
19,846 residents
- 44053 18,256
Lorain (44053)
18,256 residents
- 44054 12,591
Sheffield Lake (44054)
12,591 residents
What this shows Among its immediate neighbors, ZIP 44055 ranks #7 by population - useful context the national average alone can't give.
ZIP 44055 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 44011
Avon (44011)
$135,915 median income
- 44012
Avon Lake (44012)
$115,567 median income
- 44039
North Ridgeville (44039)
$96,485 median income
- 44001
Amherst (44001)
$90,139 median income
- 44074
Oberlin (44074)
$80,801 median income
- 44054
Sheffield Lake (44054)
$75,572 median income
- 44053
Lorain (44053)
$67,484 median income
- 44035
Elyria (44035)
$56,408 median income
- 44052 $45,023
Lorain (44052)
$45,023 median income
What this shows By household income, ZIP 44055 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 44052 | Lorain, OH | 29,850 | 2.1 mi |
| 44054 | Sheffield Lake, OH | 12,591 | 3.0 mi |
| 44035 | Elyria, OH | 64,263 | 4.8 mi |
| 44053 | Lorain, OH | 18,256 | 4.7 mi |
| 44011 | Avon, OH | 21,193 | 6.0 mi |
| 44039 | North Ridgeville, OH | 29,563 | 6.8 mi |
| 44012 | Avon Lake, OH | 22,581 | 7.4 mi |
| 44001 | Amherst, OH | 20,769 | 8.2 mi |
| 44074 | Oberlin, OH | 11,679 | 11.4 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 44055, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (19,846 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Lorain County
Related Areas
Frequently Asked Questions
What county is ZIP code 44055 in?
ZIP code 44055 (Lorain) is located in Lorain County, Ohio. Lorain County contains multiple ZIP codes, see the full list at /counties/lorain-oh.
What is the population of ZIP code 44055?
ZIP code 44055 in Lorain, OH has a population of 19,846 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 44055?
The median household income in ZIP 44055 is $40,636, which is 47% below the national average of $76,288.
What is the average home value in ZIP 44055?
The median home value in ZIP 44055 is $101,400, which is 64% below the national average of $278,155.
What is the demographic makeup of ZIP 44055?
The largest racial group in ZIP 44055 is White at 45.5%. Hispanic or Latino residents make up 40.4% of the population.
How many businesses are in ZIP code 44055?
ZIP code 44055 has 194 business establishments employing approximately 2,130 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 44055?
The top industries by establishment count in ZIP 44055 are: Retail trade (41), Health care and social assistance (30), Other services (except public administration) (29). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 44055?
According to the FHFA House Price Index, home values in ZIP 44055 increased by 8.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 55%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 44055?
In ZIP code 44055, 50.9% of residents aged 25+ have a high school diploma or higher, and 9.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 44055?
The mean commute time for workers in ZIP code 44055 is 25.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 44055?
In ZIP code 44055, approximately 52.7% of occupied housing units are owner-occupied and 47.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 44055?
The poverty rate in ZIP code 44055 is 30.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 44055's numbers, next.
- See how ZIP 44055 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Lorain, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.