Oberlin, OH · standard
ZIP Code 44074
Lorain County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 11,679
- 91/sq mi Moderate-density area
- $80,801
- Median income Near-median income area
- $234,200
- Median home value Near-median home value
- 42.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Oberlin pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 37%
- household income, US ZIPs
- Top 47%
- home value, US ZIPs
- 91
- people per sq mi
- 69%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 44074 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 44074 (Oberlin, OH) rose +10.7% from 2023 to 2024. The all-transactions index moved from 169.6 in 2023 to 187.6 in 2024 (2000 = 100).
ZIP code 44074 is a mid-sized community (a standard USPS delivery area) in Oberlin, Lorain County, Ohio, home to 11,679 residents across 128.2 square miles, a density of 91 people per square mile, in the New York time zone.
ZIP 44074 lands in the middle-income range, with a median household income of $80,801 (11% above the average Ohio ZIP), while per-capita income is $37,175. The poverty rate is 11.9%, with unemployment at 5.4%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $234,200 (19% above the average Ohio ZIP), while 69.3% of occupied homes are owner-occupied and median rent is $964.
A solid share of residents have a four-year degree: 42.7% of adults hold a bachelor's degree or higher, the median age is 37, and the average commute is 21 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Lorain County, so 44074 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 44074
Top 5 sectors by establishment count in Oberlin, OH
Which industries have the most business establishments in ZIP 44074.
- Retail trade
Retail trade
35 establishments
- Health care and social assistance
Health care and social assistance
34 establishments
- Accommodation and food services
Accommodation and food services
27 establishments
- Other services (except public administration)
Other services (except public administration)
26 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
21 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 44074, Oberlin, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
11,679
Population
128.2
Area (sq mi)
91
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 44074?
37.0
Median Age
48.0%
Male
52.0%
Female
5.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$80,801
Median Household Income
+11% vs state ZIP avg
$37,175
Per Capita Income
11.9%
Poverty Rate
5.4%
Unemployment Rate
21.1 min
Mean Commute Time
How ZIP 44074 ranks among Ohio ZIPs
Oberlin, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$80,801 Top 31% higher than 69% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,078housing units
4,078
Total Housing Units
3,807
Occupied Units
271
Vacant Units
2.34
Avg Household Size
Occupancy Type
$234,200
Median Home Value
+19% vs state ZIP avg
$964
Median Rent
1970
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.7%
YoY Change (2024)
188
HPI Index (2000 = 100)
+88%
Total Change Since 2000
Home values in ZIP 44074 have increased 10.7% over the past year (2024). Since 2000, this ZIP has seen +88% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.2% | 130 |
| 2021 | +15.5% | 150 |
| 2022 | +10.2% | 166 |
| 2023 | +2.4% | 170 |
| 2024 | +10.7% | 188 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 241 business establishments in ZIP 44074, employing approximately 5,659 people with a combined annual payroll of $211,194,000.
241
Businesses
5,659
Employees
$211.2M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 35 | 14.5% |
| Health care and social assistance | 34 | 14.1% |
| Accommodation and food services | 27 | 11.2% |
| Other services (except public administration) | 26 | 10.8% |
| Professional, scientific, and technical services | 21 | 8.7% |
| Construction | 19 | 7.9% |
| Administrative and support and waste management and remediation services | 15 | 6.2% |
| Real estate and rental and leasing | 11 | 4.6% |
| Manufacturing | 10 | 4.2% |
| Arts, entertainment, and recreation | 9 | 3.7% |
| Finance and insurance | 8 | 3.3% |
| Wholesale trade | 6 | 2.5% |
| Transportation and warehousing | 6 | 2.5% |
| Educational services | 6 | 2.5% |
| Information | 5 | 2.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 44074 vs 44049 →
ZIP 44074 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 44035
Elyria (44035)
64,263 residents
- 44001 20,769
Amherst (44001)
20,769 residents
- 44055 19,846
Lorain (44055)
19,846 residents
- 44053 18,256
Lorain (44053)
18,256 residents
- 44089 15,899
Vermilion (44089)
15,899 residents
- 44074 11,679
Oberlin (44074)
11,679 residents
- 44090 11,504
Wellington (44090)
11,504 residents
- 44889 6,703
Wakeman (44889)
6,703 residents
- 44050 6,118
Lagrange (44050)
6,118 residents
What this shows Among its immediate neighbors, ZIP 44074 ranks #6 by population - useful context the national average alone can't give.
ZIP 44074 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 44050
Lagrange (44050)
$103,611 median income
- 44001
Amherst (44001)
$90,139 median income
- 44889
Wakeman (44889)
$86,500 median income
- 44074
Oberlin (44074)
$80,801 median income
- 44090
Wellington (44090)
$76,906 median income
- 44089
Vermilion (44089)
$70,495 median income
- 44049
Kipton (44049)
$68,929 median income
- 44053
Lorain (44053)
$67,484 median income
- 44035
Elyria (44035)
$56,408 median income
What this shows By household income, ZIP 44074 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 44049 | Kipton, OH | 238 | 4.0 mi |
| 44001 | Amherst, OH | 20,769 | 5.6 mi |
| 44090 | Wellington, OH | 11,504 | 8.3 mi |
| 44050 | Lagrange, OH | 6,118 | 6.0 mi |
| 44053 | Lorain, OH | 18,256 | 9.5 mi |
| 44816 | Birmingham, OH | 42 | 6.8 mi |
| 44035 | Elyria, OH | 64,263 | 7.6 mi |
| 44889 | Wakeman, OH | 6,703 | 8.3 mi |
| 44089 | Vermilion, OH | 15,899 | 9.8 mi |
| 44055 | Lorain, OH | 19,846 | 11.4 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 44074, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (11,679 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Lorain County
Related Areas
Frequently Asked Questions
What county is ZIP code 44074 in?
ZIP code 44074 (Oberlin) is located in Lorain County, Ohio. Lorain County contains multiple ZIP codes, see the full list at /counties/lorain-oh.
What is the population of ZIP code 44074?
ZIP code 44074 in Oberlin, OH has a population of 11,679 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 44074?
The median household income in ZIP 44074 is $80,801, which is 6% above the national average of $76,288.
What is the average home value in ZIP 44074?
The median home value in ZIP 44074 is $234,200, which is 16% below the national average of $278,155.
What is the demographic makeup of ZIP 44074?
The largest racial group in ZIP 44074 is White at 75.4%. Hispanic or Latino residents make up 6.1% of the population.
How many businesses are in ZIP code 44074?
ZIP code 44074 has 241 business establishments employing approximately 5,659 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 44074?
The top industries by establishment count in ZIP 44074 are: Retail trade (35), Health care and social assistance (34), Accommodation and food services (27). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 44074?
According to the FHFA House Price Index, home values in ZIP 44074 increased by 10.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 88%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 44074?
In ZIP code 44074, 69.3% of residents aged 25+ have a high school diploma or higher, and 42.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 44074?
The mean commute time for workers in ZIP code 44074 is 21.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 44074?
In ZIP code 44074, approximately 69.3% of occupied housing units are owner-occupied and 30.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 44074?
The poverty rate in ZIP code 44074 is 11.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 44074's numbers, next.
- See how ZIP 44074 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Oberlin, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.