PlainZIP

Oberlin, OH · standard

ZIP Code 44074

Lorain County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

11,679
91/sq mi
$80,801
Median income
$234,200
Median home value
42.7%
Bachelor's or higher

The verdict

Oberlin pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 37%
household income, US ZIPs
Top 47%
home value, US ZIPs
91
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 44074 against every reporting US ZIP.

ZIP code 44074 is a mid-sized community (a standard USPS delivery area) in Oberlin, Lorain County, Ohio, home to 11,679 residents across 128.2 square miles, a density of 91 people per square mile, in the New York time zone.

ZIP 44074 lands in the middle-income range, with a median household income of $80,801 (11% above the Ohio average), while per-capita income is $37,175. Local economic indicators show a 11.9% poverty rate alongside 5.4% unemployment. Median home value sits at $234,200 (19% above the state average), median rent at $964 a month, and owner-occupancy at 69.3%.

A solid share of residents have a four-year degree: 42.7% of adults hold a bachelor's degree or higher, the median age is 37, and the average commute is 21 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 44074, plus 6 more within Lorain County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 44074

Top 5 sectors by establishment count in Oberlin, OH

Which industries have the most business establishments in ZIP 44074.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 44074, Oberlin, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

11,679

Population

128.2

Area (sq mi)

91

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 44074?

37.0

Median Age

48.0%

Male

52.0%

Female

5.0%

Foreign-Born

White 75.4%
African American 8.5%
Asian 3.0%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 12.0%
Hispanic or Latino 6.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$80,801

Median Household Income

+11% vs state

$37,175

Per Capita Income

11.9%

Poverty Rate

5.4%

Unemployment Rate

21.1 min

Mean Commute Time

How ZIP 44074 ranks nationally

Oberlin, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$80,801 Top 37% higher than 63% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.3%
Bachelor's Degree or Higher 42.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,078

Total Housing Units

3,807

Occupied Units

271

Vacant Units

2.34

Avg Household Size

Occupancy Type

Owner 69.3%
Renter 30.7%

$234,200

Median Home Value

+19% vs state

$964

Median Rent

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.7%

YoY Change (2024)

188

HPI Index (2000 = 100)

+88%

Total Change Since 2000

Home values in ZIP 44074 have increased 10.7% over the past year (2024). Since 2000, this ZIP has seen +88% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.2% 130
2021 +15.5% 150
2022 +10.2% 166
2023 +2.4% 170
2024 +10.7% 188

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 241 business establishments in ZIP 44074, employing approximately 5,659 people with a combined annual payroll of $211,194,000.

241

Businesses

5,659

Employees

$211.2M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 35 14.5%
Health care and social assistance 34 14.1%
Accommodation and food services 27 11.2%
Other services (except public administration) 26 10.8%
Professional, scientific, and technical services 21 8.7%
Construction 19 7.9%
Administrative and support and waste management and remediation services 15 6.2%
Real estate and rental and leasing 11 4.6%
Manufacturing 10 4.2%
Arts, entertainment, and recreation 9 3.7%
Finance and insurance 8 3.3%
Wholesale trade 6 2.5%
Transportation and warehousing 6 2.5%
Educational services 6 2.5%
Information 5 2.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 44074 vs 44049 →

ZIP 44074 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 44074 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 44074 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 44074 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
44049 Kipton, OH 238 4.0 mi
44001 Amherst, OH 20,769 5.6 mi
44090 Wellington, OH 11,504 8.3 mi
44050 Lagrange, OH 6,118 6.0 mi
44053 Lorain, OH 18,256 9.5 mi
44816 Birmingham, OH 42 6.8 mi
44035 Elyria, OH 64,263 7.6 mi
44889 Wakeman, OH 6,703 8.3 mi
44089 Vermilion, OH 15,899 9.8 mi
44055 Lorain, OH 19,846 11.4 mi

More ZIP Codes in Lorain County

44035 standard
Elyria, OH
Pop: 64,263
44052 standard
Lorain, OH
Pop: 29,850
44039 standard
North Ridgeville, OH
Pop: 29,563
44012 standard
Avon Lake, OH
Pop: 22,581
44011 standard
Avon, OH
Pop: 21,193
44001 standard
Amherst, OH
Pop: 20,769

Related Areas

Lorain County Oberlin, OH Ohio

Frequently Asked Questions

What county is ZIP code 44074 in? ▼
ZIP code 44074 (Oberlin) is located in Lorain County, Ohio. Lorain County contains multiple ZIP codes, see the full list at /counties/lorain-oh.
What is the population of ZIP code 44074? ▼
ZIP code 44074 in Oberlin, OH has a population of 11,679 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 44074? ▼
The median household income in ZIP 44074 is $80,801, which is 6% above the national average of $76,288.
What is the average home value in ZIP 44074? ▼
The median home value in ZIP 44074 is $234,200, which is 16% below the national average of $278,155.
What is the demographic makeup of ZIP 44074? ▼
The largest racial group in ZIP 44074 is White at 75.4%. Hispanic or Latino residents make up 6.1% of the population.
How many businesses are in ZIP code 44074? ▼
ZIP code 44074 has 241 business establishments employing approximately 5,659 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 44074? ▼
The top industries by establishment count in ZIP 44074 are: Retail trade (35), Health care and social assistance (34), Accommodation and food services (27). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 44074? ▼
According to the FHFA House Price Index, home values in ZIP 44074 increased by 10.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 88%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 44074? ▼
In ZIP code 44074, 69.3% of residents aged 25+ have a high school diploma or higher, and 42.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 44074? ▼
The mean commute time for workers in ZIP code 44074 is 21.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 44074? ▼
In ZIP code 44074, approximately 69.3% of occupied housing units are owner-occupied and 30.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 44074? ▼
The poverty rate in ZIP code 44074 is 11.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.