Eastlake, OH · standard
ZIP Code 44095
Lake County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 33,579
- 1,429/sq mi High-density area
- $71,543
- Median income Near-median income area
- $169,700
- Median home value Near-median home value
- 23.9%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Eastlake pairs a below-median household income with below-median home values, in a low-density, homeowner-dominated area.
- 49th pct
- household income, US ZIPs
- 34th pct
- home value, US ZIPs
- 1,429
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 44095 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 44095 (Eastlake, OH) rose +8.2% from 2023 to 2024. The all-transactions index moved from 148.3 in 2023 to 160.4 in 2024 (2000 = 100).
ZIP code 44095 is a densely settled ZIP (a standard USPS delivery area) in Eastlake, Lake County, Ohio, with 33,579 residents across 23.5 square miles, a density of 1,429 people per square mile, in the New York time zone.
ZIP 44095 lands in the middle-income range, with a median household income of $71,543 (2% below the average Ohio ZIP), while per-capita income is $41,534. Both reported hardship measures are comparatively low in absolute terms: poverty is 7.0% and unemployment is 3.8%. Median home value is $169,700 (14% below the average Ohio ZIP) and median rent is $996; 76.0% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 23.9% of adults hold a bachelor's degree or higher, the median age is 44.8, and the average commute is 23 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Lake County, so 44095 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 44095
Top 5 sectors by establishment count in Eastlake, OH
Which industries have the most business establishments in ZIP 44095.
- Retail trade
Retail trade
77 establishments
- Construction
Construction
72 establishments
- Other services (except public administration)
Other services (except public administration)
65 establishments
- Manufacturing
Manufacturing
61 establishments
- Accommodation and food services
Accommodation and food services
48 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 44095, Eastlake, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
33,579
Population
23.5
Area (sq mi)
1,429
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 44095?
44.8
Median Age
49.4%
Male
50.6%
Female
3.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$71,543
Median Household Income
-2% vs state ZIP avg
$41,534
Per Capita Income
7.0%
Poverty Rate
3.8%
Unemployment Rate
22.7 min
Mean Commute Time
How ZIP 44095 ranks nationally
Eastlake, OH household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$71,543 49th percentile higher than 49% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
15,642housing units
15,642
Total Housing Units
15,003
Occupied Units
639
Vacant Units
2.15
Avg Household Size
Occupancy Type
$169,700
Median Home Value
-14% vs state ZIP avg
$996
Median Rent
1961
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.2%
YoY Change (2024)
160
HPI Index (2000 = 100)
+60%
Total Change Since 2000
Home values in ZIP 44095 have increased 8.2% over the past year (2024). Since 2000, this ZIP has seen +60% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.7% | 115 |
| 2021 | +10.7% | 127 |
| 2022 | +10.3% | 140 |
| 2023 | +5.7% | 148 |
| 2024 | +8.2% | 160 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 505 business establishments in ZIP 44095, employing approximately 5,650 people with a combined annual payroll of $280,686,000.
505
Businesses
5,650
Employees
$280.7M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 77 | 15.3% |
| Construction | 72 | 14.3% |
| Other services (except public administration) | 65 | 12.9% |
| Manufacturing | 61 | 12.1% |
| Accommodation and food services | 48 | 9.5% |
| Professional, scientific, and technical services | 37 | 7.3% |
| Administrative and support and waste management and remediation services | 34 | 6.7% |
| Wholesale trade | 30 | 5.9% |
| Health care and social assistance | 24 | 4.8% |
| Real estate and rental and leasing | 17 | 3.4% |
| Finance and insurance | 14 | 2.8% |
| Arts, entertainment, and recreation | 9 | 1.8% |
| Transportation and warehousing | 6 | 1.2% |
| Information | 5 | 1.0% |
| Educational services | 5 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 44095 vs 44092 →
ZIP 44095 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 44060
Mentor (44060)
60,211 residents
- 44094
Willoughby (44094)
35,234 residents
- 44095
Eastlake (44095)
33,579 residents
- 44121
Cleveland (44121)
33,220 residents
- 44143
Cleveland (44143)
24,499 residents
- 44123 17,637
Euclid (44123)
17,637 residents
- 44092 16,835
Wickliffe (44092)
16,835 residents
- 44132 14,071
Euclid (44132)
14,071 residents
- 44119 12,482
Cleveland (44119)
12,482 residents
What this shows Among its immediate neighbors, ZIP 44095 ranks #3 by population - useful context the national average alone can't give.
ZIP 44095 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 44040
Gates Mills (44040)
$228,942 median income
- 44060 $87,599
Mentor (44060)
$87,599 median income
- 44143 $81,268
Cleveland (44143)
$81,268 median income
- 44094 $78,772
Willoughby (44094)
$78,772 median income
- 44121 $76,767
Cleveland (44121)
$76,767 median income
- 44095 $71,543
Eastlake (44095)
$71,543 median income
- 44092 $70,801
Wickliffe (44092)
$70,801 median income
- 44123 $55,676
Euclid (44123)
$55,676 median income
- 44132 $47,969
Euclid (44132)
$47,969 median income
What this shows By household income, ZIP 44095 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 44092 | Wickliffe, OH | 16,835 | 4.0 mi |
| 44132 | Euclid, OH | 14,071 | 4.4 mi |
| 44094 | Willoughby, OH | 35,234 | 4.4 mi |
| 44123 | Euclid, OH | 17,637 | 5.4 mi |
| 44143 | Cleveland, OH | 24,499 | 7.0 mi |
| 44060 | Mentor, OH | 60,211 | 6.1 mi |
| 44040 | Gates Mills, OH | 3,020 | 8.5 mi |
| 44117 | Euclid, OH | 10,224 | 7.1 mi |
| 44119 | Cleveland, OH | 12,482 | 7.0 mi |
| 44121 | Cleveland, OH | 33,220 | 9.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 44095, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (33,579 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Lake County
Related Areas
Frequently Asked Questions
What county is ZIP code 44095 in?
ZIP code 44095 (Eastlake) is located in Lake County, Ohio. Lake County contains multiple ZIP codes, see the full list at /counties/lake-oh.
What is the population of ZIP code 44095?
ZIP code 44095 in Eastlake, OH has a population of 33,579 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 44095?
The median household income in ZIP 44095 is $71,543, which is 6% below the national average of $76,288.
What is the average home value in ZIP 44095?
The median home value in ZIP 44095 is $169,700, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 44095?
The largest racial group in ZIP 44095 is White at 86.4%. Hispanic or Latino residents make up 2.5% of the population.
How many businesses are in ZIP code 44095?
ZIP code 44095 has 505 business establishments employing approximately 5,650 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 44095?
The top industries by establishment count in ZIP 44095 are: Retail trade (77), Construction (72), Other services (except public administration) (65). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 44095?
According to the FHFA House Price Index, home values in ZIP 44095 increased by 8.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 60%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 44095?
In ZIP code 44095, 61.3% of residents aged 25+ have a high school diploma or higher, and 23.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 44095?
The mean commute time for workers in ZIP code 44095 is 22.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 44095?
In ZIP code 44095, approximately 76.0% of occupied housing units are owner-occupied and 24.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 44095?
The poverty rate in ZIP code 44095 is 7.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 44095's numbers, next.
- See how ZIP 44095 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Eastlake, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.