Girard, OH · standard
ZIP Code 44420
Trumbull County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 15,429
- 381/sq mi High-density area
- $61,707
- Median income Below-median income area
- $121,100
- Median home value Below-median home value
- 20.3%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Girard pairs a below-median household income with among the most affordable home values nationally, in a low-density, homeowner-dominated area.
- 32nd pct
- household income, US ZIPs
- 17th pct
- home value, US ZIPs
- 381
- people per sq mi
- 74%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 44420 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 44420 (Girard, OH) rose +10.5% from 2023 to 2024. The all-transactions index moved from 159.8 in 2023 to 176.5 in 2024 (2000 = 100).
ZIP code 44420 is a mid-sized community (a standard USPS delivery area) in Girard, Trumbull County, Ohio, home to 15,429 residents across 40.5 square miles, a density of 381 people per square mile, in the New York time zone.
ZIP 44420 reports a modest median household income of $61,707 (15% below the average Ohio ZIP), while per-capita income is $31,858. The poverty rate is 19.3%, with unemployment at 3.8%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $121,100 (39% below the average Ohio ZIP), and median rent is $812; owner occupancy is 74.4%.
Educational attainment sits below the national norm: 20.3% of adults hold a bachelor's degree or higher, the median age is 42.3, and the average commute is 19 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Trumbull County, so 44420 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 44420
Top 5 sectors by establishment count in Girard, OH
Which industries have the most business establishments in ZIP 44420.
- Construction
Construction
37 establishments
- Other services (except public administration)
Other services (except public administration)
36 establishments
- Retail trade
Retail trade
31 establishments
- Accommodation and food services
Accommodation and food services
29 establishments
- Health care and social assistance
Health care and social assistance
28 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 44420, Girard, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
15,429
Population
40.5
Area (sq mi)
381
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 44420?
42.3
Median Age
49.9%
Male
50.1%
Female
0.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$61,707
Median Household Income
-15% vs state ZIP avg
$31,858
Per Capita Income
19.3%
Poverty Rate
3.8%
Unemployment Rate
19.4 min
Mean Commute Time
How ZIP 44420 ranks among Ohio ZIPs
Girard, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$61,707 32nd percentile higher than 32% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
7,292housing units
7,292
Total Housing Units
6,568
Occupied Units
724
Vacant Units
2.33
Avg Household Size
Occupancy Type
$121,100
Median Home Value
-39% vs state ZIP avg
$812
Median Rent
1960
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.5%
YoY Change (2024)
177
HPI Index (2000 = 100)
+77%
Total Change Since 2000
Home values in ZIP 44420 have increased 10.5% over the past year (2024). Since 2000, this ZIP has seen +77% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.5% | 111 |
| 2021 | +7.9% | 120 |
| 2022 | +20.7% | 144 |
| 2023 | +10.7% | 160 |
| 2024 | +10.5% | 177 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 272 business establishments in ZIP 44420, employing approximately 5,056 people with a combined annual payroll of $302,273,000.
272
Businesses
5,056
Employees
$302.3M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 37 | 13.6% |
| Other services (except public administration) | 36 | 13.2% |
| Retail trade | 31 | 11.4% |
| Accommodation and food services | 29 | 10.7% |
| Health care and social assistance | 28 | 10.3% |
| Wholesale trade | 20 | 7.3% |
| Professional, scientific, and technical services | 19 | 7.0% |
| Administrative and support and waste management and remediation services | 18 | 6.6% |
| Transportation and warehousing | 14 | 5.2% |
| Manufacturing | 12 | 4.4% |
| Finance and insurance | 12 | 4.4% |
| Real estate and rental and leasing | 9 | 3.3% |
| Information | 3 | 1.1% |
| Management of companies and enterprises | 3 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 44420 vs 44510 →
ZIP 44420 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 44446
Niles (44446)
20,955 residents
- 44511
Youngstown (44511)
19,672 residents
- 44505
Youngstown (44505)
19,357 residents
- 44420
Girard (44420)
15,429 residents
- 44425
Hubbard (44425)
14,898 residents
- 44509
Youngstown (44509)
11,975 residents
- 44504 5,262
Youngstown (44504)
5,262 residents
- 44437 4,252
Mc Donald (44437)
4,252 residents
- 44473 3,823
Vienna (44473)
3,823 residents
What this shows Among its immediate neighbors, ZIP 44420 ranks #4 by population - useful context the national average alone can't give.
ZIP 44420 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 44437
Mc Donald (44437)
$76,842 median income
- 44473
Vienna (44473)
$72,978 median income
- 44420
Girard (44420)
$61,707 median income
- 44425
Hubbard (44425)
$61,568 median income
- 44511
Youngstown (44511)
$56,880 median income
- 44446
Niles (44446)
$50,468 median income
- 44504
Youngstown (44504)
$45,299 median income
- 44505
Youngstown (44505)
$37,538 median income
- 44509
Youngstown (44509)
$36,570 median income
What this shows By household income, ZIP 44420 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 44510 | Youngstown, OH | 2,499 | 3.5 mi |
| 44437 | Mc Donald, OH | 4,252 | 2.9 mi |
| 44504 | Youngstown, OH | 5,262 | 3.7 mi |
| 44509 | Youngstown, OH | 11,975 | 4.6 mi |
| 44446 | Niles, OH | 20,955 | 3.8 mi |
| 44473 | Vienna, OH | 3,823 | 5.1 mi |
| 44503 | Youngstown, OH | 1,021 | 5.4 mi |
| 44505 | Youngstown, OH | 19,357 | 4.4 mi |
| 44425 | Hubbard, OH | 14,898 | 5.5 mi |
| 44511 | Youngstown, OH | 19,672 | 7.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 44420, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (15,429 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Trumbull County
Related Areas
Frequently Asked Questions
What county is ZIP code 44420 in?
ZIP code 44420 (Girard) is located in Trumbull County, Ohio. Trumbull County contains multiple ZIP codes, see the full list at /counties/trumbull-oh.
What is the population of ZIP code 44420?
ZIP code 44420 in Girard, OH has a population of 15,429 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 44420?
The median household income in ZIP 44420 is $61,707, which is 19% below the national average of $76,288.
What is the average home value in ZIP 44420?
The median home value in ZIP 44420 is $121,100, which is 56% below the national average of $278,155.
What is the demographic makeup of ZIP 44420?
The largest racial group in ZIP 44420 is White at 88.8%. Hispanic or Latino residents make up 3.3% of the population.
How many businesses are in ZIP code 44420?
ZIP code 44420 has 272 business establishments employing approximately 5,056 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 44420?
The top industries by establishment count in ZIP 44420 are: Construction (37), Other services (except public administration) (36), Retail trade (31). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 44420?
According to the FHFA House Price Index, home values in ZIP 44420 increased by 10.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 77%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 44420?
In ZIP code 44420, 60.6% of residents aged 25+ have a high school diploma or higher, and 20.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 44420?
The mean commute time for workers in ZIP code 44420 is 19.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 44420?
In ZIP code 44420, approximately 74.4% of occupied housing units are owner-occupied and 25.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 44420?
The poverty rate in ZIP code 44420 is 19.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 44420's numbers, next.
- See how ZIP 44420 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Girard, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.