PlainZIP

Girard, OH · standard

ZIP Code 44420

Trumbull County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

15,429
381/sq mi
$61,707
Median income
$121,100
Median home value
20.3%
Bachelor's or higher

The verdict

Girard pairs a below-median household income with among the most affordable home values nationally, in a low-density, homeowner-dominated area.

32th pct
household income, US ZIPs
17th pct
home value, US ZIPs
381
people per sq mi
74%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 44420 against every reporting US ZIP.

ZIP code 44420 is a mid-sized community (a standard USPS delivery area) in Girard, Trumbull County, Ohio, home to 15,429 residents across 40.5 square miles, a density of 381 people per square mile, in the New York time zone.

ZIP 44420 reports a modest median household income of $61,707 (15% below the Ohio average), while per-capita income is $31,858. The poverty rate stands at 19.3% and the unemployment rate at 3.8%. Housing costs here run $121,100 for a typical home value (39% below the state average), with rent averaging $812 a month; 74.4% of homes are owner-occupied.

Educational attainment sits below the national norm: 20.3% of adults hold a bachelor's degree or higher, the median age is 42.3, and the average commute is 19 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Trumbull County, letting you compare 44420 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 44420

Top 5 sectors by establishment count in Girard, OH

Which industries have the most business establishments in ZIP 44420.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 44420, Girard, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

15,429

Population

40.5

Area (sq mi)

381

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 44420?

42.3

Median Age

49.9%

Male

50.1%

Female

0.7%

Foreign-Born

White 88.8%
African American 3.7%
Asian 0.6%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.7%
Hispanic or Latino 3.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,707

Median Household Income

-15% vs state

$31,858

Per Capita Income

19.3%

Poverty Rate

3.8%

Unemployment Rate

19.4 min

Mean Commute Time

How ZIP 44420 ranks nationally

Girard, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$61,707 32nd percentile higher than 32% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.6%
Bachelor's Degree or Higher 20.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,292

Total Housing Units

6,568

Occupied Units

724

Vacant Units

2.33

Avg Household Size

Occupancy Type

Owner 74.4%
Renter 25.6%

$121,100

Median Home Value

-39% vs state

$812

Median Rent

1960

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.5%

YoY Change (2024)

177

HPI Index (2000 = 100)

+77%

Total Change Since 2000

Home values in ZIP 44420 have increased 10.5% over the past year (2024). Since 2000, this ZIP has seen +77% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.5% 111
2021 +7.9% 120
2022 +20.7% 144
2023 +10.7% 160
2024 +10.5% 177

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 272 business establishments in ZIP 44420, employing approximately 5,056 people with a combined annual payroll of $302,273,000.

272

Businesses

5,056

Employees

$302.3M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 37 13.6%
Other services (except public administration) 36 13.2%
Retail trade 31 11.4%
Accommodation and food services 29 10.7%
Health care and social assistance 28 10.3%
Wholesale trade 20 7.3%
Professional, scientific, and technical services 19 7.0%
Administrative and support and waste management and remediation services 18 6.6%
Transportation and warehousing 14 5.2%
Manufacturing 12 4.4%
Finance and insurance 12 4.4%
Real estate and rental and leasing 9 3.3%
Information 3 1.1%
Management of companies and enterprises 3 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 44420 vs 44510 →

ZIP 44420 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 44420 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 44420 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 44420 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
44510 Youngstown, OH 2,499 3.5 mi
44437 Mc Donald, OH 4,252 2.9 mi
44504 Youngstown, OH 5,262 3.7 mi
44509 Youngstown, OH 11,975 4.6 mi
44446 Niles, OH 20,955 3.8 mi
44473 Vienna, OH 3,823 5.1 mi
44503 Youngstown, OH 1,021 5.4 mi
44505 Youngstown, OH 19,357 4.4 mi
44425 Hubbard, OH 14,898 5.5 mi
44511 Youngstown, OH 19,672 7.2 mi

More ZIP Codes in Trumbull County

44483 standard
Warren, OH
Pop: 26,006
44484 standard
Warren, OH
Pop: 22,991
44446 standard
Niles, OH
Pop: 20,955
44410 standard
Cortland, OH
Pop: 17,409
44485 standard
Warren, OH
Pop: 16,498
44425 standard
Hubbard, OH
Pop: 14,898

Related Areas

Trumbull County Girard, OH Ohio

Frequently Asked Questions

What county is ZIP code 44420 in? ▼
ZIP code 44420 (Girard) is located in Trumbull County, Ohio. Trumbull County contains multiple ZIP codes, see the full list at /counties/trumbull-oh.
What is the population of ZIP code 44420? ▼
ZIP code 44420 in Girard, OH has a population of 15,429 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 44420? ▼
The median household income in ZIP 44420 is $61,707, which is 19% below the national average of $76,288.
What is the average home value in ZIP 44420? ▼
The median home value in ZIP 44420 is $121,100, which is 56% below the national average of $278,155.
What is the demographic makeup of ZIP 44420? ▼
The largest racial group in ZIP 44420 is White at 88.8%. Hispanic or Latino residents make up 3.3% of the population.
How many businesses are in ZIP code 44420? ▼
ZIP code 44420 has 272 business establishments employing approximately 5,056 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 44420? ▼
The top industries by establishment count in ZIP 44420 are: Construction (37), Other services (except public administration) (36), Retail trade (31). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 44420? ▼
According to the FHFA House Price Index, home values in ZIP 44420 increased by 10.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 77%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 44420? ▼
In ZIP code 44420, 60.6% of residents aged 25+ have a high school diploma or higher, and 20.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 44420? ▼
The mean commute time for workers in ZIP code 44420 is 19.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 44420? ▼
In ZIP code 44420, approximately 74.4% of occupied housing units are owner-occupied and 25.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 44420? ▼
The poverty rate in ZIP code 44420 is 19.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.