PlainZIP

Beloit, OH · standard

ZIP Code 44609

Mahoning County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,987
51/sq mi
$58,221
Median income
$193,500
Median home value
17.8%
Bachelor's or higher

The verdict

Beloit pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

26th pct
household income, US ZIPs
42th pct
home value, US ZIPs
51
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 44609 against every reporting US ZIP.

ZIP code 44609 covers 77.9 square miles in Beloit, Mahoning County, Ohio (a standard USPS delivery area), with a modest 3,987 residents on file, a density of 51 people per square mile, in the New York time zone.

ZIP 44609 reports a modest median household income of $58,221 (20% below the Ohio average), while per-capita income is $34,880. The poverty rate stands at 7.0% and the unemployment rate at 3.4%. The typical home here is valued at $193,500 (2% below the state average); renters pay a median of $694 monthly, and 85.4% of units are owner-occupied.

Educational attainment sits below the national norm: 17.8% of adults hold a bachelor's degree or higher, the median age is 44.8, and the average commute is 22 minutes. To put 44609 in local context, 8 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Mahoning County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 44609

Top 5 sectors by establishment count in Beloit, OH

Which industries have the most business establishments in ZIP 44609.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 44609, Beloit, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,987

Population

77.9

Area (sq mi)

51

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 44609?

44.8

Median Age

52.2%

Male

47.8%

Female

0.0%

Foreign-Born

White 96.5%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.5%
Hispanic or Latino 2.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$58,221

Median Household Income

-20% vs state

$34,880

Per Capita Income

7.0%

Poverty Rate

3.4%

Unemployment Rate

22.3 min

Mean Commute Time

How ZIP 44609 ranks nationally

Beloit, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$58,221 26th percentile higher than 26% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.5%
Bachelor's Degree or Higher 17.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,625

Total Housing Units

1,580

Occupied Units

45

Vacant Units

2.39

Avg Household Size

Occupancy Type

Owner 85.4%
Renter 14.6%

$193,500

Median Home Value

-2% vs state

$694

Median Rent

1961

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.7%

YoY Change (2024)

187

HPI Index (2000 = 100)

+87%

Total Change Since 2000

Home values in ZIP 44609 have increased 8.7% over the past year (2024). Since 2000, this ZIP has seen +87% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.1% 128
2021 +13.2% 145
2022 +1.1% 147
2023 +16.8% 172
2024 +8.7% 187

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 58 business establishments in ZIP 44609, employing approximately 411 people with a combined annual payroll of $13,935,000.

58

Businesses

411

Employees

$13.9M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Retail trade 13 22.4%
Administrative and support and waste management and remediation services 9 15.5%
Other services (except public administration) 9 15.5%
Construction 8 13.8%
Transportation and warehousing 5 8.6%
Manufacturing 3 5.2%
Wholesale trade 3 5.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 44609 vs 44672 →

ZIP 44609 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 44609 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 44609 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 44609 ranks #6 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
44672 Sebring, OH 4,874 2.0 mi
44449 North Benton, OH 1,323 5.0 mi
44460 Salem, OH 26,732 6.3 mi
44634 Homeworth, OH 2,164 6.5 mi
44601 Alliance, OH 35,294 7.4 mi
44401 Berlin Center, OH 2,892 7.6 mi
44411 Deerfield, OH 2,181 8.7 mi
44493 Winona, OH 25 8.2 mi

More ZIP Codes in Mahoning County

44512 standard
Youngstown, OH
Pop: 34,424
44515 standard
Youngstown, OH
Pop: 27,766
44514 standard
Youngstown, OH
Pop: 22,472
44406 standard
Canfield, OH
Pop: 22,054
44511 standard
Youngstown, OH
Pop: 19,672
44505 standard
Youngstown, OH
Pop: 19,357

Related Areas

Mahoning County Beloit, OH Ohio

Frequently Asked Questions

What county is ZIP code 44609 in? ▼
ZIP code 44609 (Beloit) is located in Mahoning County, Ohio. Mahoning County contains multiple ZIP codes, see the full list at /counties/mahoning-oh.
What is the population of ZIP code 44609? ▼
ZIP code 44609 in Beloit, OH has a population of 3,987 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 44609? ▼
The median household income in ZIP 44609 is $58,221, which is 24% below the national average of $76,288.
What is the average home value in ZIP 44609? ▼
The median home value in ZIP 44609 is $193,500, which is 30% below the national average of $278,155.
What is the demographic makeup of ZIP 44609? ▼
The largest racial group in ZIP 44609 is White at 96.5%. Hispanic or Latino residents make up 2.0% of the population.
How many businesses are in ZIP code 44609? ▼
ZIP code 44609 has 58 business establishments employing approximately 411 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 44609? ▼
The top industries by establishment count in ZIP 44609 are: Retail trade (13), Administrative and support and waste management and remediation services (9), Other services (except public administration) (9). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 44609? ▼
According to the FHFA House Price Index, home values in ZIP 44609 increased by 8.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 87%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 44609? ▼
In ZIP code 44609, 66.5% of residents aged 25+ have a high school diploma or higher, and 17.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 44609? ▼
The mean commute time for workers in ZIP code 44609 is 22.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 44609? ▼
In ZIP code 44609, approximately 85.4% of occupied housing units are owner-occupied and 14.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 44609? ▼
The poverty rate in ZIP code 44609 is 7.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.