Millersburg, OH · standard
ZIP Code 44654
Holmes County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 19,679
- 48/sq mi Moderate-density area
- $79,345
- Median income Near-median income area
- $297,800
- Median home value Above-median home value
- 14.7%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Millersburg pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 39%
- household income, US ZIPs
- Top 34%
- home value, US ZIPs
- 48
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 44654 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 44654 (Millersburg, OH) fell -5.0% from 2023 to 2024. The all-transactions index moved from 226.3 in 2023 to 215.0 in 2024 (2000 = 100).
ZIP code 44654 is a mid-sized community (a standard USPS delivery area) in Millersburg, Holmes County, Ohio, home to 19,679 residents across 406.6 square miles, a density of 48 people per square mile, in the New York time zone.
ZIP 44654 lands in the middle-income range, with a median household income of $79,345 (9% above the average Ohio ZIP), while per-capita income is $31,964. The poverty rate is 9.0%, with unemployment at 3.2%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $297,800 (51% above the average Ohio ZIP), while 75.7% of occupied homes are owner-occupied and median rent is $834.
Formal educational attainment runs low here: just 14.7% of adults hold a bachelor's degree or higher, the median age is 31.8, and the average commute is 20 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Holmes County, so 44654 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 44654
Top 5 sectors by establishment count in Millersburg, OH
Which industries have the most business establishments in ZIP 44654.
- Manufacturing
Manufacturing
157 establishments
- Construction
Construction
132 establishments
- Retail trade
Retail trade
103 establishments
- Other services (except public administration)
Other services (except public administration)
66 establishments
- Transportation and warehousing 48
Transportation and warehousing
48 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 44654, Millersburg, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
19,679
Population
406.6
Area (sq mi)
48
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 44654?
31.8
Median Age
51.9%
Male
48.1%
Female
0.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$79,345
Median Household Income
+9% vs state ZIP avg
$31,964
Per Capita Income
9.0%
Poverty Rate
3.2%
Unemployment Rate
19.9 min
Mean Commute Time
How ZIP 44654 ranks among Ohio ZIPs
Millersburg, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$79,345 Top 34% higher than 66% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,986housing units
6,986
Total Housing Units
6,534
Occupied Units
452
Vacant Units
3.20
Avg Household Size
Occupancy Type
$297,800
Median Home Value
+51% vs state ZIP avg
$834
Median Rent
1989
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-5.0%
YoY Change (2024)
215
HPI Index (2000 = 100)
+115%
Total Change Since 2000
Home values in ZIP 44654 have decreased 5.0% over the past year (2024). Since 2000, this ZIP has seen +115% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.0% | 149 |
| 2021 | +7.7% | 160 |
| 2022 | +18.0% | 189 |
| 2023 | +19.8% | 226 |
| 2024 | -5.0% | 215 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 753 business establishments in ZIP 44654, employing approximately 9,394 people with a combined annual payroll of $461,402,000.
753
Businesses
9,394
Employees
$461.4M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Manufacturing | 157 | 20.9% |
| Construction | 132 | 17.5% |
| Retail trade | 103 | 13.7% |
| Other services (except public administration) | 66 | 8.8% |
| Transportation and warehousing | 48 | 6.4% |
| Health care and social assistance | 47 | 6.2% |
| Accommodation and food services | 45 | 6.0% |
| Wholesale trade | 35 | 4.7% |
| Professional, scientific, and technical services | 30 | 4.0% |
| Administrative and support and waste management and remediation services | 26 | 3.5% |
| Finance and insurance | 19 | 2.5% |
| Real estate and rental and leasing | 11 | 1.5% |
| Mining, quarrying, and oil and gas extraction | 8 | 1.1% |
| Arts, entertainment, and recreation | 8 | 1.1% |
| Information | 5 | 0.7% |
| Educational services | 5 | 0.7% |
| Agriculture, forestry, fishing and hunting | 4 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 44654 vs 44610 →
ZIP 44654 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 44654
Millersburg (44654)
19,679 residents
- 44627 6,845
Fredericksburg (44627)
6,845 residents
- 43804 3,851
Baltic (43804)
3,851 residents
- 44633 2,615
Holmesville (44633)
2,615 residents
- 44610 263
Berlin (44610)
263 residents
- 43805 71
Blissfield (43805)
71 residents
What this shows Among its immediate neighbors, ZIP 44654 ranks the most populous - useful context the national average alone can't give.
ZIP 44654 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 44627
Fredericksburg (44627)
$84,010 median income
- 44654
Millersburg (44654)
$79,345 median income
- 43804
Baltic (43804)
$71,488 median income
- 44633
Holmesville (44633)
$64,688 median income
- 44610 $26,824
Berlin (44610)
$26,824 median income
What this shows By household income, ZIP 44654 ranks #2 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 44654, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (19,679 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Holmes County
Related Areas
Frequently Asked Questions
What county is ZIP code 44654 in?
ZIP code 44654 (Millersburg) is located in Holmes County, Ohio. Holmes County contains multiple ZIP codes, see the full list at /counties/holmes-oh.
What is the population of ZIP code 44654?
ZIP code 44654 in Millersburg, OH has a population of 19,679 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 44654?
The median household income in ZIP 44654 is $79,345, which is 4% above the national average of $76,288.
What is the average home value in ZIP 44654?
The median home value in ZIP 44654 is $297,800, which is 7% above the national average of $278,155.
What is the demographic makeup of ZIP 44654?
The largest racial group in ZIP 44654 is White at 97.7%. Hispanic or Latino residents make up 1.3% of the population.
How many businesses are in ZIP code 44654?
ZIP code 44654 has 753 business establishments employing approximately 9,394 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 44654?
The top industries by establishment count in ZIP 44654 are: Manufacturing (157), Construction (132), Retail trade (103). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 44654?
According to the FHFA House Price Index, home values in ZIP 44654 decreased by 5.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 115%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 44654?
In ZIP code 44654, 46.1% of residents aged 25+ have a high school diploma or higher, and 14.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 44654?
The mean commute time for workers in ZIP code 44654 is 19.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 44654?
In ZIP code 44654, approximately 75.7% of occupied housing units are owner-occupied and 24.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 44654?
The poverty rate in ZIP code 44654 is 9.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 44654's numbers, next.
- See how ZIP 44654 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Millersburg, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.