Willard, OH · standard

ZIP Code 44890

Huron County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

11,162
49/sq mi Moderate-density area
$68,587
Median income Near-median income area
$145,300
Median home value Below-median home value
17.3%
Bachelor's or higher Below-average bachelor's attainment

National ZIP placement

Willard pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

44th pct
household income, US ZIPs
24th pct
home value, US ZIPs
49
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 44890 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 44890 (Willard, OH) rose +18.3% from 2023 to 2024. The all-transactions index moved from 156.4 in 2023 to 185.1 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 44890 is a mid-sized community (a standard USPS delivery area) in Willard, Huron County, Ohio, home to 11,162 residents across 226.9 square miles, a density of 49 people per square mile, in the New York time zone.

ZIP 44890 reports a modest median household income of $68,587 (6% below the average Ohio ZIP), while per-capita income is $34,358. The poverty rate is 13.9%, with unemployment at 2.1%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $145,300 (26% below the average Ohio ZIP), and median rent is $893; owner occupancy is 76.4%.

Educational attainment sits below the national norm: 17.3% of adults hold a bachelor's degree or higher, the median age is 42.4, and the average commute is 20 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Huron County, so 44890 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 44890

Top 5 sectors by establishment count in Willard, OH

Which industries have the most business establishments in ZIP 44890.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 44890, Willard, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

11,162

Population

226.9

Area (sq mi)

49

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 44890?

42.4

Median Age

46.9%

Male

53.1%

Female

2.8%

Foreign-Born

White 91.2%
African American 0.6%
Asian 0.7%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.1%
Hispanic or Latino 13.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$68,587

Median Household Income

-6% vs state ZIP avg

$34,358

Per Capita Income

13.9%

Poverty Rate

2.1%

Unemployment Rate

20.0 min

Mean Commute Time

How ZIP 44890 ranks among Ohio ZIPs

Willard, OH household income vs. every Ohio ZIP code

Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$68,587 46th percentile higher than 46% of 1,127 Ohio ZIPs

This ZIP $0 $200K+ every Ohio ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.3%
Bachelor's Degree or Higher 17.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,776

Total Housing Units

4,206

Occupied Units

570

Vacant Units

2.44

Avg Household Size

Occupancy Type

Owner 76.4%
Renter 23.6%

$145,300

Median Home Value

-26% vs state ZIP avg

$893

Median Rent

1966

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+18.3%

YoY Change (2024)

185

HPI Index (2000 = 100)

+85%

Total Change Since 2000

Home values in ZIP 44890 have increased 18.3% over the past year (2024). Since 2000, this ZIP has seen +85% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.2% 124
2021 +11.9% 138
2022 +11.3% 154
2023 +1.5% 156
2024 +18.3% 185

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 164 business establishments in ZIP 44890, employing approximately 5,259 people with a combined annual payroll of $241,008,000.

164

Businesses

5,259

Employees

$241.0M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Retail trade 31 18.9%
Accommodation and food services 27 16.5%
Other services (except public administration) 22 13.4%
Health care and social assistance 18 11.0%
Construction 12 7.3%
Finance and insurance 11 6.7%
Transportation and warehousing 9 5.5%
Manufacturing 8 4.9%
Administrative and support and waste management and remediation services 8 4.9%
Real estate and rental and leasing 7 4.3%
Professional, scientific, and technical services 5 3.0%
Information 3 1.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 44890 vs 44850 →

ZIP 44890 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 44890 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 44890 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 44890 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
44850 New Haven, OH 148 3.6 mi
44865 Plymouth, OH 3,434 6.4 mi
44855 North Fairfield, OH 1,271 6.8 mi
44847 Monroeville, OH 3,739 10.2 mi
44857 Norwalk, OH 23,805 11.8 mi
44854 New Washington, OH 1,749 12.0 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 44890, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (11,162 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Huron County

Frequently Asked Questions

What county is ZIP code 44890 in?

ZIP code 44890 (Willard) is located in Huron County, Ohio. Huron County contains multiple ZIP codes, see the full list at /counties/huron-oh.

What is the population of ZIP code 44890?

ZIP code 44890 in Willard, OH has a population of 11,162 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 44890?

The median household income in ZIP 44890 is $68,587, which is 10% below the national average of $76,288.

What is the average home value in ZIP 44890?

The median home value in ZIP 44890 is $145,300, which is 48% below the national average of $278,155.

What is the demographic makeup of ZIP 44890?

The largest racial group in ZIP 44890 is White at 91.2%. Hispanic or Latino residents make up 13.4% of the population.

How many businesses are in ZIP code 44890?

ZIP code 44890 has 164 business establishments employing approximately 5,259 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 44890?

The top industries by establishment count in ZIP 44890 are: Retail trade (31), Accommodation and food services (27), Other services (except public administration) (22). There are 12 industry sectors represented in total.

How have home values changed in ZIP code 44890?

According to the FHFA House Price Index, home values in ZIP 44890 increased by 18.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 85%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 44890?

In ZIP code 44890, 59.3% of residents aged 25+ have a high school diploma or higher, and 17.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 44890?

The mean commute time for workers in ZIP code 44890 is 20.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 44890?

In ZIP code 44890, approximately 76.4% of occupied housing units are owner-occupied and 23.6% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 44890?

The poverty rate in ZIP code 44890 is 13.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 44890's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

Take this with you

What to do with ZIP 44890's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.