PlainZIP

Piqua, OH · standard

ZIP Code 45356

Miami County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

25,172
128/sq mi
$69,188
Median income
$156,400
Median home value
15.7%
Bachelor's or higher

The verdict

Piqua pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

45th pct
household income, US ZIPs
28th pct
home value, US ZIPs
128
people per sq mi
71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45356 against every reporting US ZIP.

ZIP code 45356 is a densely settled ZIP (a standard USPS delivery area) in Piqua, Miami County, Ohio, with 25,172 residents across 197.4 square miles, a density of 128 people per square mile, in the New York time zone.

ZIP 45356 reports a modest median household income of $69,188 (5% below the Ohio average), while per-capita income is $33,105. Poverty here runs at 15.1%, with unemployment measured at 3.7%. Housing costs here run $156,400 for a typical home value (21% below the state average), with rent averaging $921 a month; 70.6% of homes are owner-occupied.

Educational attainment sits below the national norm: 15.7% of adults hold a bachelor's degree or higher, the median age is 41.5, and the average commute is 20 minutes. To put 45356 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Miami County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45356

Top 5 sectors by establishment count in Piqua, OH

Which industries have the most business establishments in ZIP 45356.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45356, Piqua, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

25,172

Population

197.4

Area (sq mi)

128

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45356?

41.5

Median Age

51.2%

Male

48.8%

Female

0.6%

Foreign-Born

White 91.7%
African American 2.1%
Asian 0.6%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.9%
Hispanic or Latino 1.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$69,188

Median Household Income

-5% vs state

$33,105

Per Capita Income

15.1%

Poverty Rate

3.7%

Unemployment Rate

20.2 min

Mean Commute Time

How ZIP 45356 ranks nationally

Piqua, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$69,188 45th percentile higher than 45% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.7%
Bachelor's Degree or Higher 15.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,299

Total Housing Units

10,718

Occupied Units

581

Vacant Units

2.33

Avg Household Size

Occupancy Type

Owner 70.6%
Renter 29.4%

$156,400

Median Home Value

-21% vs state

$921

Median Rent

1957

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.7%

YoY Change (2024)

185

HPI Index (2000 = 100)

+85%

Total Change Since 2000

Home values in ZIP 45356 have increased 11.7% over the past year (2024). Since 2000, this ZIP has seen +85% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.0% 117
2021 +14.4% 134
2022 +14.4% 153
2023 +7.7% 165
2024 +11.7% 185

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 517 business establishments in ZIP 45356, employing approximately 8,491 people with a combined annual payroll of $433,801,000.

517

Businesses

8,491

Employees

$433.8M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 100 19.3%
Health care and social assistance 53 10.3%
Accommodation and food services 52 10.1%
Manufacturing 51 9.9%
Construction 50 9.7%
Other services (except public administration) 49 9.5%
Finance and insurance 30 5.8%
Real estate and rental and leasing 27 5.2%
Administrative and support and waste management and remediation services 23 4.5%
Wholesale trade 19 3.7%
Professional, scientific, and technical services 18 3.5%
Transportation and warehousing 15 2.9%
Information 11 2.1%
Arts, entertainment, and recreation 10 1.9%
Management of companies and enterprises 4 0.8%
Educational services 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45356 vs 45318 →

ZIP 45356 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45356 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45356 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45356 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45318 Covington, OH 5,365 6.8 mi
45326 Fletcher, OH 1,179 7.4 mi
45373 Troy, OH 35,131 9.1 mi
45333 Houston, OH 1,345 8.0 mi
45365 Sidney, OH 30,561 9.3 mi
45359 Pleasant Hill, OH 1,970 9.9 mi

More ZIP Codes in Miami County

45373 standard
Troy, OH
Pop: 35,131
45371 standard
Tipp City, OH
Pop: 18,333
45383 standard
West Milton, OH
Pop: 7,037
45318 standard
Covington, OH
Pop: 5,365
45359 standard
Pleasant Hill, OH
Pop: 1,970
45337 standard
Laura, OH
Pop: 1,690

Related Areas

Miami County Piqua, OH Ohio

Frequently Asked Questions

What county is ZIP code 45356 in? ▼
ZIP code 45356 (Piqua) is located in Miami County, Ohio. Miami County contains multiple ZIP codes, see the full list at /counties/miami-oh.
What is the population of ZIP code 45356? ▼
ZIP code 45356 in Piqua, OH has a population of 25,172 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45356? ▼
The median household income in ZIP 45356 is $69,188, which is 9% below the national average of $76,288.
What is the average home value in ZIP 45356? ▼
The median home value in ZIP 45356 is $156,400, which is 44% below the national average of $278,155.
What is the demographic makeup of ZIP 45356? ▼
The largest racial group in ZIP 45356 is White at 91.7%. Hispanic or Latino residents make up 1.7% of the population.
How many businesses are in ZIP code 45356? ▼
ZIP code 45356 has 517 business establishments employing approximately 8,491 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45356? ▼
The top industries by establishment count in ZIP 45356 are: Retail trade (100), Health care and social assistance (53), Accommodation and food services (52). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45356? ▼
According to the FHFA House Price Index, home values in ZIP 45356 increased by 11.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 85%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45356? ▼
In ZIP code 45356, 59.7% of residents aged 25+ have a high school diploma or higher, and 15.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45356? ▼
The mean commute time for workers in ZIP code 45356 is 20.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45356? ▼
In ZIP code 45356, approximately 70.6% of occupied housing units are owner-occupied and 29.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45356? ▼
The poverty rate in ZIP code 45356 is 15.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.