Piqua, OH · standard
ZIP Code 45356
Miami County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 25,172
- 128/sq mi High-density area
- $69,188
- Median income Near-median income area
- $156,400
- Median home value Below-median home value
- 15.7%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Piqua pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 45th pct
- household income, US ZIPs
- 28th pct
- home value, US ZIPs
- 128
- people per sq mi
- 71%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45356 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45356 (Piqua, OH) rose +11.7% from 2023 to 2024. The all-transactions index moved from 165.2 in 2023 to 184.5 in 2024 (2000 = 100).
ZIP code 45356 is a densely settled ZIP (a standard USPS delivery area) in Piqua, Miami County, Ohio, with 25,172 residents across 197.4 square miles, a density of 128 people per square mile, in the New York time zone.
ZIP 45356 reports a modest median household income of $69,188 (5% below the average Ohio ZIP), while per-capita income is $33,105. The poverty rate is 15.1%, with unemployment at 3.7%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $156,400 (21% below the average Ohio ZIP), and median rent is $921; owner occupancy is 70.6%.
Educational attainment sits below the national norm: 15.7% of adults hold a bachelor's degree or higher, the median age is 41.5, and the average commute is 20 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Miami County, so 45356 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45356
Top 5 sectors by establishment count in Piqua, OH
Which industries have the most business establishments in ZIP 45356.
- Retail trade
Retail trade
100 establishments
- Health care and social assistance
Health care and social assistance
53 establishments
- Accommodation and food services
Accommodation and food services
52 establishments
- Manufacturing
Manufacturing
51 establishments
- Construction
Construction
50 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45356, Piqua, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
25,172
Population
197.4
Area (sq mi)
128
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45356?
41.5
Median Age
51.2%
Male
48.8%
Female
0.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$69,188
Median Household Income
-5% vs state ZIP avg
$33,105
Per Capita Income
15.1%
Poverty Rate
3.7%
Unemployment Rate
20.2 min
Mean Commute Time
How ZIP 45356 ranks among Ohio ZIPs
Piqua, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$69,188 47th percentile higher than 47% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
11,299housing units
11,299
Total Housing Units
10,718
Occupied Units
581
Vacant Units
2.33
Avg Household Size
Occupancy Type
$156,400
Median Home Value
-21% vs state ZIP avg
$921
Median Rent
1957
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.7%
YoY Change (2024)
185
HPI Index (2000 = 100)
+85%
Total Change Since 2000
Home values in ZIP 45356 have increased 11.7% over the past year (2024). Since 2000, this ZIP has seen +85% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.0% | 117 |
| 2021 | +14.4% | 134 |
| 2022 | +14.4% | 153 |
| 2023 | +7.7% | 165 |
| 2024 | +11.7% | 185 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 517 business establishments in ZIP 45356, employing approximately 8,491 people with a combined annual payroll of $433,801,000.
517
Businesses
8,491
Employees
$433.8M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 100 | 19.3% |
| Health care and social assistance | 53 | 10.3% |
| Accommodation and food services | 52 | 10.1% |
| Manufacturing | 51 | 9.9% |
| Construction | 50 | 9.7% |
| Other services (except public administration) | 49 | 9.5% |
| Finance and insurance | 30 | 5.8% |
| Real estate and rental and leasing | 27 | 5.2% |
| Administrative and support and waste management and remediation services | 23 | 4.5% |
| Wholesale trade | 19 | 3.7% |
| Professional, scientific, and technical services | 18 | 3.5% |
| Transportation and warehousing | 15 | 2.9% |
| Information | 11 | 2.1% |
| Arts, entertainment, and recreation | 10 | 1.9% |
| Management of companies and enterprises | 4 | 0.8% |
| Educational services | 3 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45356 vs 45318 →
ZIP 45356 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45373
Troy (45373)
35,131 residents
- 45365
Sidney (45365)
30,561 residents
- 45356
Piqua (45356)
25,172 residents
- 45318 5,365
Covington (45318)
5,365 residents
- 45359 1,970
Pleasant Hill (45359)
1,970 residents
- 45333 1,345
Houston (45333)
1,345 residents
- 45326 1,179
Fletcher (45326)
1,179 residents
What this shows Among its immediate neighbors, ZIP 45356 ranks #3 by population - useful context the national average alone can't give.
ZIP 45356 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45326
Fletcher (45326)
$93,472 median income
- 45359
Pleasant Hill (45359)
$77,083 median income
- 45373
Troy (45373)
$75,742 median income
- 45318
Covington (45318)
$73,867 median income
- 45356
Piqua (45356)
$69,188 median income
- 45365
Sidney (45365)
$67,051 median income
- 45333
Houston (45333)
$63,906 median income
What this shows By household income, ZIP 45356 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45356, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (25,172 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Miami County
Related Areas
Frequently Asked Questions
What county is ZIP code 45356 in?
ZIP code 45356 (Piqua) is located in Miami County, Ohio. Miami County contains multiple ZIP codes, see the full list at /counties/miami-oh.
What is the population of ZIP code 45356?
ZIP code 45356 in Piqua, OH has a population of 25,172 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45356?
The median household income in ZIP 45356 is $69,188, which is 9% below the national average of $76,288.
What is the average home value in ZIP 45356?
The median home value in ZIP 45356 is $156,400, which is 44% below the national average of $278,155.
What is the demographic makeup of ZIP 45356?
The largest racial group in ZIP 45356 is White at 91.7%. Hispanic or Latino residents make up 1.7% of the population.
How many businesses are in ZIP code 45356?
ZIP code 45356 has 517 business establishments employing approximately 8,491 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45356?
The top industries by establishment count in ZIP 45356 are: Retail trade (100), Health care and social assistance (53), Accommodation and food services (52). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45356?
According to the FHFA House Price Index, home values in ZIP 45356 increased by 11.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 85%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45356?
In ZIP code 45356, 59.7% of residents aged 25+ have a high school diploma or higher, and 15.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45356?
The mean commute time for workers in ZIP code 45356 is 20.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45356?
In ZIP code 45356, approximately 70.6% of occupied housing units are owner-occupied and 29.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45356?
The poverty rate in ZIP code 45356 is 15.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45356's numbers, next.
- See how ZIP 45356 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Piqua, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.