PlainZIP

Stewart, OH · standard

ZIP Code 45778

Athens County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

824
13/sq mi
$57,128
Median income
$77,100
Median home value
8.4%
Bachelor's or higher

The verdict

Stewart pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

24th pct
household income, US ZIPs
4th pct
home value, US ZIPs
13
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45778 against every reporting US ZIP.

ZIP code 45778 is a sparsely populated ZIP (a standard USPS delivery area) in Stewart, Athens County, Ohio, home to just 824 residents across 63.4 square miles, a density of 13 people per square mile, in the New York time zone.

ZIP 45778 reports a modest median household income of $57,128 (22% below the Ohio average), while per-capita income is $24,310. Poverty here runs at 15.9%, with unemployment measured at 14.5%. Housing costs here run $77,100 for a typical home value (61% below the state average), with rent averaging $1,308 a month; 86.0% of homes are owner-occupied.

Formal educational attainment runs low here: just 8.4% of adults hold a bachelor's degree or higher, the median age is 50.5, and the average commute is -. To put 45778 in local context, 5 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Athens County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45778, Stewart, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

824

Population

63.4

Area (sq mi)

13

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45778?

50.5

Median Age

49.7%

Male

50.3%

Female

0.9%

Foreign-Born

White 93.5%
African American 2.6%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.9%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$57,128

Median Household Income

-22% vs state

$24,310

Per Capita Income

15.9%

Poverty Rate

14.5%

Unemployment Rate

How ZIP 45778 ranks nationally

Stewart, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$57,128 24th percentile higher than 24% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.8%
Bachelor's Degree or Higher 8.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

545

Total Housing Units

484

Occupied Units

61

Vacant Units

2.36

Avg Household Size

Occupancy Type

Owner 86.0%
Renter 14.0%

$77,100

Median Home Value

-61% vs state

$1,308

Median Rent

1995

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 8 business establishments in ZIP 45778, employing approximately 47 people with a combined annual payroll of $2,393,000.

8

Businesses

47

Employees

$2.4M

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45778 vs 45711 →

ZIP 45778 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45778 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45778 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45778 ranks #5 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45711 Amesville, OH 1,115 5.7 mi
45735 Guysville, OH 1,730 6.6 mi
45724 Cutler, OH 1,744 5.9 mi
43728 Chesterhill, OH 1,250 10.0 mi
45723 Coolville, OH 3,740 9.3 mi

More ZIP Codes in Athens County

45701 standard
Athens, OH
Pop: 34,122
45764 standard
Nelsonville, OH
Pop: 9,431
45732 standard
Glouster, OH
Pop: 4,776
45723 standard
Coolville, OH
Pop: 3,740
45780 standard
The Plains, OH
Pop: 3,254
45761 standard
Millfield, OH
Pop: 1,745

Related Areas

Athens County Stewart, OH Ohio

Frequently Asked Questions

What county is ZIP code 45778 in? ▼
ZIP code 45778 (Stewart) is located in Athens County, Ohio. Athens County contains multiple ZIP codes, see the full list at /counties/athens-oh.
What is the population of ZIP code 45778? ▼
ZIP code 45778 in Stewart, OH has a population of 824 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45778? ▼
The median household income in ZIP 45778 is $57,128, which is 25% below the national average of $76,288.
What is the average home value in ZIP 45778? ▼
The median home value in ZIP 45778 is $77,100, which is 72% below the national average of $278,155.
What is the demographic makeup of ZIP 45778? ▼
The largest racial group in ZIP 45778 is White at 93.5%.
How many businesses are in ZIP code 45778? ▼
ZIP code 45778 has 8 business establishments employing approximately 47 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 45778? ▼
In ZIP code 45778, 58.8% of residents aged 25+ have a high school diploma or higher, and 8.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 45778? ▼
In ZIP code 45778, approximately 86.0% of occupied housing units are owner-occupied and 14.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45778? ▼
The poverty rate in ZIP code 45778 is 15.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.