ZIP Code 45880

standard

Source:

Payne · Paulding County · Ohio

Population
2,395

16/sq mi

Median income
$69,500

▼ 9% vs US

higher than 46% of US ZIPs

Median home value
$124,700

▼ 55% vs US

higher than 18% of US ZIPs

Bachelor's or higher
20.5%

Median age 36.5

Land area
153.5 sq mi

New York

ZIP code 45880 in Payne, Ohio has a population of 2,395. The median household income is $69,500, which is 9% below the national average. Median home value is $124,700, 55% below the US average. 20.5% of residents hold a bachelor's degree or higher.

ZIP code 45880 is classified by USPS as a standard delivery area and covers roughly 153.5 square miles in Payne, Paulding County, Ohio. The area is home to 2,395 residents, producing a population density of 16 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45880 against Ohio and the nation.

On the economic side, the median household income for ZIP 45880 sits at $69,500 (5% below the Ohio average), while per-capita income is $33,553. The poverty rate stands at 9.7% and the unemployment rate at 2.7%. On housing, the median home value is $124,700 (37% below the state average) with median rent at $768 per month, and 81.3% of occupied units are owner-occupied, a direct signal of whether 45880 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 20.5% of adults hold a bachelor's degree or higher, the median age is 36.5, and the average commute is 26 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Paulding County, so you can benchmark 45880 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 45880

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 45880.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45880, Payne, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,395

Population

153.5

Area (sq mi)

16

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45880?

36.5

Median Age

48.2%

Male

51.8%

Female

0.5%

Foreign-Born

White 95.8%
African American 0.0%
Asian 0.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.9%
Hispanic or Latino 1.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$69,500

Median Household Income

-5% vs state

$33,553

Per Capita Income

9.7%

Poverty Rate

2.7%

Unemployment Rate

26.4 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.4%
Bachelor's Degree or Higher 20.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

918

Total Housing Units

854

Occupied Units

64

Vacant Units

2.84

Avg Household Size

Occupancy Type

Owner 81.3%
Renter 18.7%

$124,700

Median Home Value

-37% vs state

$768

Median Rent

1963

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+14.8%

YoY Change (2024)

206

HPI Index (2000 = 100)

+106%

Total Change Since 2000

Home values in ZIP 45880 have increased 14.8% over the past year (2024). Since 2000, this ZIP has seen +106% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.7% 131
2021 +7.6% 141
2022 +41.0% 199
2023 -9.9% 179
2024 +14.8% 206

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 35 business establishments in ZIP 45880, employing approximately 364 people with a combined annual payroll of $15,681,000.

35

Businesses

364

Employees

$15.7M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Construction 5 14.3%
Retail trade 4 11.4%
Transportation and warehousing 4 11.4%
Finance and insurance 4 11.4%
Other services (except public administration) 4 11.4%
Manufacturing 3 8.6%
Accommodation and food services 3 8.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45880 vs 45813 →

ZIP Code City Population Distance
45813 Antwerp, OH 3,530 8.4 mi
45832 Convoy, OH 2,905 9.8 mi
45851 Haviland, OH 669 7.5 mi
46797 Woodburn, IN 3,957 7.6 mi
45886 Scott, OH 551 8.1 mi
46773 Monroeville, IN 3,662 9.4 mi
46743 Harlan, IN 1,971 11.8 mi

More ZIP Codes in Paulding County

Frequently Asked Questions

What county is ZIP code 45880 in?
ZIP code 45880 (Payne) is located in Paulding County, Ohio. Paulding County contains multiple ZIP codes, see the full list at /counties/paulding-oh.
What is the population of ZIP code 45880?
ZIP code 45880 in Payne, OH has a population of 2,395 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45880?
The median household income in ZIP 45880 is $69,500, which is 9% below the national average of $76,288.
What is the average home value in ZIP 45880?
The median home value in ZIP 45880 is $124,700, which is 55% below the national average of $278,155.
What is the demographic makeup of ZIP 45880?
The largest racial group in ZIP 45880 is White at 95.8%. Hispanic or Latino residents make up 1.7% of the population.
How many businesses are in ZIP code 45880?
ZIP code 45880 has 35 business establishments employing approximately 364 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45880?
The top industries by establishment count in ZIP 45880 are: Construction (5), Retail trade (4), Transportation and warehousing (4). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 45880?
According to the FHFA House Price Index, home values in ZIP 45880 increased by 14.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 106%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45880?
In ZIP code 45880, 60.4% of residents aged 25+ have a high school diploma or higher, and 20.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45880?
The mean commute time for workers in ZIP code 45880 is 26.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45880?
In ZIP code 45880, approximately 81.3% of occupied housing units are owner-occupied and 18.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45880?
The poverty rate in ZIP code 45880 is 9.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Payne, OH

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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