PlainZIP

Payne, OH · standard

ZIP Code 45880

Paulding County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,395
16/sq mi
$69,500
Median income
$124,700
Median home value
20.5%
Bachelor's or higher

The verdict

Payne pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

46th pct
household income, US ZIPs
18th pct
home value, US ZIPs
16
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45880 against every reporting US ZIP.

ZIP code 45880 covers 153.5 square miles in Payne, Paulding County, Ohio (a standard USPS delivery area), with a modest 2,395 residents on file, a density of 16 people per square mile, in the New York time zone.

ZIP 45880 reports a modest median household income of $69,500 (5% below the Ohio average), while per-capita income is $33,553. Poverty here runs at 9.7%, with unemployment measured at 2.7%. Median home value sits at $124,700 (37% below the state average), median rent at $768 a month, and owner-occupancy at 81.3%.

Educational attainment sits below the national norm: 20.5% of adults hold a bachelor's degree or higher, the median age is 36.5, and the average commute is 26 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Paulding County, so you can benchmark 45880 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45880

Top 5 sectors by establishment count in Payne, OH

Which industries have the most business establishments in ZIP 45880.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45880, Payne, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,395

Population

153.5

Area (sq mi)

16

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45880?

36.5

Median Age

48.2%

Male

51.8%

Female

0.5%

Foreign-Born

White 95.8%
African American 0.0%
Asian 0.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.9%
Hispanic or Latino 1.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$69,500

Median Household Income

-5% vs state

$33,553

Per Capita Income

9.7%

Poverty Rate

2.7%

Unemployment Rate

26.4 min

Mean Commute Time

How ZIP 45880 ranks nationally

Payne, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$69,500 46th percentile higher than 46% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.4%
Bachelor's Degree or Higher 20.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

918

Total Housing Units

854

Occupied Units

64

Vacant Units

2.84

Avg Household Size

Occupancy Type

Owner 81.3%
Renter 18.7%

$124,700

Median Home Value

-37% vs state

$768

Median Rent

1963

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+14.8%

YoY Change (2024)

206

HPI Index (2000 = 100)

+106%

Total Change Since 2000

Home values in ZIP 45880 have increased 14.8% over the past year (2024). Since 2000, this ZIP has seen +106% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.7% 131
2021 +7.6% 141
2022 +41.0% 199
2023 -9.9% 179
2024 +14.8% 206

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 35 business establishments in ZIP 45880, employing approximately 364 people with a combined annual payroll of $15,681,000.

35

Businesses

364

Employees

$15.7M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Construction 5 14.3%
Retail trade 4 11.4%
Transportation and warehousing 4 11.4%
Finance and insurance 4 11.4%
Other services (except public administration) 4 11.4%
Manufacturing 3 8.6%
Accommodation and food services 3 8.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45880 vs 45813 →

ZIP 45880 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45880 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45880 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45880 ranks #6 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45813 Antwerp, OH 3,530 8.4 mi
45832 Convoy, OH 2,905 9.8 mi
45851 Haviland, OH 669 7.5 mi
46797 Woodburn, IN 3,957 7.6 mi
45886 Scott, OH 551 8.1 mi
46773 Monroeville, IN 3,662 9.4 mi
46743 Harlan, IN 1,971 11.8 mi

More ZIP Codes in Paulding County

45879 standard
Paulding, OH
Pop: 6,284
45813 standard
Antwerp, OH
Pop: 3,530
45873 standard
Oakwood, OH
Pop: 2,238
45821 standard
Cecil, OH
Pop: 1,435
45849 standard
Grover Hill, OH
Pop: 1,219
45851 standard
Haviland, OH
Pop: 669

Related Areas

Paulding County Payne, OH Ohio

Frequently Asked Questions

What county is ZIP code 45880 in? ▼
ZIP code 45880 (Payne) is located in Paulding County, Ohio. Paulding County contains multiple ZIP codes, see the full list at /counties/paulding-oh.
What is the population of ZIP code 45880? ▼
ZIP code 45880 in Payne, OH has a population of 2,395 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45880? ▼
The median household income in ZIP 45880 is $69,500, which is 9% below the national average of $76,288.
What is the average home value in ZIP 45880? ▼
The median home value in ZIP 45880 is $124,700, which is 55% below the national average of $278,155.
What is the demographic makeup of ZIP 45880? ▼
The largest racial group in ZIP 45880 is White at 95.8%. Hispanic or Latino residents make up 1.7% of the population.
How many businesses are in ZIP code 45880? ▼
ZIP code 45880 has 35 business establishments employing approximately 364 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45880? ▼
The top industries by establishment count in ZIP 45880 are: Construction (5), Retail trade (4), Transportation and warehousing (4). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 45880? ▼
According to the FHFA House Price Index, home values in ZIP 45880 increased by 14.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 106%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45880? ▼
In ZIP code 45880, 60.4% of residents aged 25+ have a high school diploma or higher, and 20.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45880? ▼
The mean commute time for workers in ZIP code 45880 is 26.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45880? ▼
In ZIP code 45880, approximately 81.3% of occupied housing units are owner-occupied and 18.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45880? ▼
The poverty rate in ZIP code 45880 is 9.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.