Wolcottville, IN · standard
ZIP Code 46795
LaGrange County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,608
- 39/sq mi Moderate-density area
- $87,175
- Median income Above-median income area
- $260,000
- Median home value Near-median home value
- 16.4%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Wolcottville pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 30%
- household income, US ZIPs
- Top 40%
- home value, US ZIPs
- 39
- people per sq mi
- 88%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46795 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 46795 (Wolcottville, IN) rose +29.8% from 2023 to 2024. The all-transactions index moved from 242.5 in 2023 to 314.8 in 2024 (2000 = 100).
ZIP code 46795 is a mid-sized community (a standard USPS delivery area) in Wolcottville, LaGrange County, Indiana, home to 5,608 residents across 143.8 square miles, a density of 39 people per square mile, in the Indiana/Indianapolis time zone.
ZIP 46795 lands in the middle-income range, with a median household income of $87,175 (18% above the average Indiana ZIP), while per-capita income is $41,068. Both reported hardship measures are comparatively low in absolute terms: poverty is 7.5% and unemployment is 2.4%. Housing is both higher-cost and owner-heavy: median home value is $260,000 (34% above the average Indiana ZIP), while 87.7% of occupied homes are owner-occupied and median rent is $844.
Educational attainment sits below the national norm: 16.4% of adults hold a bachelor's degree or higher, the median age is 41.9, and the average commute is 29 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in LaGrange County, so 46795 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 46795
Top 5 sectors by establishment count in Wolcottville, IN
Which industries have the most business establishments in ZIP 46795.
- Construction
Construction
19 establishments
- Manufacturing
Manufacturing
11 establishments
- Other services (except public administration)
Other services (except public administration)
10 establishments
- Retail trade
Retail trade
9 establishments
- Transportation and warehousing 7
Transportation and warehousing
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46795, Wolcottville, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,608
Population
143.8
Area (sq mi)
39
People / sq mi
Indiana/Indianapolis
Time Zone
standard
ZIP Type
Who lives in ZIP 46795?
41.9
Median Age
50.4%
Male
49.6%
Female
0.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$87,175
Median Household Income
+18% vs state ZIP avg
$41,068
Per Capita Income
7.5%
Poverty Rate
2.4%
Unemployment Rate
28.8 min
Mean Commute Time
How ZIP 46795 ranks among Indiana ZIPs
Wolcottville, IN household income vs. every Indiana ZIP code
Median household income among 721 reporting Indiana ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$87,175 Top 20% higher than 80% of 721 Indiana ZIPs
Each bar is a $20K-wide band; taller bars hold more Indiana ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,700housing units
3,700
Total Housing Units
2,471
Occupied Units
1,229
Vacant Units
2.78
Avg Household Size
Occupancy Type
$260,000
Median Home Value
+34% vs state ZIP avg
$844
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+29.8%
YoY Change (2024)
315
HPI Index (2000 = 100)
+215%
Total Change Since 2000
Home values in ZIP 46795 have increased 29.8% over the past year (2024). Since 2000, this ZIP has seen +215% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.2% | 170 |
| 2021 | +11.2% | 189 |
| 2022 | +15.2% | 217 |
| 2023 | +11.7% | 243 |
| 2024 | +29.8% | 315 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 94 business establishments in ZIP 46795, employing approximately 573 people with a combined annual payroll of $24,336,000.
94
Businesses
573
Employees
$24.3M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 19 | 20.2% |
| Manufacturing | 11 | 11.7% |
| Other services (except public administration) | 10 | 10.6% |
| Retail trade | 9 | 9.6% |
| Transportation and warehousing | 7 | 7.5% |
| Administrative and support and waste management and remediation services | 7 | 7.5% |
| Accommodation and food services | 7 | 7.5% |
| Wholesale trade | 6 | 6.4% |
| Real estate and rental and leasing | 6 | 6.4% |
| Professional, scientific, and technical services | 4 | 4.3% |
| Finance and insurance | 3 | 3.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 46795 vs 46786 →
ZIP 46795 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46755
Kendallville (46755)
15,062 residents
- 46761
Lagrange (46761)
12,039 residents
- 46795 5,608
Wolcottville (46795)
5,608 residents
- 46784 2,236
Rome City (46784)
2,236 residents
- 46794 1,587
Wawaka (46794)
1,587 residents
- 46771 105
Mongo (46771)
105 residents
- 46786 102
South Milford (46786)
102 residents
What this shows Among its immediate neighbors, ZIP 46795 ranks #3 by population - useful context the national average alone can't give.
ZIP 46795 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 46795
Wolcottville (46795)
$87,175 median income
- 46761
Lagrange (46761)
$71,430 median income
- 46755
Kendallville (46755)
$66,717 median income
- 46794
Wawaka (46794)
$63,583 median income
- 46784
Rome City (46784)
$62,102 median income
What this shows By household income, ZIP 46795 ranks the highest of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 46795, both outside IN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,608 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in LaGrange County
Related Areas
Frequently Asked Questions
What county is ZIP code 46795 in?
ZIP code 46795 (Wolcottville) is located in LaGrange County, Indiana. LaGrange County contains multiple ZIP codes, see the full list at /counties/lagrange-in.
What is the population of ZIP code 46795?
ZIP code 46795 in Wolcottville, IN has a population of 5,608 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46795?
The median household income in ZIP 46795 is $87,175, which is 14% above the national average of $76,288.
What is the average home value in ZIP 46795?
The median home value in ZIP 46795 is $260,000, which is 7% below the national average of $278,155.
What is the demographic makeup of ZIP 46795?
The largest racial group in ZIP 46795 is White at 97.1%. Hispanic or Latino residents make up 1.8% of the population.
How many businesses are in ZIP code 46795?
ZIP code 46795 has 94 business establishments employing approximately 573 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46795?
The top industries by establishment count in ZIP 46795 are: Construction (19), Manufacturing (11), Other services (except public administration) (10). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 46795?
According to the FHFA House Price Index, home values in ZIP 46795 increased by 29.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 215%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46795?
In ZIP code 46795, 52.2% of residents aged 25+ have a high school diploma or higher, and 16.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46795?
The mean commute time for workers in ZIP code 46795 is 28.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46795?
In ZIP code 46795, approximately 87.7% of occupied housing units are owner-occupied and 12.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46795?
The poverty rate in ZIP code 46795 is 7.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 46795's numbers, next.
- See how ZIP 46795 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Wolcottville, IN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.