PlainZIP

Delphi, IN · standard

ZIP Code 46923

Carroll County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,048
23/sq mi
$63,553
Median income
$170,600
Median home value
13.3%
Bachelor's or higher

The verdict

Delphi pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

36th pct
household income, US ZIPs
35th pct
home value, US ZIPs
23
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46923 against every reporting US ZIP.

ZIP code 46923 is a mid-sized community (a standard USPS delivery area) in Delphi, Carroll County, Indiana, home to 8,048 residents across 348.4 square miles, a density of 23 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46923 reports a modest median household income of $63,553 (14% below the Indiana average), while per-capita income is $35,187. Local economic indicators show a 9.6% poverty rate alongside 3.6% unemployment. Housing costs here run $170,600 for a typical home value (12% below the state average), with rent averaging $947 a month; 80.2% of homes are owner-occupied.

Formal educational attainment runs low here: just 13.3% of adults hold a bachelor's degree or higher, the median age is 45.6, and the average commute is 24 minutes. Beyond these figures, 3 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Carroll County, letting you compare 46923 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46923

Top 5 sectors by establishment count in Delphi, IN

Which industries have the most business establishments in ZIP 46923.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46923, Delphi, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,048

Population

348.4

Area (sq mi)

23

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46923?

45.6

Median Age

50.8%

Male

49.2%

Female

3.0%

Foreign-Born

White 92.5%
African American 0.1%
Asian 0.3%
American Indian or Alaska Native 1.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.5%
Hispanic or Latino 6.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,553

Median Household Income

-14% vs state

$35,187

Per Capita Income

9.6%

Poverty Rate

3.6%

Unemployment Rate

23.7 min

Mean Commute Time

How ZIP 46923 ranks nationally

Delphi, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$63,553 36th percentile higher than 36% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.2%
Bachelor's Degree or Higher 13.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,691

Total Housing Units

3,232

Occupied Units

459

Vacant Units

2.51

Avg Household Size

Occupancy Type

Owner 80.2%
Renter 19.8%

$170,600

Median Home Value

-12% vs state

$947

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.3%

YoY Change (2024)

215

HPI Index (2000 = 100)

+115%

Total Change Since 2000

Home values in ZIP 46923 have increased 5.3% over the past year (2024). Since 2000, this ZIP has seen +115% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.7% 142
2021 +13.8% 161
2022 +12.7% 182
2023 +12.4% 204
2024 +5.3% 215

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 173 business establishments in ZIP 46923, employing approximately 3,890 people with a combined annual payroll of $188,367,000.

173

Businesses

3,890

Employees

$188.4M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Retail trade 23 13.3%
Other services (except public administration) 21 12.1%
Construction 19 11.0%
Accommodation and food services 18 10.4%
Manufacturing 16 9.3%
Health care and social assistance 15 8.7%
Finance and insurance 13 7.5%
Professional, scientific, and technical services 13 7.5%
Wholesale trade 7 4.0%
Transportation and warehousing 7 4.0%
Real estate and rental and leasing 7 4.0%
Administrative and support and waste management and remediation services 7 4.0%
Arts, entertainment, and recreation 4 2.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46923 vs 47997 →

ZIP 46923 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46923 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46923 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46923 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
47997 Yeoman, IN 139 5.9 mi
47924 Buck Creek, IN 141 10.2 mi
46913 Bringhurst, IN 1,329 10.3 mi

More ZIP Codes in Carroll County

46929 standard
Flora, IN
Pop: 3,214
46917 standard
Camden, IN
Pop: 1,853
46913 standard
Bringhurst, IN
Pop: 1,329
46920 standard
Cutler, IN
Pop: 1,045
46915 standard
Burlington, IN
Pop: 679
47997 standard
Yeoman, IN
Pop: 139

Related Areas

Carroll County Delphi, IN Indiana

Frequently Asked Questions

What county is ZIP code 46923 in? ▼
ZIP code 46923 (Delphi) is located in Carroll County, Indiana. Carroll County contains multiple ZIP codes, see the full list at /counties/carroll-in.
What is the population of ZIP code 46923? ▼
ZIP code 46923 in Delphi, IN has a population of 8,048 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46923? ▼
The median household income in ZIP 46923 is $63,553, which is 17% below the national average of $76,288.
What is the average home value in ZIP 46923? ▼
The median home value in ZIP 46923 is $170,600, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 46923? ▼
The largest racial group in ZIP 46923 is White at 92.5%. Hispanic or Latino residents make up 6.6% of the population.
How many businesses are in ZIP code 46923? ▼
ZIP code 46923 has 173 business establishments employing approximately 3,890 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46923? ▼
The top industries by establishment count in ZIP 46923 are: Retail trade (23), Other services (except public administration) (21), Construction (19). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 46923? ▼
According to the FHFA House Price Index, home values in ZIP 46923 increased by 5.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 115%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46923? ▼
In ZIP code 46923, 59.2% of residents aged 25+ have a high school diploma or higher, and 13.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46923? ▼
The mean commute time for workers in ZIP code 46923 is 23.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46923? ▼
In ZIP code 46923, approximately 80.2% of occupied housing units are owner-occupied and 19.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46923? ▼
The poverty rate in ZIP code 46923 is 9.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.