ZIP Code 46932

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Source:

Galveston · Cass County · Indiana

Population
3,448

24/sq mi

Median income
$61,579

▼ 19% vs US

higher than 32% of US ZIPs

Median home value
$166,000

▼ 40% vs US

higher than 33% of US ZIPs

Bachelor's or higher
18.2%

Median age 47.1

Land area
143.1 sq mi

Indiana/Indianapolis

ZIP code 46932 in Galveston, Indiana has a population of 3,448. The median household income is $61,579, which is 19% below the national average. Median home value is $166,000, 40% below the US average. 18.2% of residents hold a bachelor's degree or higher.

ZIP code 46932 is classified by USPS as a standard delivery area and covers roughly 143.1 square miles in Galveston, Cass County, Indiana. The area is home to 3,448 residents, producing a population density of 24 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46932 against Indiana and the nation.

On the economic side, the median household income for ZIP 46932 sits at $61,579 (16% below the Indiana average), while per-capita income is $39,346. The poverty rate stands at 7.7% and the unemployment rate at 5.3%. On housing, the median home value is $166,000 (14% below the state average) with median rent at $655 per month, and 78.8% of occupied units are owner-occupied, a direct signal of whether 46932 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 18.2% of adults hold a bachelor's degree or higher, the median age is 47.1, and the average commute is 24 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cass County, so you can benchmark 46932 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 46932

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 46932.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46932, Galveston, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

3,448

Population

143.1

Area (sq mi)

24

People / sq mi

Indiana/Indianapolis

Time Zone

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ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46932?

47.1

Median Age

51.8%

Male

48.2%

Female

0.0%

Foreign-Born

White 95.2%
African American 1.5%
Asian 0.0%
American Indian or Alaska Native 0.7%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.4%
Hispanic or Latino 2.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,579

Median Household Income

-16% vs state

$39,346

Per Capita Income

7.7%

Poverty Rate

5.3%

Unemployment Rate

24.1 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.7%
Bachelor's Degree or Higher 18.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,621

Total Housing Units

1,504

Occupied Units

117

Vacant Units

2.04

Avg Household Size

Occupancy Type

Owner 78.8%
Renter 21.2%

$166,000

Median Home Value

-14% vs state

$655

Median Rent

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+22.2%

YoY Change (2024)

177

HPI Index (2000 = 100)

+77%

Total Change Since 2000

Home values in ZIP 46932 have increased 22.2% over the past year (2024). Since 2000, this ZIP has seen +77% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.8% 117
2021 +15.1% 135
2022 +1.5% 137
2023 +6.0% 145
2024 +22.2% 177

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 32 business establishments in ZIP 46932, employing approximately 153 people with a combined annual payroll of $6,390,000.

32

Businesses

153

Employees

$6.4M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Construction 8 25.0%
Retail trade 8 25.0%
Other services (except public administration) 5 15.6%
Accommodation and food services 3 9.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46932 vs 46994 →

ZIP Code City Population Distance
46994 Walton, IN 2,684 4.9 mi
46998 Young America, IN 112 5.3 mi
46967 Onward, IN 98 7.5 mi
46901 Kokomo, IN 37,633 7.3 mi
46915 Burlington, IN 679 10.7 mi

More ZIP Codes in Cass County

Frequently Asked Questions

What county is ZIP code 46932 in?
ZIP code 46932 (Galveston) is located in Cass County, Indiana. Cass County contains multiple ZIP codes, see the full list at /counties/cass-in.
What is the population of ZIP code 46932?
ZIP code 46932 in Galveston, IN has a population of 3,448 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46932?
The median household income in ZIP 46932 is $61,579, which is 19% below the national average of $76,288.
What is the average home value in ZIP 46932?
The median home value in ZIP 46932 is $166,000, which is 40% below the national average of $278,155.
What is the demographic makeup of ZIP 46932?
The largest racial group in ZIP 46932 is White at 95.2%. Hispanic or Latino residents make up 2.4% of the population.
How many businesses are in ZIP code 46932?
ZIP code 46932 has 32 business establishments employing approximately 153 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46932?
The top industries by establishment count in ZIP 46932 are: Construction (8), Retail trade (8), Other services (except public administration) (5). There are 4 industry sectors represented in total.
How have home values changed in ZIP code 46932?
According to the FHFA House Price Index, home values in ZIP 46932 increased by 22.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 77%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46932?
In ZIP code 46932, 56.7% of residents aged 25+ have a high school diploma or higher, and 18.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46932?
The mean commute time for workers in ZIP code 46932 is 24.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46932?
In ZIP code 46932, approximately 78.8% of occupied housing units are owner-occupied and 21.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46932?
The poverty rate in ZIP code 46932 is 7.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Galveston, IN

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.