PlainZIP

Galveston, IN · standard

ZIP Code 46932

Cass County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,448
24/sq mi
$61,579
Median income
$166,000
Median home value
18.2%
Bachelor's or higher

The verdict

Galveston pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

32th pct
household income, US ZIPs
33th pct
home value, US ZIPs
24
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 46932 against every reporting US ZIP.

ZIP code 46932 covers 143.1 square miles in Galveston, Cass County, Indiana (a standard USPS delivery area), with a modest 3,448 residents on file, a density of 24 people per square mile, in the Indiana/Indianapolis time zone.

ZIP 46932 reports a modest median household income of $61,579 (16% below the Indiana average), while per-capita income is $39,346. 7.7% of residents live below the poverty line, and the unemployment rate reads 5.3%. The typical home here is valued at $166,000 (14% below the state average); renters pay a median of $655 monthly, and 78.8% of units are owner-occupied.

Educational attainment sits below the national norm: 18.2% of adults hold a bachelor's degree or higher, the median age is 47.1, and the average commute is 24 minutes. Beyond these figures, 5 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Cass County, letting you compare 46932 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 46932

Top 5 sectors by establishment count in Galveston, IN

Which industries have the most business establishments in ZIP 46932.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 46932, Galveston, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,448

Population

143.1

Area (sq mi)

24

People / sq mi

Indiana/Indianapolis

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46932?

47.1

Median Age

51.8%

Male

48.2%

Female

0.0%

Foreign-Born

White 95.2%
African American 1.5%
Asian 0.0%
American Indian or Alaska Native 0.7%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.4%
Hispanic or Latino 2.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,579

Median Household Income

-16% vs state

$39,346

Per Capita Income

7.7%

Poverty Rate

5.3%

Unemployment Rate

24.1 min

Mean Commute Time

How ZIP 46932 ranks nationally

Galveston, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$61,579 32nd percentile higher than 32% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.7%
Bachelor's Degree or Higher 18.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,621

Total Housing Units

1,504

Occupied Units

117

Vacant Units

2.04

Avg Household Size

Occupancy Type

Owner 78.8%
Renter 21.2%

$166,000

Median Home Value

-14% vs state

$655

Median Rent

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+22.2%

YoY Change (2024)

177

HPI Index (2000 = 100)

+77%

Total Change Since 2000

Home values in ZIP 46932 have increased 22.2% over the past year (2024). Since 2000, this ZIP has seen +77% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.8% 117
2021 +15.1% 135
2022 +1.5% 137
2023 +6.0% 145
2024 +22.2% 177

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 32 business establishments in ZIP 46932, employing approximately 153 people with a combined annual payroll of $6,390,000.

32

Businesses

153

Employees

$6.4M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Construction 8 25.0%
Retail trade 8 25.0%
Other services (except public administration) 5 15.6%
Accommodation and food services 3 9.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46932 vs 46994 →

ZIP 46932 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 46932 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 46932 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 46932 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
46994 Walton, IN 2,684 4.9 mi
46998 Young America, IN 112 5.3 mi
46967 Onward, IN 98 7.5 mi
46901 Kokomo, IN 37,633 7.3 mi
46915 Burlington, IN 679 10.7 mi

More ZIP Codes in Cass County

46947 standard
Logansport, IN
Pop: 28,866
46994 standard
Walton, IN
Pop: 2,684
46978 standard
Royal Center, IN
Pop: 2,059
46988 standard
Twelve Mile, IN
Pop: 823
46950 standard
Lucerne, IN
Pop: 643
46998 standard
Young America, IN
Pop: 112

Related Areas

Cass County Galveston, IN Indiana

Frequently Asked Questions

What county is ZIP code 46932 in? ▼
ZIP code 46932 (Galveston) is located in Cass County, Indiana. Cass County contains multiple ZIP codes, see the full list at /counties/cass-in.
What is the population of ZIP code 46932? ▼
ZIP code 46932 in Galveston, IN has a population of 3,448 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46932? ▼
The median household income in ZIP 46932 is $61,579, which is 19% below the national average of $76,288.
What is the average home value in ZIP 46932? ▼
The median home value in ZIP 46932 is $166,000, which is 40% below the national average of $278,155.
What is the demographic makeup of ZIP 46932? ▼
The largest racial group in ZIP 46932 is White at 95.2%. Hispanic or Latino residents make up 2.4% of the population.
How many businesses are in ZIP code 46932? ▼
ZIP code 46932 has 32 business establishments employing approximately 153 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46932? ▼
The top industries by establishment count in ZIP 46932 are: Construction (8), Retail trade (8), Other services (except public administration) (5). There are 4 industry sectors represented in total.
How have home values changed in ZIP code 46932? ▼
According to the FHFA House Price Index, home values in ZIP 46932 increased by 22.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 77%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46932? ▼
In ZIP code 46932, 56.7% of residents aged 25+ have a high school diploma or higher, and 18.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46932? ▼
The mean commute time for workers in ZIP code 46932 is 24.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46932? ▼
In ZIP code 46932, approximately 78.8% of occupied housing units are owner-occupied and 21.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46932? ▼
The poverty rate in ZIP code 46932 is 7.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.