ZIP Code 46978

ZIP code 46978 is classified by USPS as a standard delivery area and covers roughly 164.7 square miles in Royal Center, Cass County, Indiana. The area is home to 2,059 residents, producing a population density of 13 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46978 against Indiana and the nation.

On the economic side, the median household income for ZIP 46978 sits at $78,750 (7% above the Indiana average), while per-capita income is $32,171. The poverty rate stands at 6.5% and the unemployment rate at 3.0%. On housing, the median home value is $130,000 (33% below the state average) with median rent at $828 per month, and 86.0% of occupied units are owner-occupied, a direct signal of whether 46978 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 19.0% of adults hold a bachelor's degree or higher, the median age is 41.5, and the average commute is 33 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cass County, so you can benchmark 46978 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →