ZIP Code 46992

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Source:

Wabash · Wabash County · Indiana

Population
16,759

40/sq mi

Median income
$66,220

▼ 13% vs US

higher than 40% of US ZIPs

Median home value
$159,900

▼ 43% vs US

higher than 30% of US ZIPs

Bachelor's or higher
25.2%

Median age 42.4

Land area
420.0 sq mi

Indiana/Indianapolis

ZIP code 46992 in Wabash, Indiana has a population of 16,759. The median household income is $66,220, which is 13% below the national average. Median home value is $159,900, 43% below the US average. 25.2% of residents hold a bachelor's degree or higher.

ZIP code 46992 is classified by USPS as a standard delivery area and covers roughly 420.0 square miles in Wabash, Wabash County, Indiana. The area is home to 16,759 residents, producing a population density of 40 people per square mile, and falls within the Indiana/Indianapolis time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 46992 against Indiana and the nation.

On the economic side, the median household income for ZIP 46992 sits at $66,220 (10% below the Indiana average), while per-capita income is $36,180. The poverty rate stands at 12.7% and the unemployment rate at 3.6%. On housing, the median home value is $159,900 (17% below the state average) with median rent at $752 per month, and 77.8% of occupied units are owner-occupied, a direct signal of whether 46992 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 25.2% of adults hold a bachelor's degree or higher, the median age is 42.4, and the average commute is 19 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Wabash County, so you can benchmark 46992 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 46992

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 46992.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 46992, Wabash, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

16,759

Population

420.0

Area (sq mi)

40

People / sq mi

Indiana/Indianapolis

Time Zone

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ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 46992?

42.4

Median Age

50.4%

Male

49.6%

Female

1.3%

Foreign-Born

White 93.6%
African American 0.6%
Asian 0.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.1%
Hispanic or Latino 4.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,220

Median Household Income

-10% vs state

$36,180

Per Capita Income

12.7%

Poverty Rate

3.6%

Unemployment Rate

19.3 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.0%
Bachelor's Degree or Higher 25.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,619

Total Housing Units

6,972

Occupied Units

647

Vacant Units

2.27

Avg Household Size

Occupancy Type

Owner 77.8%
Renter 22.2%

$159,900

Median Home Value

-17% vs state

$752

Median Rent

1959

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.3%

YoY Change (2024)

198

HPI Index (2000 = 100)

+98%

Total Change Since 2000

Home values in ZIP 46992 have increased 8.3% over the past year (2024). Since 2000, this ZIP has seen +98% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.4% 135
2021 +11.6% 150
2022 +13.2% 170
2023 +7.6% 183
2024 +8.3% 198

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 466 business establishments in ZIP 46992, employing approximately 7,762 people with a combined annual payroll of $406,723,000.

466

Businesses

7,762

Employees

$406.7M

Annual Payroll

18

Industry Sectors

Industry Establishments % of Total
Retail trade 77 16.5%
Health care and social assistance 57 12.2%
Other services (except public administration) 57 12.2%
Construction 43 9.2%
Accommodation and food services 40 8.6%
Manufacturing 32 6.9%
Professional, scientific, and technical services 31 6.7%
Finance and insurance 28 6.0%
Real estate and rental and leasing 21 4.5%
Administrative and support and waste management and remediation services 21 4.5%
Wholesale trade 17 3.6%
Transportation and warehousing 11 2.4%
Information 8 1.7%
Arts, entertainment, and recreation 8 1.7%
Utilities 4 0.9%
Agriculture, forestry, fishing and hunting 3 0.6%
Mining, quarrying, and oil and gas extraction 3 0.6%
Management of companies and enterprises 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 46992 vs 46984 →

ZIP Code City Population Distance
46984 Somerset, IN 224 8.1 mi
46941 Lagro, IN 1,125 7.3 mi
46990 Urbana, IN 801 9.3 mi
46940 La Fontaine, IN 2,548 9.7 mi

More ZIP Codes in Wabash County

Frequently Asked Questions

What county is ZIP code 46992 in?
ZIP code 46992 (Wabash) is located in Wabash County, Indiana. Wabash County contains multiple ZIP codes, see the full list at /counties/wabash-in.
What is the population of ZIP code 46992?
ZIP code 46992 in Wabash, IN has a population of 16,759 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 46992?
The median household income in ZIP 46992 is $66,220, which is 13% below the national average of $76,288.
What is the average home value in ZIP 46992?
The median home value in ZIP 46992 is $159,900, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 46992?
The largest racial group in ZIP 46992 is White at 93.6%. Hispanic or Latino residents make up 4.4% of the population.
How many businesses are in ZIP code 46992?
ZIP code 46992 has 466 business establishments employing approximately 7,762 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 46992?
The top industries by establishment count in ZIP 46992 are: Retail trade (77), Health care and social assistance (57), Other services (except public administration) (57). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 46992?
According to the FHFA House Price Index, home values in ZIP 46992 increased by 8.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 98%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 46992?
In ZIP code 46992, 66.0% of residents aged 25+ have a high school diploma or higher, and 25.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 46992?
The mean commute time for workers in ZIP code 46992 is 19.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 46992?
In ZIP code 46992, approximately 77.8% of occupied housing units are owner-occupied and 22.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 46992?
The poverty rate in ZIP code 46992 is 12.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Wabash, IN

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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