PlainZIP

Palmyra, IN · standard

ZIP Code 47164

Harrison County, Indiana - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,779
42/sq mi
$63,389
Median income
$222,800
Median home value
18.8%
Bachelor's or higher

The verdict

Palmyra pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

35th pct
household income, US ZIPs
Top 50%
home value, US ZIPs
42
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 47164 against every reporting US ZIP.

ZIP code 47164 covers 90.8 square miles in Palmyra, Harrison County, Indiana (a standard USPS delivery area), with a modest 3,779 residents on file, a density of 42 people per square mile, in the Kentucky/Louisville time zone.

ZIP 47164 reports a modest median household income of $63,389 (14% below the Indiana average), while per-capita income is $32,604. 8.8% of residents live below the poverty line, and the unemployment rate reads 2.2%. Housing costs here run $222,800 for a typical home value (15% above the state average), with rent averaging $913 a month; 83.6% of homes are owner-occupied.

Educational attainment sits below the national norm: 18.8% of adults hold a bachelor's degree or higher, the median age is 39.2, and the average commute is 31 minutes. To put 47164 in local context, 8 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Harrison County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 47164

Top 5 sectors by establishment count in Palmyra, IN

Which industries have the most business establishments in ZIP 47164.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 47164, Palmyra, IN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,779

Population

90.8

Area (sq mi)

42

People / sq mi

Kentucky/Louisville

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 47164?

39.2

Median Age

49.3%

Male

50.7%

Female

1.4%

Foreign-Born

White 96.1%
African American 0.0%
Asian 0.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.0%
Hispanic or Latino 1.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,389

Median Household Income

-14% vs state

$32,604

Per Capita Income

8.8%

Poverty Rate

2.2%

Unemployment Rate

30.5 min

Mean Commute Time

How ZIP 47164 ranks nationally

Palmyra, IN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$63,389 35th percentile higher than 35% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.1%
Bachelor's Degree or Higher 18.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,445

Total Housing Units

1,338

Occupied Units

107

Vacant Units

2.47

Avg Household Size

Occupancy Type

Owner 83.6%
Renter 16.4%

$222,800

Median Home Value

+15% vs state

$913

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-3.5%

YoY Change (2024)

225

HPI Index (2000 = 100)

+125%

Total Change Since 2000

Home values in ZIP 47164 have decreased 3.5% over the past year (2024). Since 2000, this ZIP has seen +125% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.5% 156
2021 +9.9% 171
2022 +27.7% 219
2023 +6.4% 233
2024 -3.5% 225

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 44 business establishments in ZIP 47164, employing approximately 334 people with a combined annual payroll of $15,567,000.

44

Businesses

334

Employees

$15.6M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Construction 11 25.0%
Retail trade 6 13.6%
Other services (except public administration) 6 13.6%
Manufacturing 5 11.4%
Health care and social assistance 5 11.4%
Wholesale trade 3 6.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 47164 vs 47161 →

ZIP 47164 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 47164 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 47164 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 47164 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
47161 New Salisbury, IN 3,735 5.6 mi
47124 Greenville, IN 4,264 5.2 mi
47114 Crandall, IN 399 8.1 mi
47120 Fredericksburg, IN 938 6.3 mi
47166 Ramsey, IN 1,302 7.8 mi
47115 Depauw, IN 2,622 7.8 mi
47165 Pekin, IN 6,438 8.4 mi
47122 Georgetown, IN 9,979 9.1 mi

More ZIP Codes in Harrison County

47112 standard
Corydon, IN
Pop: 16,722
47117 standard
Elizabeth, IN
Pop: 4,429
47136 standard
Lanesville, IN
Pop: 4,178
47161 standard
New Salisbury, IN
Pop: 3,735
47115 standard
Depauw, IN
Pop: 2,622
47135 standard
Laconia, IN
Pop: 1,372

Related Areas

Harrison County Palmyra, IN Indiana

Frequently Asked Questions

What county is ZIP code 47164 in? ▼
ZIP code 47164 (Palmyra) is located in Harrison County, Indiana. Harrison County contains multiple ZIP codes, see the full list at /counties/harrison-in.
What is the population of ZIP code 47164? ▼
ZIP code 47164 in Palmyra, IN has a population of 3,779 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 47164? ▼
The median household income in ZIP 47164 is $63,389, which is 17% below the national average of $76,288.
What is the average home value in ZIP 47164? ▼
The median home value in ZIP 47164 is $222,800, which is 20% below the national average of $278,155.
What is the demographic makeup of ZIP 47164? ▼
The largest racial group in ZIP 47164 is White at 96.1%. Hispanic or Latino residents make up 1.7% of the population.
How many businesses are in ZIP code 47164? ▼
ZIP code 47164 has 44 business establishments employing approximately 334 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 47164? ▼
The top industries by establishment count in ZIP 47164 are: Construction (11), Retail trade (6), Other services (except public administration) (6). There are 6 industry sectors represented in total.
How have home values changed in ZIP code 47164? ▼
According to the FHFA House Price Index, home values in ZIP 47164 decreased by 3.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 125%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 47164? ▼
In ZIP code 47164, 55.1% of residents aged 25+ have a high school diploma or higher, and 18.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 47164? ▼
The mean commute time for workers in ZIP code 47164 is 30.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 47164? ▼
In ZIP code 47164, approximately 83.6% of occupied housing units are owner-occupied and 16.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 47164? ▼
The poverty rate in ZIP code 47164 is 8.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.