PlainZIP

Derby, IA · standard

ZIP Code 50068

Lucas County, Iowa - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

366
3/sq mi
$36,500
Median income
$113,200
Median home value
9.0%
Bachelor's or higher

The verdict

Derby pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

4th pct
household income, US ZIPs
14th pct
home value, US ZIPs
3
people per sq mi
99%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 50068 against every reporting US ZIP.

ZIP code 50068 is a sparsely populated ZIP (a standard USPS delivery area) in Derby, Lucas County, Iowa, home to just 366 residents across 114.4 square miles, a density of 3 people per square mile, in the Chicago time zone.

ZIP 50068 sits on the lower end of the income spectrum: median household income is $36,500 (52% below the Iowa average), while per-capita income is $26,529. 24.2% of residents live below the poverty line, and the unemployment rate reads 0.0%. On housing, the median home value is $113,200 (36% below the state average) with median rent at - per month, and 98.9% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 9.0% of adults hold a bachelor's degree or higher, the median age is 53.7, and the average commute is -. We also surface 4 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Lucas County, so you can benchmark 50068 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 50068, Derby, IA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

366

Population

114.4

Area (sq mi)

3

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 50068?

53.7

Median Age

52.1%

Male

47.9%

Female

5.6%

Foreign-Born

White 99.1%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.9%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$36,500

Median Household Income

-52% vs state

$26,529

Per Capita Income

24.2%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 50068 ranks nationally

Derby, IA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$36,500 4th percentile higher than 4% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.0%
Bachelor's Degree or Higher 9.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

146

Total Housing Units

94

Occupied Units

52

Vacant Units

2.29

Avg Household Size

Occupancy Type

Owner 98.9%
Renter 1.1%

$113,200

Median Home Value

-36% vs state

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 3 business establishments in ZIP 50068, employing approximately 4 people with a combined annual payroll of $217,000.

3

Businesses

4

Employees

$217K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 50068 vs 50123 →

ZIP 50068 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 50068 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 50068 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 50068 ranks #5 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
50123 Humeston, IA 818 7.6 mi
50151 Lucas, IA 724 9.7 mi
50275 Woodburn, IA 532 8.9 mi
50103 Garden Grove, IA 452 12.6 mi

More ZIP Codes in Lucas County

50049 standard
Chariton, IA
Pop: 6,493
50238 standard
Russell, IA
Pop: 1,182
50151 standard
Lucas, IA
Pop: 724
50272 standard
Williamson, IA
Pop: 152

Related Areas

Lucas County Derby, IA Iowa

Frequently Asked Questions

What county is ZIP code 50068 in? ▼
ZIP code 50068 (Derby) is located in Lucas County, Iowa. Lucas County contains multiple ZIP codes, see the full list at /counties/lucas-ia.
What is the population of ZIP code 50068? ▼
ZIP code 50068 in Derby, IA has a population of 366 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 50068? ▼
The median household income in ZIP 50068 is $36,500, which is 52% below the national average of $76,288.
What is the average home value in ZIP 50068? ▼
The median home value in ZIP 50068 is $113,200, which is 59% below the national average of $278,155.
What is the demographic makeup of ZIP 50068? ▼
The largest racial group in ZIP 50068 is White at 99.1%.
How many businesses are in ZIP code 50068? ▼
ZIP code 50068 has 3 business establishments employing approximately 4 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 50068? ▼
In ZIP code 50068, 56.0% of residents aged 25+ have a high school diploma or higher, and 9.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 50068? ▼
In ZIP code 50068, approximately 98.9% of occupied housing units are owner-occupied and 1.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 50068? ▼
The poverty rate in ZIP code 50068 is 24.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.