PlainZIP

Gilbert, IA · standard

ZIP Code 50105

Story County, Iowa — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,158
56/sq mi
$130,083
Median income
$275,400
Median home value
45.0%
Bachelor's or higher

The verdict

Gilbert pairs a top-decile household income with above-median home values, in a rural, homeowner-dominated area.

Top 7%
household income, US ZIPs
Top 38%
home value, US ZIPs
56
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 50105 against every reporting US ZIP.

ZIP code 50105 is classified by USPS as a standard delivery area and covers roughly 20.6 square miles in Gilbert, Story County, Iowa. The area is home to 1,158 residents, producing a population density of 56 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 50105 against Iowa and the nation.

On the economic side, the median household income for ZIP 50105 sits at $130,083 (70% above the Iowa average), while per-capita income is $56,008. The poverty rate stands at 3.2% and the unemployment rate at 3.9%. On housing, the median home value is $275,400 (57% above the state average) with median rent at $865 per month, and 87.6% of occupied units are owner-occupied, a direct signal of whether 50105 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 45.0% of adults hold a bachelor's degree or higher, the median age is 44.5, and the average commute is 18 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Story County, so you can benchmark 50105 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 50105

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 50105.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 50105, Gilbert, IA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,158

Population

20.6

Area (sq mi)

56

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 50105?

44.5

Median Age

48.5%

Male

51.5%

Female

2.6%

Foreign-Born

White 88.8%
African American 0.1%
Asian 2.6%
American Indian or Alaska Native 1.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.9%
Hispanic or Latino 3.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$130,083

Median Household Income

+70% vs state

$56,008

Per Capita Income

3.2%

Poverty Rate

3.9%

Unemployment Rate

18.1 min

Mean Commute Time

How ZIP 50105 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$130,083 Top 7% higher than 93% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.7%
Bachelor's Degree or Higher 45.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

591

Total Housing Units

591

Occupied Units

0

Vacant Units

2.51

Avg Household Size

Occupancy Type

Owner 87.6%
Renter 12.4%

$275,400

Median Home Value

+57% vs state

$865

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.5%

YoY Change (2024)

227

HPI Index (2000 = 100)

+127%

Total Change Since 2000

Home values in ZIP 50105 have increased 13.5% over the past year (2024). Since 2000, this ZIP has seen +127% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.0% 166
2021 +3.1% 171
2022 +22.0% 208
2023 -3.9% 200
2024 +13.5% 227

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 26 business establishments in ZIP 50105, employing approximately 103 people with a combined annual payroll of $4,549,000.

26

Businesses

103

Employees

$4.5M

Annual Payroll

3

Industry Sectors

Industry Establishments % of Total
Construction 8 30.8%
Other services (except public administration) 5 19.2%
Professional, scientific, and technical services 4 15.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 50105 vs 50011 →

ZIP 50105 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 50105 ranks #6 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 50105 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 50105 ranks the highest of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
50011 Ames, IA 1,390 6.0 mi
50012 Ames, IA 4,062 5.8 mi
50248 Story City, IA 4,420 5.9 mi
50014 Ames, IA 28,094 5.2 mi
50010 Ames, IA 29,359 5.9 mi
50231 Randall, IA 173 8.9 mi

More ZIP Codes in Story County

50010 standard
Ames, IA
Pop: 29,359
50014 standard
Ames, IA
Pop: 28,094
50201 standard
Nevada, IA
Pop: 8,199
50248 standard
Story City, IA
Pop: 4,420
50012 standard
Ames, IA
Pop: 4,062
50124 standard
Huxley, IA
Pop: 3,750

Related Areas

Story County Gilbert, IA Iowa

Frequently Asked Questions

What county is ZIP code 50105 in? ▼
ZIP code 50105 (Gilbert) is located in Story County, Iowa. Story County contains multiple ZIP codes, see the full list at /counties/story-ia.
What is the population of ZIP code 50105? ▼
ZIP code 50105 in Gilbert, IA has a population of 1,158 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 50105? ▼
The median household income in ZIP 50105 is $130,083, which is 71% above the national average of $76,288.
What is the average home value in ZIP 50105? ▼
The median home value in ZIP 50105 is $275,400, which is 1% below the national average of $278,155.
What is the demographic makeup of ZIP 50105? ▼
The largest racial group in ZIP 50105 is White at 88.8%. Hispanic or Latino residents make up 3.2% of the population.
How many businesses are in ZIP code 50105? ▼
ZIP code 50105 has 26 business establishments employing approximately 103 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 50105? ▼
The top industries by establishment count in ZIP 50105 are: Construction (8), Other services (except public administration) (5), Professional, scientific, and technical services (4). There are 3 industry sectors represented in total.
How have home values changed in ZIP code 50105? ▼
According to the FHFA House Price Index, home values in ZIP 50105 increased by 13.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 127%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 50105? ▼
In ZIP code 50105, 64.7% of residents aged 25+ have a high school diploma or higher, and 45.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 50105? ▼
The mean commute time for workers in ZIP code 50105 is 18.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 50105? ▼
In ZIP code 50105, approximately 87.6% of occupied housing units are owner-occupied and 12.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 50105? ▼
The poverty rate in ZIP code 50105 is 3.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Gilbert, IA

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.