Gilbert, IA · standard
ZIP Code 50105
Story County, Iowa - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,158
- 56/sq mi Moderate-density area
- $130,083
- Median income Above-median income area
- $275,400
- Median home value Near-median home value
- 45.0%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Gilbert pairs a top-decile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 7%
- household income, US ZIPs
- Top 38%
- home value, US ZIPs
- 56
- people per sq mi
- 88%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 50105 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 50105 (Gilbert, IA) rose +13.5% from 2023 to 2024. The all-transactions index moved from 200.2 in 2023 to 227.3 in 2024 (2000 = 100).
ZIP code 50105 is a sparsely populated ZIP (a standard USPS delivery area) in Gilbert, Story County, Iowa, home to just 1,158 residents across 20.6 square miles, a density of 56 people per square mile, in the Chicago time zone.
ZIP 50105 skews affluent, with a median household income of $130,083 (70% above the average Iowa ZIP), while per-capita income is $56,008. Both reported hardship measures are comparatively low in absolute terms: poverty is 3.2% and unemployment is 3.9%. Housing is both higher-cost and owner-heavy: median home value is $275,400 (57% above the average Iowa ZIP), while 87.6% of occupied homes are owner-occupied and median rent is $865.
A solid share of residents have a four-year degree: 45.0% of adults hold a bachelor's degree or higher, the median age is 44.5, and the average commute is 18 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Story County, so 50105 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 50105
Top 5 sectors by establishment count in Gilbert, IA
Which industries have the most business establishments in ZIP 50105.
- Construction
Construction
8 establishments
- Other services (except public administration)
Other services (except public administration)
5 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 50105, Gilbert, IA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,158
Population
20.6
Area (sq mi)
56
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 50105?
44.5
Median Age
48.5%
Male
51.5%
Female
2.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$130,083
Median Household Income
+70% vs state ZIP avg
$56,008
Per Capita Income
3.2%
Poverty Rate
3.9%
Unemployment Rate
18.1 min
Mean Commute Time
How ZIP 50105 ranks among Iowa ZIPs
Gilbert, IA household income vs. every Iowa ZIP code
Median household income among 911 reporting Iowa ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$130,083 Top 1% higher than 99% of 911 Iowa ZIPs
Each bar is a $20K-wide band; taller bars hold more Iowa ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
591housing units
591
Total Housing Units
591
Occupied Units
0
Vacant Units
2.51
Avg Household Size
Occupancy Type
$275,400
Median Home Value
+57% vs state ZIP avg
$865
Median Rent
1978
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+13.5%
YoY Change (2024)
227
HPI Index (2000 = 100)
+127%
Total Change Since 2000
Home values in ZIP 50105 have increased 13.5% over the past year (2024). Since 2000, this ZIP has seen +127% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.0% | 166 |
| 2021 | +3.1% | 171 |
| 2022 | +22.0% | 208 |
| 2023 | -3.9% | 200 |
| 2024 | +13.5% | 227 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 26 business establishments in ZIP 50105, employing approximately 103 people with a combined annual payroll of $4,549,000.
26
Businesses
103
Employees
$4.5M
Annual Payroll
3
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 8 | 30.8% |
| Other services (except public administration) | 5 | 19.2% |
| Professional, scientific, and technical services | 4 | 15.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 50105 vs 50011 →
ZIP 50105 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 50010
Ames (50010)
29,359 residents
- 50014
Ames (50014)
28,094 residents
- 50248 4,420
Story City (50248)
4,420 residents
- 50012 4,062
Ames (50012)
4,062 residents
- 50011 1,390
Ames (50011)
1,390 residents
- 50105 1,158
Gilbert (50105)
1,158 residents
- 50231 173
Randall (50231)
173 residents
What this shows Among its immediate neighbors, ZIP 50105 ranks #6 by population - useful context the national average alone can't give.
ZIP 50105 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 50105
Gilbert (50105)
$130,083 median income
- 50248
Story City (50248)
$100,864 median income
- 50231
Randall (50231)
$72,321 median income
- 50010
Ames (50010)
$65,398 median income
- 50014
Ames (50014)
$60,731 median income
What this shows By household income, ZIP 50105 ranks the highest of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 50105, both outside IA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,158 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Story County
Related Areas
Frequently Asked Questions
What county is ZIP code 50105 in?
ZIP code 50105 (Gilbert) is located in Story County, Iowa. Story County contains multiple ZIP codes, see the full list at /counties/story-ia.
What is the population of ZIP code 50105?
ZIP code 50105 in Gilbert, IA has a population of 1,158 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 50105?
The median household income in ZIP 50105 is $130,083, which is 71% above the national average of $76,288.
What is the average home value in ZIP 50105?
The median home value in ZIP 50105 is $275,400, which is 1% below the national average of $278,155.
What is the demographic makeup of ZIP 50105?
The largest racial group in ZIP 50105 is White at 88.8%. Hispanic or Latino residents make up 3.2% of the population.
How many businesses are in ZIP code 50105?
ZIP code 50105 has 26 business establishments employing approximately 103 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 50105?
The top industries by establishment count in ZIP 50105 are: Construction (8), Other services (except public administration) (5), Professional, scientific, and technical services (4). There are 3 industry sectors represented in total.
How have home values changed in ZIP code 50105?
According to the FHFA House Price Index, home values in ZIP 50105 increased by 13.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 127%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 50105?
In ZIP code 50105, 64.7% of residents aged 25+ have a high school diploma or higher, and 45.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 50105?
The mean commute time for workers in ZIP code 50105 is 18.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 50105?
In ZIP code 50105, approximately 87.6% of occupied housing units are owner-occupied and 12.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 50105?
The poverty rate in ZIP code 50105 is 3.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 50105's numbers, next.
- See how ZIP 50105 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Gilbert, IA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.