Residential delivery area · Iowa

ZIP Code 50240: Saint Charles, IA

ZIP code 50240 uses the postal name Saint Charles, Iowa and lies mostly in Madison County (51% of its land) with the rest in Warren County (Census 2020 ZIP-county file). About 2,400 people live there (Census Bureau, ACS 2020-2024). Median household income is $107,563 (Census Bureau, ACS 2020-2024). By Census place, under 1% of its land lies in St. Charles; more than 99% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
5national area: Iowa, Minnesota, Montana, North Dakota, South Dakota and Wisconsin
502sectional center: Des Moines, IA (SCF 500)
40delivery area within it
Town
Saint Charles · its only residential ZIP
County
Madison County (51%); Warren County (49%)
Census places
St. Charles
Metro area
Des Moines-West Des Moines, IA
House districts
IA-3 (51%), IA-1 (49%) 119th Congress, by share of land
State
Iowa
Time zone
Central
Land area
75.3 sq mi · 32 people per sq mi

Where is ZIP code 50240?

50240 centers on 41.297°, -93.793° and covers 75.3 square miles of land plus 0.2 of water. It borders 9 ZIP codes: 50241, 50033, 50229, 50160, 50210, 50257, 50222, 50125, 50273.

50033 · Bevington50125 · Indianola50160 · Martensdale50210 · New Virginia50222 · Peru50229 · Prole50241 · Saint Marys50257 · Truro50273 · Winterset50240 · Saint Charles (this ZIP)5024050273501255021050229502575022250033 · Bevington50125 · Indianola50160 · Martensdale50210 · New Virginia50222 · Peru50229 · Prole50241 · Saint Marys50257 · Truro50273 · Winterset50240 · Saint Charles (this ZIP)5024050273501255021050229502575022250033 · Bevington50125 · Indianola50160 · Martensdale50210 · New Virginia50222 · Peru50229 · Prole50241 · Saint Marys50257 · Truro50273 · Winterset50240 · Saint Charles (this ZIP)50240502735012550210502295025750222
Shaded by median household income, in national fifths (ACS 2020-2024); 50240 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 50240, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 50240 compare with the rest of Madison County?

Rank of 50240 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure50240In Madison CountyIn IA
People (ACS 2020-2024)2,3935th of 15238th of 970
Median household income$108k4th of 735th of 396
Median home value$306k5th of 845th of 423

Its median household income is higher than in 85% of U.S. residential ZIP codes, and it is denser than 34% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 50240?

The 2020 Census counted 2,399 people in 50240; the ACS, which samples households over 2020-2024, estimates 2,393. Between the 2010 and 2020 censuses its population fell 2.2% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
2,393±350 (90% margin)
2020 Census count
2,399−2.2% since 2010 (2,453)
Households
861
Median age
43.6

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 50240?

Of the 2,393 people the ACS estimates in 50240, 21.0% are under 18 and 18.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (89.1%).

  • Under 1821.0%
  • 18 to 6460.1%
  • 65 and older18.9%
Age of the people of 50240 (ACS 2020-2024, B01001)
  • White, not Hispanic89.1%
  • Hispanic or Latino7.7%
  • Other or two or more3.2%
  • Black, not Hispanic0.0%
  • Asian, not Hispanic0.0%
Race and Hispanic origin in 50240 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 50240 earn?

Median household income is $107,563 (ACS 2020-2024), the 4th highest of the 7 ranked ZIP codes in Madison County. It is not measurably different from 2015-2019 ($97,546 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$107,563±$11,853
Income per person
$45,732
Below the poverty line
4.4%
Unemployed (of the labor force)
2.1%
Adults 25+ with a bachelor's degree
30.5%
Adjusted gross income per tax return, 2022
$91,2391,150 returns; wages 71% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 50240?

FHFA's house price index for 50240, built from repeat sales and appraisals of the same homes, rose 81% from 2015 to 2025 and rose 49% from 2020 to 2025, and moved −2.2% in 2025.

Median home value (owners' estimate)
$305,800
Median gross rent
$855
Homes owned by their occupants
86.8%
Housing units
915
0 50 100 150 200 250 1998201020202025 0 50 100 150 200 250 1998201020202025 0 50 100 150 200 250 1998201020202025
Index = 100 in 1998, the first year FHFA reports for 50240; 2025: 258.4. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 50240?

44 business establishments had a location in this ZIP code in 2023, 9 more than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction14
  • Retail trade7
  • Real estate and rental and leasing6
  • Administrative and support and waste management and remediation services4
  • Other services (except public administration)3

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 50240?

ZIP codes that share a boundary with 50240, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
50241Saint Marys96$78k3.2 mi
50033Bevington12$56k4.4 mi
50229Prole1,585$123k5.7 mi
50160Martensdale569$58k6.0 mi
50210New Virginia1,487$88k8.6 mi
50257Truro914$94k8.6 mi
50222Peru328$101k10.3 mi
50125Indianola20,121$85k11.1 mi
50273Winterset8,950$83k13.4 mi
50218Patterson346$83k5.6 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.