Zearing, IA · standard
ZIP Code 50278
Story County, Iowa — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 842
- 6/sq mi
- $74,306
- Median income
- $193,000
- Median home value
- 35.1%
- Bachelor's or higher
The verdict
Zearing pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 46%
- household income, US ZIPs
- 42th pct
- home value, US ZIPs
- 6
- people per sq mi
- 83%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 50278 against every reporting US ZIP.
ZIP code 50278 is classified by USPS as a standard delivery area and covers roughly 138.0 square miles in Zearing, Story County, Iowa. The area is home to 842 residents, producing a population density of 6 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 50278 against Iowa and the nation.
On the economic side, the median household income for ZIP 50278 sits at $74,306 (3% below the Iowa average), while per-capita income is $35,680. The poverty rate stands at 13.7% and the unemployment rate at 0.0%. On housing, the median home value is $193,000 (10% above the state average) with median rent at $693 per month, and 83.4% of occupied units are owner-occupied, a direct signal of whether 50278 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 35.1% of adults hold a bachelor's degree or higher, the median age is 37.6, and the average commute is —. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Story County, so you can benchmark 50278 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 50278, Zearing, IA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
842
Population
138.0
Area (sq mi)
6
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 50278?
37.6
Median Age
54.7%
Male
45.3%
Female
8.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$74,306
Median Household Income
-3% vs state
$35,680
Per Capita Income
13.7%
Poverty Rate
0.0%
Unemployment Rate
How ZIP 50278 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$74,306 Top 46% higher than 54% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
352
Total Housing Units
337
Occupied Units
15
Vacant Units
2.56
Avg Household Size
Occupancy Type
$193,000
Median Home Value
+10% vs state
$693
Median Rent
1956
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 20 business establishments in ZIP 50278, employing approximately 98 people with a combined annual payroll of $5,339,000.
20
Businesses
98
Employees
$5.3M
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Transportation and warehousing | 4 | 20.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 50278 vs 50239 →
ZIP 50278 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 50201
Nevada (50201)
8,199 residents
- 50247 2,515
State Center (50247)
2,515 residents
- 50056 1,372
Colo (50056)
1,372 residents
- 50278 842
Zearing (50278)
842 residents
- 50206 526
New Providence (50206)
526 residents
- 50154 466
Mc Callsburg (50154)
466 residents
- 50239 210
Saint Anthony (50239)
210 residents
- 50102 87
Garden City (50102)
87 residents
What this shows Among its immediate neighbors, ZIP 50278 ranks #4 by population — useful context the national average alone can't give.
ZIP 50278 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 50239
Saint Anthony (50239)
$151,250 median income
- 50247
State Center (50247)
$91,875 median income
- 50201
Nevada (50201)
$81,027 median income
- 50206
New Providence (50206)
$79,306 median income
- 50278
Zearing (50278)
$74,306 median income
- 50056
Colo (50056)
$73,333 median income
- 50154
Mc Callsburg (50154)
$69,219 median income
What this shows By household income, ZIP 50278 ranks #5 of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Story County
Related Areas
Frequently Asked Questions
What county is ZIP code 50278 in? ▼
What is the population of ZIP code 50278? ▼
What is the median household income in ZIP 50278? ▼
What is the average home value in ZIP 50278? ▼
What is the demographic makeup of ZIP 50278? ▼
How many businesses are in ZIP code 50278? ▼
What is the education level in ZIP code 50278? ▼
What percentage of residents own vs. rent in ZIP 50278? ▼
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ZIP Code Research Guides
Official Data Resources for Zearing, IA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.