PlainZIP

Waverly, IA · standard

ZIP Code 50677

Bremer County, Iowa — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

12,131
38/sq mi
$85,633
Median income
$232,800
Median home value
41.7%
Bachelor's or higher

The verdict

Waverly pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 31%
household income, US ZIPs
Top 47%
home value, US ZIPs
38
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 50677 against every reporting US ZIP.

ZIP code 50677 is classified by USPS as a standard delivery area and covers roughly 321.8 square miles in Waverly, Bremer County, Iowa. The area is home to 12,131 residents, producing a population density of 38 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 50677 against Iowa and the nation.

On the economic side, the median household income for ZIP 50677 sits at $85,633 (12% above the Iowa average), while per-capita income is $45,093. The poverty rate stands at 9.1% and the unemployment rate at 2.8%. On housing, the median home value is $232,800 (33% above the state average) with median rent at $999 per month, and 71.5% of occupied units are owner-occupied, a direct signal of whether 50677 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 41.7% of adults hold a bachelor's degree or higher, the median age is 35.9, and the average commute is 18 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Bremer County, so you can benchmark 50677 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 50677

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 50677.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 50677, Waverly, IA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

12,131

Population

321.8

Area (sq mi)

38

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 50677?

35.9

Median Age

49.6%

Male

50.4%

Female

2.9%

Foreign-Born

White 89.4%
African American 2.1%
Asian 1.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.0%
Hispanic or Latino 3.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$85,633

Median Household Income

+12% vs state

$45,093

Per Capita Income

9.1%

Poverty Rate

2.8%

Unemployment Rate

18.0 min

Mean Commute Time

How ZIP 50677 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$85,633 Top 31% higher than 69% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.4%
Bachelor's Degree or Higher 41.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,148

Total Housing Units

4,768

Occupied Units

380

Vacant Units

2.37

Avg Household Size

Occupancy Type

Owner 71.5%
Renter 28.5%

$232,800

Median Home Value

+33% vs state

$999

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.9%

YoY Change (2024)

207

HPI Index (2000 = 100)

+107%

Total Change Since 2000

Home values in ZIP 50677 have increased 1.9% over the past year (2024). Since 2000, this ZIP has seen +107% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.4% 153
2021 +3.9% 159
2022 +10.6% 176
2023 +15.5% 203
2024 +1.9% 207

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 313 business establishments in ZIP 50677, employing approximately 5,732 people with a combined annual payroll of $288,020,000.

313

Businesses

5,732

Employees

$288.0M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 46 14.7%
Other services (except public administration) 43 13.7%
Retail trade 40 12.8%
Accommodation and food services 34 10.9%
Finance and insurance 31 9.9%
Construction 28 8.9%
Professional, scientific, and technical services 18 5.8%
Manufacturing 17 5.4%
Wholesale trade 12 3.8%
Real estate and rental and leasing 9 2.9%
Administrative and support and waste management and remediation services 8 2.6%
Information 7 2.2%
Transportation and warehousing 6 1.9%
Educational services 6 1.9%
Arts, entertainment, and recreation 3 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 50677 vs 50647 →

ZIP 50677 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 50677 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 50677 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 50677 ranks #3 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
50647 Janesville, IA 1,894 8.3 mi
50666 Plainfield, IA 1,027 8.0 mi
50622 Denver, IA 3,206 7.9 mi

More ZIP Codes in Bremer County

50674 standard
Sumner, IA
Pop: 3,555
50622 standard
Denver, IA
Pop: 3,206
50676 standard
Tripoli, IA
Pop: 2,105
50647 standard
Janesville, IA
Pop: 1,894
50668 standard
Readlyn, IA
Pop: 1,249
50666 standard
Plainfield, IA
Pop: 1,027

Related Areas

Bremer County Waverly, IA Iowa

Frequently Asked Questions

What county is ZIP code 50677 in? ▼
ZIP code 50677 (Waverly) is located in Bremer County, Iowa. Bremer County contains multiple ZIP codes, see the full list at /counties/bremer-ia.
What is the population of ZIP code 50677? ▼
ZIP code 50677 in Waverly, IA has a population of 12,131 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 50677? ▼
The median household income in ZIP 50677 is $85,633, which is 12% above the national average of $76,288.
What is the average home value in ZIP 50677? ▼
The median home value in ZIP 50677 is $232,800, which is 16% below the national average of $278,155.
What is the demographic makeup of ZIP 50677? ▼
The largest racial group in ZIP 50677 is White at 89.4%. Hispanic or Latino residents make up 3.2% of the population.
How many businesses are in ZIP code 50677? ▼
ZIP code 50677 has 313 business establishments employing approximately 5,732 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 50677? ▼
The top industries by establishment count in ZIP 50677 are: Health care and social assistance (46), Other services (except public administration) (43), Retail trade (40). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 50677? ▼
According to the FHFA House Price Index, home values in ZIP 50677 increased by 1.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 107%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 50677? ▼
In ZIP code 50677, 69.4% of residents aged 25+ have a high school diploma or higher, and 41.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 50677? ▼
The mean commute time for workers in ZIP code 50677 is 18.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 50677? ▼
In ZIP code 50677, approximately 71.5% of occupied housing units are owner-occupied and 28.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 50677? ▼
The poverty rate in ZIP code 50677 is 9.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Waverly, IA

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.