Oto, IA · standard
ZIP Code 51044
Woodbury County, Iowa - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 253
- 3/sq mi Low-density area
- $90,417
- Median income Above-median income area
- $83,800
- Median home value Below-median home value
- 29.7%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Oto pairs an above-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- Top 27%
- household income, US ZIPs
- 5th pct
- home value, US ZIPs
- 3
- people per sq mi
- 95%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 51044 against every reporting US ZIP.
ZIP code 51044 is a sparsely populated ZIP (a standard USPS delivery area) in Oto, Woodbury County, Iowa, home to just 253 residents across 90.4 square miles, a density of 3 people per square mile, in the Chicago time zone.
ZIP 51044 lands in the middle-income range, with a median household income of $90,417 (18% above the average Iowa ZIP), while per-capita income is $46,394. Unemployment is 24.3%, an important qualifier alongside the household-income figure. Home values sit below the statewide ZIP benchmark: the median is $83,800 (52% below the average Iowa ZIP); owner occupancy is 94.8%.
Educational attainment sits below the national norm: 29.7% of adults hold a bachelor's degree or higher, the median age is 72.7, and the average commute is -. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Woodbury County, so 51044 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 51044, Oto, IA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
253
Population
90.4
Area (sq mi)
3
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 51044?
72.7
Median Age
43.0%
Male
57.0%
Female
19.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$90,417
Median Household Income
+18% vs state ZIP avg
$46,394
Per Capita Income
7.3%
Poverty Rate
24.3%
Unemployment Rate
How ZIP 51044 ranks among Iowa ZIPs
Oto, IA household income vs. every Iowa ZIP code
Median household income among 911 reporting Iowa ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$90,417 Top 21% higher than 79% of 911 Iowa ZIPs
Each bar is a $20K-wide band; taller bars hold more Iowa ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
117housing units
117
Total Housing Units
77
Occupied Units
40
Vacant Units
2.14
Avg Household Size
Occupancy Type
$83,800
Median Home Value
-52% vs state ZIP avg
1971
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 5 business establishments in ZIP 51044, employing approximately 15 people with a combined annual payroll of $635,000.
5
Businesses
15
Employees
$635K
Annual Payroll
0
Industry Sectors
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 51044 vs 51004 →
ZIP 51044 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 51034
Mapleton (51034)
1,820 residents
- 51004
Anthon (51004)
1,033 residents
- 51056 478
Smithland (51056)
478 residents
- 51044 253
Oto (51044)
253 residents
- 51051 90
Rodney (51051)
90 residents
What this shows Among its immediate neighbors, ZIP 51044 ranks #4 by population - useful context the national average alone can't give.
ZIP 51044 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 51056
Smithland (51056)
$103,313 median income
- 51044
Oto (51044)
$90,417 median income
- 51034
Mapleton (51034)
$66,375 median income
- 51051
Rodney (51051)
$51,563 median income
- 51004
Anthon (51004)
$43,882 median income
What this shows By household income, ZIP 51044 ranks #2 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 51044, both outside IA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Woodbury County
Related Areas
Frequently Asked Questions
What county is ZIP code 51044 in?
ZIP code 51044 (Oto) is located in Woodbury County, Iowa. Woodbury County contains multiple ZIP codes, see the full list at /counties/woodbury-ia.
What is the population of ZIP code 51044?
ZIP code 51044 in Oto, IA has a population of 253 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 51044?
The median household income in ZIP 51044 is $90,417, which is 19% above the national average of $76,288.
What is the average home value in ZIP 51044?
The median home value in ZIP 51044 is $83,800, which is 70% below the national average of $278,155.
What is the demographic makeup of ZIP 51044?
The largest racial group in ZIP 51044 is White at 99.4%.
How many businesses are in ZIP code 51044?
ZIP code 51044 has 5 business establishments employing approximately 15 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 51044?
In ZIP code 51044, 77.2% of residents aged 25+ have a high school diploma or higher, and 29.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 51044?
In ZIP code 51044, approximately 94.8% of occupied housing units are owner-occupied and 5.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 51044?
The poverty rate in ZIP code 51044 is 7.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 51044's numbers, next.
- See how ZIP 51044 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Oto, IA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.