Oto, IA · standard
ZIP Code 51044
Woodbury County, Iowa — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 253
- 3/sq mi
- $90,417
- Median income
- $83,800
- Median home value
- 29.7%
- Bachelor's or higher
The verdict
Oto pairs an above-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- Top 27%
- household income, US ZIPs
- 5th pct
- home value, US ZIPs
- 3
- people per sq mi
- 95%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 51044 against every reporting US ZIP.
ZIP code 51044 is classified by USPS as a standard delivery area and covers roughly 90.4 square miles in Oto, Woodbury County, Iowa. The area is home to 253 residents, producing a population density of 3 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 51044 against Iowa and the nation.
On the economic side, the median household income for ZIP 51044 sits at $90,417 (18% above the Iowa average), while per-capita income is $46,394. The poverty rate stands at 7.3% and the unemployment rate at 24.3%. On housing, the median home value is $83,800 (52% below the state average) with median rent at — per month, and 94.8% of occupied units are owner-occupied, a direct signal of whether 51044 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 29.7% of adults hold a bachelor's degree or higher, the median age is 72.7, and the average commute is —. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Woodbury County, so you can benchmark 51044 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 51044, Oto, IA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
253
Population
90.4
Area (sq mi)
3
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 51044?
72.7
Median Age
43.0%
Male
57.0%
Female
19.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$90,417
Median Household Income
+18% vs state
$46,394
Per Capita Income
7.3%
Poverty Rate
24.3%
Unemployment Rate
How ZIP 51044 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$90,417 Top 27% higher than 73% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
117
Total Housing Units
77
Occupied Units
40
Vacant Units
2.14
Avg Household Size
Occupancy Type
$83,800
Median Home Value
-52% vs state
1971
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 5 business establishments in ZIP 51044, employing approximately 15 people with a combined annual payroll of $635,000.
5
Businesses
15
Employees
$635K
Annual Payroll
0
Industry Sectors
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 51044 vs 51004 →
ZIP 51044 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 51034
Mapleton (51034)
1,820 residents
- 51004
Anthon (51004)
1,033 residents
- 51056 478
Smithland (51056)
478 residents
- 51044 253
Oto (51044)
253 residents
- 51051 90
Rodney (51051)
90 residents
What this shows Among its immediate neighbors, ZIP 51044 ranks #4 by population — useful context the national average alone can't give.
ZIP 51044 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 51056
Smithland (51056)
$103,313 median income
- 51044
Oto (51044)
$90,417 median income
- 51034
Mapleton (51034)
$66,375 median income
- 51051
Rodney (51051)
$51,563 median income
- 51004
Anthon (51004)
$43,882 median income
What this shows By household income, ZIP 51044 ranks #2 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Woodbury County
Related Areas
Frequently Asked Questions
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ZIP Code Research Guides
Official Data Resources for Oto, IA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.