Irwin, IA · standard

ZIP Code 51446

Shelby County, Iowa — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

511
6/sq mi
$62,750
Median income
$91,400
Median home value
30.0%
Bachelor's or higher

The verdict

Irwin pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

34th pct
household income, US ZIPs
7th pct
home value, US ZIPs
6
people per sq mi
87%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 51446 against every reporting US ZIP.

ZIP code 51446 is classified by USPS as a standard delivery area and covers roughly 89.6 square miles in Irwin, Shelby County, Iowa. The area is home to 511 residents, producing a population density of 6 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 51446 against Iowa and the nation.

On the economic side, the median household income for ZIP 51446 sits at $62,750 (18% below the Iowa average), while per-capita income is $54,812. The poverty rate stands at 10.9% and the unemployment rate at 0.4%. On housing, the median home value is $91,400 (48% below the state average) with median rent at $705 per month, and 87.4% of occupied units are owner-occupied, a direct signal of whether 51446 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 30.0% of adults hold a bachelor's degree or higher, the median age is 50.3, and the average commute is 25 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Shelby County, so you can benchmark 51446 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 51446, Irwin, IA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

511

Population

89.6

Area (sq mi)

6

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 51446?

50.3

Median Age

55.7%

Male

44.3%

Female

1.4%

Foreign-Born

White 94.0%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.2%
Hispanic or Latino 4.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$62,750

Median Household Income

-18% vs state

$54,812

Per Capita Income

10.9%

Poverty Rate

0.4%

Unemployment Rate

25.0 min

Mean Commute Time

How ZIP 51446 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$62,750 34th percentile higher than 34% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.1%
Bachelor's Degree or Higher 30.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

244

Total Housing Units

231

Occupied Units

13

Vacant Units

2.16

Avg Household Size

Occupancy Type

Owner 87.4%
Renter 12.6%

$91,400

Median Home Value

-48% vs state

$705

Median Rent

1945

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 18 business establishments in ZIP 51446, employing approximately 101 people with a combined annual payroll of $4,681,000.

18

Businesses

101

Employees

$4.7M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Wholesale trade 5 27.8%
Transportation and warehousing 3 16.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 51446 vs 51447 →

ZIP 51446 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 51446 ranks #4 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 51446 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 51446 ranks #6 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
51447 Kirkman, IA 228 3.7 mi
51454 Manilla, IA 1,346 6.9 mi
51537 Harlan, IA 6,703 10.2 mi
51543 Kimballton, IA 445 10.1 mi
51455 Manning, IA 2,306 11.7 mi

More ZIP Codes in Shelby County

Frequently Asked Questions

What county is ZIP code 51446 in?
ZIP code 51446 (Irwin) is located in Shelby County, Iowa. Shelby County contains multiple ZIP codes, see the full list at /counties/shelby-ia.
What is the population of ZIP code 51446?
ZIP code 51446 in Irwin, IA has a population of 511 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 51446?
The median household income in ZIP 51446 is $62,750, which is 18% below the national average of $76,288.
What is the average home value in ZIP 51446?
The median home value in ZIP 51446 is $91,400, which is 67% below the national average of $278,155.
What is the demographic makeup of ZIP 51446?
The largest racial group in ZIP 51446 is White at 94.0%. Hispanic or Latino residents make up 4.0% of the population.
How many businesses are in ZIP code 51446?
ZIP code 51446 has 18 business establishments employing approximately 101 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 51446?
In ZIP code 51446, 62.1% of residents aged 25+ have a high school diploma or higher, and 30.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 51446?
The mean commute time for workers in ZIP code 51446 is 25.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 51446?
In ZIP code 51446, approximately 87.4% of occupied housing units are owner-occupied and 12.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 51446?
The poverty rate in ZIP code 51446 is 10.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Irwin, IA

Verify and explore additional data for this area using these official government sources.