Residential delivery area · Iowa

ZIP Code 51510: Carter Lake, IA

ZIP code 51510 is in Carter Lake, Iowa, entirely in Pottawattamie County (Census 2020 ZIP-county file). About 3,800 people live there (Census Bureau, ACS 2020-2024). Median household income is $85,349 (Census Bureau, ACS 2020-2024).

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
5national area: Iowa, Minnesota, Montana, North Dakota, South Dakota and Wisconsin
515sectional center: Omaha, NE (SCF 680)
10delivery area within it
Town
Carter Lake · its only residential ZIP
Census places
Carter Lake
Metro area
Omaha, NE-IA
House district
IA-4 119th Congress
State
Iowa
Time zone
Central
Land area
1.8 sq mi · 2,100 people per sq mi

Where is ZIP code 51510?

51510 centers on 41.289°, -95.917° and covers 1.8 square miles of land plus 0.2 of water. It borders 3 ZIP codes: 68110, 68102, 51501.

51501 · Council Bluffs68102 · Omaha68110 · Omaha51510 · Carter Lake (this ZIP)51510681106810251501 · Council Bluffs68102 · Omaha68110 · Omaha51510 · Carter Lake (this ZIP)51510681106810251501 · Council Bluffs68102 · Omaha68110 · Omaha51510 · Carter Lake (this ZIP)515106811068102
Shaded by median household income, in national fifths (ACS 2020-2024); 51510 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 51510, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 51510 compare with the rest of Pottawattamie County?

Rank of 51510 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure51510In Pottawattamie CountyIn IA
People (ACS 2020-2024)3,7675th of 24168th of 970
Median household income$85k4th of 15129th of 396
Median home value$169k11th of 15257th of 423

Its median household income is higher than in 68% of U.S. residential ZIP codes, and it is denser than 85% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 51510?

The 2020 Census counted 3,791 people in 51510; the ACS, which samples households over 2020-2024, estimates 3,767. Between the 2010 and 2020 censuses its population grew 0.2% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
3,767
2020 Census count
3,791+0.2% since 2010 (3,785)
Households
1,390
Median age
40.0

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 51510?

Of the 3,767 people the ACS estimates in 51510, 25.9% are under 18 and 17.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (80.0%), then Hispanic or Latino (14.3%).

  • Under 1825.9%
  • 18 to 6456.9%
  • 65 and older17.3%
Age of the people of 51510 (ACS 2020-2024, B01001)
  • White, not Hispanic80.0%
  • Hispanic or Latino14.3%
  • Other or two or more4.9%
  • Black, not Hispanic0.4%
  • Asian, not Hispanic0.3%
Race and Hispanic origin in 51510 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 51510 earn?

Median household income is $85,349 (ACS 2020-2024), the 4th highest of the 15 ranked ZIP codes in Pottawattamie County. It is not measurably different from 2015-2019 ($72,195 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$85,349±$12,718
Income per person
$38,306
Below the poverty line
11.5%
Unemployed (of the labor force)
3.8%
Adults 25+ with a bachelor's degree
9.5%
Adjusted gross income per tax return, 2022
$66,5401,610 returns; wages 73% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 51510?

FHFA's house price index for 51510, built from repeat sales and appraisals of the same homes, rose 109% from 2015 to 2025 and rose 70% from 2020 to 2025, and moved +9.4% in 2025.

Median home value (owners' estimate)
$169,400
Median gross rent
$1,323
Homes owned by their occupants
91.0%
Housing units
1,457
0 100 200 300 1998201020202025 0 100 200 300 1998201020202025 0 100 200 300 1998201020202025
Index = 100 in 1998, the first year FHFA reports for 51510; 2025: 301.8. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 51510?

55 business establishments had a location in this ZIP code in 2023, 12 fewer than in 2018; the most are in accommodation and food services (ZIP Code Business Patterns).

  • Accommodation and food services11
  • Retail trade8
  • Transportation and warehousing7
  • Administrative and support and waste management and remediation services6
  • Construction5
  • Wholesale trade5

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 51510?

ZIP codes that share a boundary with 51510, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
68110Omaha, NE9,229$40k1.6 mi
68102Omaha, NE9,767$64k2.0 mi
51501Council Bluffs34,618$60k4.7 mi
68178Omaha, NE2,191–2.2 mi (near)
68183Omaha, NE0–2.5 mi (near)
68111Omaha, NE24,210$42k2.5 mi (near)
68131Omaha, NE14,809$49k3.0 mi (near)
68108Omaha, NE14,578$54k3.6 mi (near)
68105Omaha, NE22,807$58k4.1 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.