Bernard, IA · standard
ZIP Code 52032
Dubuque County, Iowa - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,456
- 5/sq mi Low-density area
- $88,500
- Median income Above-median income area
- $269,000
- Median home value Near-median home value
- 9.7%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Bernard pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 28%
- household income, US ZIPs
- Top 39%
- home value, US ZIPs
- 5
- people per sq mi
- 94%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 52032 against every reporting US ZIP.
ZIP code 52032 is a sparsely populated ZIP (a standard USPS delivery area) in Bernard, Dubuque County, Iowa, home to just 1,456 residents across 274.7 square miles, a density of 5 people per square mile, in the Chicago time zone.
ZIP 52032 lands in the middle-income range, with a median household income of $88,500 (16% above the average Iowa ZIP), while per-capita income is $40,000. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.3% and unemployment is 3.7%. Housing is both higher-cost and owner-heavy: median home value is $269,000 (53% above the average Iowa ZIP), while 94.1% of occupied homes are owner-occupied and median rent is $415.
Formal educational attainment runs low here: just 9.7% of adults hold a bachelor's degree or higher, the median age is 47.1, and the average commute is -. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Dubuque County, so 52032 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 52032
Top 5 sectors by establishment count in Bernard, IA
Which industries have the most business establishments in ZIP 52032.
- Transportation and warehousing
Transportation and warehousing
6 establishments
- Construction
Construction
5 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 52032, Bernard, IA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,456
Population
274.7
Area (sq mi)
5
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 52032?
47.1
Median Age
51.0%
Male
49.0%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$88,500
Median Household Income
+16% vs state ZIP avg
$40,000
Per Capita Income
4.3%
Poverty Rate
3.7%
Unemployment Rate
How ZIP 52032 ranks among Iowa ZIPs
Bernard, IA household income vs. every Iowa ZIP code
Median household income among 911 reporting Iowa ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$88,500 Top 22% higher than 78% of 911 Iowa ZIPs
Each bar is a $20K-wide band; taller bars hold more Iowa ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
711housing units
711
Total Housing Units
564
Occupied Units
147
Vacant Units
2.31
Avg Household Size
Occupancy Type
$269,000
Median Home Value
+53% vs state ZIP avg
$415
Median Rent
1973
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 21 business establishments in ZIP 52032, employing approximately 40 people with a combined annual payroll of $2,051,000.
21
Businesses
40
Employees
$2.1M
Annual Payroll
3
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Transportation and warehousing | 6 | 28.6% |
| Construction | 5 | 23.8% |
| Professional, scientific, and technical services | 3 | 14.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 52032 vs 52079 →
ZIP 52032 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 52068
Peosta (52068)
3,924 residents
- 52032 1,456
Bernard (52032)
1,456 residents
- 52079 782
Zwingle (52079)
782 residents
- 52321 404
Onslow (52321)
404 residents
What this shows Among its immediate neighbors, ZIP 52032 ranks #2 by population - useful context the national average alone can't give.
ZIP 52032 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 52068
Peosta (52068)
$125,901 median income
- 52079
Zwingle (52079)
$101,120 median income
- 52032
Bernard (52032)
$88,500 median income
- 52321
Onslow (52321)
$77,708 median income
What this shows By household income, ZIP 52032 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 52032, both outside IA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,456 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Dubuque County
Related Areas
Frequently Asked Questions
What county is ZIP code 52032 in?
ZIP code 52032 (Bernard) is located in Dubuque County, Iowa. Dubuque County contains multiple ZIP codes, see the full list at /counties/dubuque-ia.
What is the population of ZIP code 52032?
ZIP code 52032 in Bernard, IA has a population of 1,456 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 52032?
The median household income in ZIP 52032 is $88,500, which is 16% above the national average of $76,288.
What is the average home value in ZIP 52032?
The median home value in ZIP 52032 is $269,000, which is 3% below the national average of $278,155.
What is the demographic makeup of ZIP 52032?
The largest racial group in ZIP 52032 is White at 93.9%. Hispanic or Latino residents make up 0.8% of the population.
How many businesses are in ZIP code 52032?
ZIP code 52032 has 21 business establishments employing approximately 40 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 52032?
The top industries by establishment count in ZIP 52032 are: Transportation and warehousing (6), Construction (5), Professional, scientific, and technical services (3). There are 3 industry sectors represented in total.
What is the education level in ZIP code 52032?
In ZIP code 52032, 47.0% of residents aged 25+ have a high school diploma or higher, and 9.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 52032?
In ZIP code 52032, approximately 94.1% of occupied housing units are owner-occupied and 5.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 52032?
The poverty rate in ZIP code 52032 is 4.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 52032's numbers, next.
- See how ZIP 52032 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Bernard, IA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.