Residential delivery area · Iowa

ZIP Code 52032: Bernard, IA

ZIP code 52032 uses the postal name Bernard, Iowa and lies mostly in Dubuque County (47% of its land), reaching into Jackson County and Jones County (Census 2020 ZIP-county file). About 1,300 people live there (Census Bureau, ACS 2020-2024). Median household income is $88,500 (Census Bureau, ACS 2020-2024). By Census place, under 1% of its land lies in Bernard; more than 99% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2021
  • ZBP2023
  • IRS2022
5national area: Iowa, Minnesota, Montana, North Dakota, South Dakota and Wisconsin
520sectional center: Cedar Rapids, IA (SCF 522)
32delivery area within it
Town
Bernard · its only residential ZIP
County
Dubuque County (47%); Jackson County (46%); Jones County (7%)
Census places
Bernard
Metro area
Dubuque, IA
House districts
IA-1 (53%), IA-2 (47%) 119th Congress, by share of land
State
Iowa
Time zone
Central
Land area
102.1 sq mi · 13 people per sq mi

Where is ZIP code 52032?

52032 centers on 42.290°, -90.840° and covers 102.1 square miles of land plus 0.1 of water. It borders 7 ZIP codes: 52079, 52033, 52068, 52309, 52045, 52207, 52060.

52033 · Cascade52045 · Epworth52060 · Maquoketa52068 · Peosta52079 · Zwingle52207 · Baldwin52309 · Monmouth52032 · Bernard (this ZIP)520325206052033520455207952068523095220752033 · Cascade52045 · Epworth52060 · Maquoketa52068 · Peosta52079 · Zwingle52207 · Baldwin52309 · Monmouth52032 · Bernard (this ZIP)520325206052033520455207952068523095220752033 · Cascade52045 · Epworth52060 · Maquoketa52068 · Peosta52079 · Zwingle52207 · Baldwin52309 · Monmouth52032 · Bernard (this ZIP)52032520605203352045520795206852309
Shaded by median household income, in national fifths (ACS 2020-2024); 52032 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 52032, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 52032 compare with the rest of Dubuque County?

Rank of 52032 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure52032In Dubuque CountyIn IA
People (ACS 2020-2024)1,30513th of 20390th of 970
Median household income$89k5th of 10106th of 396
Median home value$269k6th of 1479th of 423

Its median household income is higher than in 72% of U.S. residential ZIP codes, and it is denser than 20% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 52032?

The 2020 Census counted 1,424 people in 52032; the ACS, which samples households over 2020-2024, estimates 1,305. Between the 2010 and 2020 censuses its population fell 2.2% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
1,305±316 (90% margin)
2020 Census count
1,424−2.2% since 2010 (1,456)
Households
564
Median age
47.1

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 52032?

Of the 1,305 people the ACS estimates in 52032, 16.6% are under 18 and 19.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (93.9%).

  • Under 1816.6%
  • 18 to 6463.5%
  • 65 and older19.9%
Age of the people of 52032 (ACS 2020-2024, B01001)
  • White, not Hispanic93.9%
  • Other or two or more5.3%
  • Hispanic or Latino0.8%
  • Black, not Hispanic0.0%
  • Asian, not Hispanic0.0%
Race and Hispanic origin in 52032 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 52032 earn?

Median household income is $88,500 (ACS 2020-2024), the 5th highest of the 10 ranked ZIP codes in Dubuque County. It is not measurably different from 2015-2019 ($76,048 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$88,500±$21,387
Income per person
$40,000
Below the poverty line
4.3%
Unemployed (of the labor force)
3.8%
Adults 25+ with a bachelor's degree
9.7%
Adjusted gross income per tax return, 2022
$73,930690 returns; wages 65% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 52032?

Median home value (owners' estimate)
$269,000
Median gross rent
$415
Homes owned by their occupants
94.1%
Housing units
711
0 50 100 150 200220102021 0 50 100 150 200220102021 0 50 100 150 200220102021
Index = 100 in 2002, the first year FHFA reports for 52032; 2021: 153.1. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental. FHFA's series for 52032 stops in 2021: it publishes no ZIP index for a year with too few repeat sales.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 52032?

21 business establishments had a location in this ZIP code in 2023, 3 fewer than in 2018; the most are in transportation and warehousing (ZIP Code Business Patterns).

  • Transportation and warehousing6
  • Construction5
  • Professional, scientific, and technical services3

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 52032?

ZIP codes that share a boundary with 52032, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
52079Zwingle995$101k6.2 mi
52033Cascade3,292$69k8.3 mi
52068Peosta5,280$126k9.4 mi
52309Monmouth443$56k11.2 mi
52045Epworth2,777$92k12.3 mi
52207Baldwin256$59k13.6 mi
52060Maquoketa8,007$68k15.4 mi
52054La Motte794$104k10.9 mi (near)
52321Onslow395$78k12.6 mi (near)
52003Dubuque13,796$99k13.0 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.