PlainZIP

Bernard, IA · standard

ZIP Code 52032

Dubuque County, Iowa - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,456
5/sq mi
$88,500
Median income
$269,000
Median home value
9.7%
Bachelor's or higher

The verdict

Bernard pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 28%
household income, US ZIPs
Top 39%
home value, US ZIPs
5
people per sq mi
94%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 52032 against every reporting US ZIP.

ZIP code 52032 is a sparsely populated ZIP (a standard USPS delivery area) in Bernard, Dubuque County, Iowa, home to just 1,456 residents across 274.7 square miles, a density of 5 people per square mile, in the Chicago time zone.

ZIP 52032 lands in the middle-income range, with a median household income of $88,500 (16% above the Iowa average), while per-capita income is $40,000. Poverty here runs at 4.3%, with unemployment measured at 3.7%. Median home value sits at $269,000 (53% above the state average), median rent at $415 a month, and owner-occupancy at 94.1%.

Formal educational attainment runs low here: just 9.7% of adults hold a bachelor's degree or higher, the median age is 47.1, and the average commute is -. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Dubuque County, so you can benchmark 52032 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 52032

Top 5 sectors by establishment count in Bernard, IA

Which industries have the most business establishments in ZIP 52032.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 52032, Bernard, IA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,456

Population

274.7

Area (sq mi)

5

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 52032?

47.1

Median Age

51.0%

Male

49.0%

Female

0.0%

Foreign-Born

White 93.9%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.9%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.9%
Hispanic or Latino 0.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$88,500

Median Household Income

+16% vs state

$40,000

Per Capita Income

4.3%

Poverty Rate

3.7%

Unemployment Rate

How ZIP 52032 ranks nationally

Bernard, IA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$88,500 Top 28% higher than 72% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 47.0%
Bachelor's Degree or Higher 9.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

711

Total Housing Units

564

Occupied Units

147

Vacant Units

2.31

Avg Household Size

Occupancy Type

Owner 94.1%
Renter 5.9%

$269,000

Median Home Value

+53% vs state

$415

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 21 business establishments in ZIP 52032, employing approximately 40 people with a combined annual payroll of $2,051,000.

21

Businesses

40

Employees

$2.1M

Annual Payroll

3

Industry Sectors

Industry Establishments % of Total
Transportation and warehousing 6 28.6%
Construction 5 23.8%
Professional, scientific, and technical services 3 14.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 52032 vs 52079 →

ZIP 52032 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 52032 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 52032 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 52032 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
52079 Zwingle, IA 782 6.4 mi
52068 Peosta, IA 3,924 9.2 mi
52321 Onslow, IA 404 12.3 mi

More ZIP Codes in Dubuque County

52001 standard
Dubuque, IA
Pop: 43,173
52002 standard
Dubuque, IA
Pop: 14,559
52003 standard
Dubuque, IA
Pop: 13,436
52040 standard
Dyersville, IA
Pop: 5,526
52068 standard
Peosta, IA
Pop: 3,924
52033 standard
Cascade, IA
Pop: 3,202

Related Areas

Dubuque County Bernard, IA Iowa

Frequently Asked Questions

What county is ZIP code 52032 in? ▼
ZIP code 52032 (Bernard) is located in Dubuque County, Iowa. Dubuque County contains multiple ZIP codes, see the full list at /counties/dubuque-ia.
What is the population of ZIP code 52032? ▼
ZIP code 52032 in Bernard, IA has a population of 1,456 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 52032? ▼
The median household income in ZIP 52032 is $88,500, which is 16% above the national average of $76,288.
What is the average home value in ZIP 52032? ▼
The median home value in ZIP 52032 is $269,000, which is 3% below the national average of $278,155.
What is the demographic makeup of ZIP 52032? ▼
The largest racial group in ZIP 52032 is White at 93.9%. Hispanic or Latino residents make up 0.8% of the population.
How many businesses are in ZIP code 52032? ▼
ZIP code 52032 has 21 business establishments employing approximately 40 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 52032? ▼
The top industries by establishment count in ZIP 52032 are: Transportation and warehousing (6), Construction (5), Professional, scientific, and technical services (3). There are 3 industry sectors represented in total.
What is the education level in ZIP code 52032? ▼
In ZIP code 52032, 47.0% of residents aged 25+ have a high school diploma or higher, and 9.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 52032? ▼
In ZIP code 52032, approximately 94.1% of occupied housing units are owner-occupied and 5.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 52032? ▼
The poverty rate in ZIP code 52032 is 4.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.