Bernard, IA · standard
ZIP Code 52032
Dubuque County, Iowa — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,456
- 5/sq mi
- $88,500
- Median income
- $269,000
- Median home value
- 9.7%
- Bachelor's or higher
The verdict
Bernard pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 28%
- household income, US ZIPs
- Top 39%
- home value, US ZIPs
- 5
- people per sq mi
- 94%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 52032 against every reporting US ZIP.
ZIP code 52032 is classified by USPS as a standard delivery area and covers roughly 274.7 square miles in Bernard, Dubuque County, Iowa. The area is home to 1,456 residents, producing a population density of 5 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 52032 against Iowa and the nation.
On the economic side, the median household income for ZIP 52032 sits at $88,500 (16% above the Iowa average), while per-capita income is $40,000. The poverty rate stands at 4.3% and the unemployment rate at 3.7%. On housing, the median home value is $269,000 (53% above the state average) with median rent at $415 per month, and 94.1% of occupied units are owner-occupied, a direct signal of whether 52032 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 9.7% of adults hold a bachelor's degree or higher, the median age is 47.1, and the average commute is —. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Dubuque County, so you can benchmark 52032 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 52032
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 52032.
- Transportation and warehousing
Transportation and warehousing
6 establishments
- Construction
Construction
5 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 52032, Bernard, IA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
1,456
Population
274.7
Area (sq mi)
5
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 52032?
47.1
Median Age
51.0%
Male
49.0%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$88,500
Median Household Income
+16% vs state
$40,000
Per Capita Income
4.3%
Poverty Rate
3.7%
Unemployment Rate
How ZIP 52032 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$88,500 Top 28% higher than 72% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
711
Total Housing Units
564
Occupied Units
147
Vacant Units
2.31
Avg Household Size
Occupancy Type
$269,000
Median Home Value
+53% vs state
$415
Median Rent
1973
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 21 business establishments in ZIP 52032, employing approximately 40 people with a combined annual payroll of $2,051,000.
21
Businesses
40
Employees
$2.1M
Annual Payroll
3
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Transportation and warehousing | 6 | 28.6% |
| Construction | 5 | 23.8% |
| Professional, scientific, and technical services | 3 | 14.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 52032 vs 52079 →
ZIP 52032 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 52068
Peosta (52068)
3,924 residents
- 52032 1,456
Bernard (52032)
1,456 residents
- 52079 782
Zwingle (52079)
782 residents
- 52321 404
Onslow (52321)
404 residents
What this shows Among its immediate neighbors, ZIP 52032 ranks #2 by population — useful context the national average alone can't give.
ZIP 52032 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 52068
Peosta (52068)
$125,901 median income
- 52079
Zwingle (52079)
$101,120 median income
- 52032
Bernard (52032)
$88,500 median income
- 52321
Onslow (52321)
$77,708 median income
What this shows By household income, ZIP 52032 ranks #3 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Dubuque County
Related Areas
Frequently Asked Questions
What county is ZIP code 52032 in? ▼
What is the population of ZIP code 52032? ▼
What is the median household income in ZIP 52032? ▼
What is the average home value in ZIP 52032? ▼
What is the demographic makeup of ZIP 52032? ▼
How many businesses are in ZIP code 52032? ▼
What are the main industries in ZIP code 52032? ▼
What is the education level in ZIP code 52032? ▼
What percentage of residents own vs. rent in ZIP 52032? ▼
What is the poverty rate in ZIP code 52032? ▼
ZIP Code Research Guides
Official Data Resources for Bernard, IA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.