PlainZIP

Monticello, IA · standard

ZIP Code 52310

Jones County, Iowa — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,431
17/sq mi
$86,080
Median income
$195,800
Median home value
24.3%
Bachelor's or higher

The verdict

Monticello pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 31%
household income, US ZIPs
42th pct
home value, US ZIPs
17
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 52310 against every reporting US ZIP.

ZIP code 52310 is classified by USPS as a standard delivery area and covers roughly 385.1 square miles in Monticello, Jones County, Iowa. The area is home to 6,431 residents, producing a population density of 17 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 52310 against Iowa and the nation.

On the economic side, the median household income for ZIP 52310 sits at $86,080 (12% above the Iowa average), while per-capita income is $41,519. The poverty rate stands at 4.5% and the unemployment rate at 0.5%. On housing, the median home value is $195,800 (12% above the state average) with median rent at $719 per month, and 80.4% of occupied units are owner-occupied, a direct signal of whether 52310 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 24.3% of adults hold a bachelor's degree or higher, the median age is 47.2, and the average commute is 20 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Jones County, so you can benchmark 52310 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 52310

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 52310.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 52310, Monticello, IA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

6,431

Population

385.1

Area (sq mi)

17

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 52310?

47.2

Median Age

50.0%

Male

50.0%

Female

0.3%

Foreign-Born

White 94.6%
African American 1.2%
Asian 0.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.9%
Hispanic or Latino 2.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$86,080

Median Household Income

+12% vs state

$41,519

Per Capita Income

4.5%

Poverty Rate

0.5%

Unemployment Rate

20.4 min

Mean Commute Time

How ZIP 52310 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$86,080 Top 31% higher than 69% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.9%
Bachelor's Degree or Higher 24.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,012

Total Housing Units

2,812

Occupied Units

200

Vacant Units

2.24

Avg Household Size

Occupancy Type

Owner 80.4%
Renter 19.6%

$195,800

Median Home Value

+12% vs state

$719

Median Rent

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.6%

YoY Change (2024)

216

HPI Index (2000 = 100)

+116%

Total Change Since 2000

Home values in ZIP 52310 have increased 10.6% over the past year (2024). Since 2000, this ZIP has seen +116% cumulative appreciation.

Year Annual Change HPI Index
2020 -1.8% 160
2021 +12.2% 179
2022 +5.3% 189
2023 +3.5% 195
2024 +10.6% 216

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 238 business establishments in ZIP 52310, employing approximately 2,222 people with a combined annual payroll of $109,933,000.

238

Businesses

2,222

Employees

$109.9M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 35 14.7%
Construction 30 12.6%
Other services (except public administration) 29 12.2%
Health care and social assistance 22 9.2%
Accommodation and food services 21 8.8%
Manufacturing 20 8.4%
Wholesale trade 17 7.1%
Transportation and warehousing 17 7.1%
Finance and insurance 16 6.7%
Real estate and rental and leasing 8 3.4%
Professional, scientific, and technical services 5 2.1%
Administrative and support and waste management and remediation services 5 2.1%
Arts, entertainment, and recreation 4 1.7%
Agriculture, forestry, fishing and hunting 3 1.3%
Educational services 3 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 52310 vs 52237 →

ZIP 52310 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 52310 ranks #2 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 52310 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 52310 ranks #2 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
52237 Hopkinton, IA 1,522 9.0 mi
52205 Anamosa, IA 8,682 8.4 mi
52212 Center Junction, IA 285 9.6 mi

More ZIP Codes in Jones County

52205 standard
Anamosa, IA
Pop: 8,682
52320 standard
Olin, IA
Pop: 1,203
52362 standard
Wyoming, IA
Pop: 1,041
52323 standard
Oxford Junction, IA
Pop: 867
52305 standard
Martelle, IA
Pop: 629
52321 standard
Onslow, IA
Pop: 404

Related Areas

Jones County Monticello, IA Iowa

Frequently Asked Questions

What county is ZIP code 52310 in? ▼
ZIP code 52310 (Monticello) is located in Jones County, Iowa. Jones County contains multiple ZIP codes, see the full list at /counties/jones-ia.
What is the population of ZIP code 52310? ▼
ZIP code 52310 in Monticello, IA has a population of 6,431 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 52310? ▼
The median household income in ZIP 52310 is $86,080, which is 13% above the national average of $76,288.
What is the average home value in ZIP 52310? ▼
The median home value in ZIP 52310 is $195,800, which is 30% below the national average of $278,155.
What is the demographic makeup of ZIP 52310? ▼
The largest racial group in ZIP 52310 is White at 94.6%. Hispanic or Latino residents make up 2.1% of the population.
How many businesses are in ZIP code 52310? ▼
ZIP code 52310 has 238 business establishments employing approximately 2,222 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 52310? ▼
The top industries by establishment count in ZIP 52310 are: Retail trade (35), Construction (30), Other services (except public administration) (29). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 52310? ▼
According to the FHFA House Price Index, home values in ZIP 52310 increased by 10.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 116%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 52310? ▼
In ZIP code 52310, 58.9% of residents aged 25+ have a high school diploma or higher, and 24.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 52310? ▼
The mean commute time for workers in ZIP code 52310 is 20.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 52310? ▼
In ZIP code 52310, approximately 80.4% of occupied housing units are owner-occupied and 19.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 52310? ▼
The poverty rate in ZIP code 52310 is 4.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Monticello, IA

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.