PlainZIP

Morning Sun, IA · standard

ZIP Code 52640

Louisa County, Iowa - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,447
8/sq mi
$67,813
Median income
$125,800
Median home value
11.3%
Bachelor's or higher

The verdict

Morning Sun pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

43th pct
household income, US ZIPs
19th pct
home value, US ZIPs
8
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 52640 against every reporting US ZIP.

ZIP code 52640 is a sparsely populated ZIP (a standard USPS delivery area) in Morning Sun, Louisa County, Iowa, home to just 1,447 residents across 187.9 square miles, a density of 8 people per square mile, in the Chicago time zone.

ZIP 52640 reports a modest median household income of $67,813 (11% below the Iowa average), while per-capita income is $36,035. The poverty rate stands at 9.7% and the unemployment rate at 0.3%. Median home value sits at $125,800 (28% below the state average), median rent at $806 a month, and owner-occupancy at 86.3%.

Formal educational attainment runs low here: just 11.3% of adults hold a bachelor's degree or higher, the median age is 46.7, and the average commute is 25 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Louisa County, so you can benchmark 52640 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 52640

Top 5 sectors by establishment count in Morning Sun, IA

Which industries have the most business establishments in ZIP 52640.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 52640, Morning Sun, IA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,447

Population

187.9

Area (sq mi)

8

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 52640?

46.7

Median Age

49.6%

Male

50.4%

Female

2.4%

Foreign-Born

White 90.8%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.2%
Hispanic or Latino 2.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$67,813

Median Household Income

-11% vs state

$36,035

Per Capita Income

9.7%

Poverty Rate

0.3%

Unemployment Rate

24.9 min

Mean Commute Time

How ZIP 52640 ranks nationally

Morning Sun, IA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$67,813 43rd percentile higher than 43% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.2%
Bachelor's Degree or Higher 11.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

579

Total Housing Units

512

Occupied Units

67

Vacant Units

2.41

Avg Household Size

Occupancy Type

Owner 86.3%
Renter 13.7%

$125,800

Median Home Value

-28% vs state

$806

Median Rent

1957

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 34 business establishments in ZIP 52640, employing approximately 178 people with a combined annual payroll of $7,885,000.

34

Businesses

178

Employees

$7.9M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Wholesale trade 5 14.7%
Other services (except public administration) 5 14.7%
Construction 4 11.8%
Transportation and warehousing 4 11.8%
Health care and social assistance 4 11.8%
Retail trade 3 8.8%
Accommodation and food services 3 8.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 52640 vs 52660 →

ZIP 52640 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 52640 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 52640 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 52640 ranks #4 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
52660 Yarmouth, IA 226 7.4 mi
52644 Mount Union, IA 412 7.9 mi
52653 Wapello, IA 3,570 8.1 mi
52637 Mediapolis, IA 2,449 9.5 mi

More ZIP Codes in Louisa County

52653 standard
Wapello, IA
Pop: 3,570
52738 standard
Columbus Junction, IA
Pop: 3,567
52754 standard
Letts, IA
Pop: 1,274
52752 standard
Grandview, IA
Pop: 515
52737 standard
Columbus City, IA
Pop: 384
52646 standard
Oakville, IA
Pop: 376

Related Areas

Louisa County Morning Sun, IA Iowa

Frequently Asked Questions

What county is ZIP code 52640 in? ▼
ZIP code 52640 (Morning Sun) is located in Louisa County, Iowa. Louisa County contains multiple ZIP codes, see the full list at /counties/louisa-ia.
What is the population of ZIP code 52640? ▼
ZIP code 52640 in Morning Sun, IA has a population of 1,447 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 52640? ▼
The median household income in ZIP 52640 is $67,813, which is 11% below the national average of $76,288.
What is the average home value in ZIP 52640? ▼
The median home value in ZIP 52640 is $125,800, which is 55% below the national average of $278,155.
What is the demographic makeup of ZIP 52640? ▼
The largest racial group in ZIP 52640 is White at 90.8%. Hispanic or Latino residents make up 2.7% of the population.
How many businesses are in ZIP code 52640? ▼
ZIP code 52640 has 34 business establishments employing approximately 178 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 52640? ▼
The top industries by establishment count in ZIP 52640 are: Wholesale trade (5), Other services (except public administration) (5), Construction (4). There are 7 industry sectors represented in total.
What is the education level in ZIP code 52640? ▼
In ZIP code 52640, 54.2% of residents aged 25+ have a high school diploma or higher, and 11.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 52640? ▼
The mean commute time for workers in ZIP code 52640 is 24.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 52640? ▼
In ZIP code 52640, approximately 86.3% of occupied housing units are owner-occupied and 13.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 52640? ▼
The poverty rate in ZIP code 52640 is 9.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.