Charlotte, IA · standard
ZIP Code 52731
Clinton County, Iowa — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 894
- 7/sq mi
- $87,727
- Median income
- $155,900
- Median home value
- 11.5%
- Bachelor's or higher
The verdict
Charlotte pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 29%
- household income, US ZIPs
- 28th pct
- home value, US ZIPs
- 7
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 52731 against every reporting US ZIP.
ZIP code 52731 is classified by USPS as a standard delivery area and covers roughly 137.5 square miles in Charlotte, Clinton County, Iowa. The area is home to 894 residents, producing a population density of 7 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 52731 against Iowa and the nation.
On the economic side, the median household income for ZIP 52731 sits at $87,727 (15% above the Iowa average), while per-capita income is $39,831. The poverty rate stands at 13.0% and the unemployment rate at 10.8%. On housing, the median home value is $155,900 (11% below the state average) with median rent at $700 per month, and 82.3% of occupied units are owner-occupied, a direct signal of whether 52731 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 11.5% of adults hold a bachelor's degree or higher, the median age is 42.3, and the average commute is 26 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Clinton County, so you can benchmark 52731 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 52731
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 52731.
- Construction
Construction
5 establishments
- Retail trade
Retail trade
3 establishments
- Other services (except public administration)
Other services (except public administration)
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 52731, Charlotte, IA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
894
Population
137.5
Area (sq mi)
7
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 52731?
42.3
Median Age
50.3%
Male
49.7%
Female
3.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$87,727
Median Household Income
+15% vs state
$39,831
Per Capita Income
13.0%
Poverty Rate
10.8%
Unemployment Rate
26.0 min
Mean Commute Time
How ZIP 52731 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$87,727 Top 29% higher than 71% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
376
Total Housing Units
362
Occupied Units
14
Vacant Units
2.40
Avg Household Size
Occupancy Type
$155,900
Median Home Value
-11% vs state
$700
Median Rent
1953
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 15 business establishments in ZIP 52731, employing approximately 38 people with a combined annual payroll of $2,261,000.
15
Businesses
38
Employees
$2.3M
Annual Payroll
3
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 5 | 33.3% |
| Retail trade | 3 | 20.0% |
| Other services (except public administration) | 3 | 20.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 52731 vs 52750 →
ZIP 52731 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 52742
De Witt (52742)
7,618 residents
- 52069 1,609
Preston (52069)
1,609 residents
- 52037 1,223
Delmar (52037)
1,223 residents
- 52731 894
Charlotte (52731)
894 residents
- 52750 619
Goose Lake (52750)
619 residents
- 52074 310
Spragueville (52074)
310 residents
- 52774 136
Welton (52774)
136 residents
What this shows Among its immediate neighbors, ZIP 52731 ranks #4 by population — useful context the national average alone can't give.
ZIP 52731 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 52742
De Witt (52742)
$97,946 median income
- 52750
Goose Lake (52750)
$93,155 median income
- 52037
Delmar (52037)
$90,813 median income
- 52731
Charlotte (52731)
$87,727 median income
- 52074
Spragueville (52074)
$86,250 median income
- 52069
Preston (52069)
$75,313 median income
- 52774
Welton (52774)
$71,250 median income
What this shows By household income, ZIP 52731 ranks #4 of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Clinton County
Related Areas
Frequently Asked Questions
What county is ZIP code 52731 in? ▼
What is the population of ZIP code 52731? ▼
What is the median household income in ZIP 52731? ▼
What is the average home value in ZIP 52731? ▼
What is the demographic makeup of ZIP 52731? ▼
How many businesses are in ZIP code 52731? ▼
What are the main industries in ZIP code 52731? ▼
What is the education level in ZIP code 52731? ▼
What is the average commute time in ZIP 52731? ▼
What percentage of residents own vs. rent in ZIP 52731? ▼
What is the poverty rate in ZIP code 52731? ▼
ZIP Code Research Guides
Official Data Resources for Charlotte, IA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.