PlainZIP

Charlotte, IA · standard

ZIP Code 52731

Clinton County, Iowa - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

894
7/sq mi
$87,727
Median income
$155,900
Median home value
11.5%
Bachelor's or higher

The verdict

Charlotte pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 29%
household income, US ZIPs
28th pct
home value, US ZIPs
7
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 52731 against every reporting US ZIP.

ZIP code 52731 is a sparsely populated ZIP (a standard USPS delivery area) in Charlotte, Clinton County, Iowa, home to just 894 residents across 137.5 square miles, a density of 7 people per square mile, in the Chicago time zone.

ZIP 52731 lands in the middle-income range, with a median household income of $87,727 (15% above the Iowa average), while per-capita income is $39,831. The poverty rate stands at 13.0% and the unemployment rate at 10.8%. Housing costs here run $155,900 for a typical home value (11% below the state average), with rent averaging $700 a month; 82.3% of homes are owner-occupied.

Formal educational attainment runs low here: just 11.5% of adults hold a bachelor's degree or higher, the median age is 42.3, and the average commute is 26 minutes. To put 52731 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Clinton County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 52731

Top 5 sectors by establishment count in Charlotte, IA

Which industries have the most business establishments in ZIP 52731.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 52731, Charlotte, IA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

894

Population

137.5

Area (sq mi)

7

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 52731?

42.3

Median Age

50.3%

Male

49.7%

Female

3.1%

Foreign-Born

White 91.0%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.1%
Hispanic or Latino 5.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$87,727

Median Household Income

+15% vs state

$39,831

Per Capita Income

13.0%

Poverty Rate

10.8%

Unemployment Rate

26.0 min

Mean Commute Time

How ZIP 52731 ranks nationally

Charlotte, IA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$87,727 Top 29% higher than 71% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.8%
Bachelor's Degree or Higher 11.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

376

Total Housing Units

362

Occupied Units

14

Vacant Units

2.40

Avg Household Size

Occupancy Type

Owner 82.3%
Renter 17.7%

$155,900

Median Home Value

-11% vs state

$700

Median Rent

1953

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 15 business establishments in ZIP 52731, employing approximately 38 people with a combined annual payroll of $2,261,000.

15

Businesses

38

Employees

$2.3M

Annual Payroll

3

Industry Sectors

Industry Establishments % of Total
Construction 5 33.3%
Retail trade 3 20.0%
Other services (except public administration) 3 20.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 52731 vs 52750 →

ZIP 52731 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 52731 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 52731 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 52731 ranks #4 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
52750 Goose Lake, IA 619 5.5 mi
52037 Delmar, IA 1,223 7.3 mi
52069 Preston, IA 1,609 6.9 mi
52742 De Witt, IA 7,618 9.1 mi
52074 Spragueville, IA 310 9.9 mi
52774 Welton, IA 136 7.0 mi

More ZIP Codes in Clinton County

52732 standard
Clinton, IA
Pop: 28,293
52742 standard
De Witt, IA
Pop: 7,618
52730 standard
Camanche, IA
Pop: 4,950
52777 standard
Wheatland, IA
Pop: 1,357
52037 standard
Delmar, IA
Pop: 1,223
52751 standard
Grand Mound, IA
Pop: 1,054

Related Areas

Clinton County Charlotte, IA Iowa

Frequently Asked Questions

What county is ZIP code 52731 in? ▼
ZIP code 52731 (Charlotte) is located in Clinton County, Iowa. Clinton County contains multiple ZIP codes, see the full list at /counties/clinton-ia.
What is the population of ZIP code 52731? ▼
ZIP code 52731 in Charlotte, IA has a population of 894 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 52731? ▼
The median household income in ZIP 52731 is $87,727, which is 15% above the national average of $76,288.
What is the average home value in ZIP 52731? ▼
The median home value in ZIP 52731 is $155,900, which is 44% below the national average of $278,155.
What is the demographic makeup of ZIP 52731? ▼
The largest racial group in ZIP 52731 is White at 91.0%. Hispanic or Latino residents make up 5.9% of the population.
How many businesses are in ZIP code 52731? ▼
ZIP code 52731 has 15 business establishments employing approximately 38 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 52731? ▼
The top industries by establishment count in ZIP 52731 are: Construction (5), Retail trade (3), Other services (except public administration) (3). There are 3 industry sectors represented in total.
What is the education level in ZIP code 52731? ▼
In ZIP code 52731, 59.8% of residents aged 25+ have a high school diploma or higher, and 11.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 52731? ▼
The mean commute time for workers in ZIP code 52731 is 26.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 52731? ▼
In ZIP code 52731, approximately 82.3% of occupied housing units are owner-occupied and 17.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 52731? ▼
The poverty rate in ZIP code 52731 is 13.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.