Residential delivery area · Iowa
ZIP Code 52731: Charlotte, IA
ZIP code 52731 uses the postal name Charlotte, Iowa and lies mostly in Clinton County (98% of its land) with the rest in Jackson County (Census 2020 ZIP-county file). About 870 people live there (Census Bureau, ACS 2020-2024). Median household income is $87,727 (Census Bureau, ACS 2020-2024). By Census place, 1% of its land lies in Charlotte; 99% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Charlotte · its only residential ZIP
- County
- Clinton County (98%); Jackson County (2%)
- Census places
- Charlotte
- Micro area
- Clinton, IA
- House district
- IA-1 119th Congress
- State
- Iowa
- Time zone
- Central
- Land area
- 52.4 sq mi · 17 people per sq mi
Where is ZIP code 52731?
52731 centers on 41.966°, -90.486° and covers 52.4 square miles of land. It borders 5 ZIP codes: 52750, 52069, 52037, 52742, 52060.
The map draws ZIP code areas only. For the streets inside 52731, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 52731 compare with the rest of Clinton County?
| Measure | 52731 | In Clinton County | In IA |
|---|---|---|---|
| People (ACS 2020-2024) | 867 | 13th of 21 | 510th of 970 |
| Median household income | $88k | not ranked | not ranked |
| Median home value | $156k | not ranked | not ranked |
52731's income and home value are not ranked: it has fewer than 1,000 residents (867). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 23% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 52731?
The 2020 Census counted 835 people in 52731; the ACS, which samples households over 2020-2024, estimates 867. Between the 2010 and 2020 censuses its population fell 6.6% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 867±211 (90% margin)
- 2020 Census count
- 835−6.6% since 2010 (894)
- Households
- 362
- Median age
- 42.3
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 52731?
Of the 867 people the ACS estimates in 52731, 26.2% are under 18 and 17.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (89.7%).
- Under 1826.2%
- 18 to 6456.9%
- 65 and older17.0%
- White, not Hispanic89.7%
- Hispanic or Latino5.9%
- Other or two or more4.4%
- Black, not Hispanic0.0%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 52731 earn?
Median household income is $87,727 (ACS 2020-2024). It is not measurably different from 2015-2019 ($82,183 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $87,727±$37,598
- Income per person
- $39,831
- Below the poverty line
- 13.0%
- Unemployed (of the labor force)
- 10.8%
- Adults 25+ with a bachelor's degree
- 11.5%
- Adjusted gross income per tax return, 2022
- $75,427370 returns; wages 67% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 52731?
FHFA's house price index for 52731, built from repeat sales and appraisals of the same homes, rose 72% from 2015 to 2025 and rose 36% from 2020 to 2025, and moved +6.2% in 2025.
- Median home value (owners' estimate)
- $155,900
- Median gross rent
- $700
- Homes owned by their occupants
- 82.3%
- Housing units
- 376
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 52731?
15 business establishments had a location in this ZIP code in 2023, 3 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction5
- Retail trade3
- Other services (except public administration)3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 52731?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 52750 | Goose Lake | 654 | $93k | 5.0 mi |
| 52069 | Preston | 1,743 | $75k | 7.1 mi |
| 52037 | Delmar | 1,172 | $91k | 7.6 mi |
| 52742 | De Witt | 7,284 | $98k | 9.0 mi |
| 52060 | Maquoketa | 8,007 | $68k | 13.7 mi |
| 52774 | Welton | 101 | $71k | 7.0 mi (near) |
| 52727 | Bryant | 398 | $103k | 8.2 mi (near) |
| 52074 | Spragueville | 119 | $86k | 10.0 mi (near) |
| 52701 | Andover | 124 | – | 12.2 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.