PlainZIP

Lonsdale, MN · standard

ZIP Code 55046

Rice County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,211
43/sq mi
$95,912
Median income
$359,000
Median home value
25.0%
Bachelor's or higher

The verdict

Lonsdale pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 22%
household income, US ZIPs
Top 25%
home value, US ZIPs
43
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55046 against every reporting US ZIP.

ZIP code 55046 is a mid-sized community (a standard USPS delivery area) in Lonsdale, Rice County, Minnesota, home to 5,211 residents across 120.9 square miles, a density of 43 people per square mile, in the Chicago time zone.

ZIP 55046 lands in the middle-income range, with a median household income of $95,912 (17% above the Minnesota average), while per-capita income is $39,830. 2.3% of residents live below the poverty line, and the unemployment rate reads 1.5%. On housing, the median home value is $359,000 (40% above the state average) with median rent at $925 per month, and 91.3% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 25.0% of adults hold a bachelor's degree or higher, the median age is 32.7, and the average commute is 32 minutes. To put 55046 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Rice County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 55046

Top 5 sectors by establishment count in Lonsdale, MN

Which industries have the most business establishments in ZIP 55046.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 55046, Lonsdale, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,211

Population

120.9

Area (sq mi)

43

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55046?

32.7

Median Age

50.4%

Male

49.6%

Female

1.1%

Foreign-Born

White 94.4%
African American 0.1%
Asian 1.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.8%
Hispanic or Latino 2.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$95,912

Median Household Income

+17% vs state

$39,830

Per Capita Income

2.3%

Poverty Rate

1.5%

Unemployment Rate

32.1 min

Mean Commute Time

How ZIP 55046 ranks nationally

Lonsdale, MN household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$95,912 Top 22% higher than 78% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.8%
Bachelor's Degree or Higher 25.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,256

Total Housing Units

2,126

Occupied Units

130

Vacant Units

2.87

Avg Household Size

Occupancy Type

Owner 91.3%
Renter 8.7%

$359,000

Median Home Value

+40% vs state

$925

Median Rent

1997

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-0.5%

YoY Change (2024)

193

HPI Index (2000 = 100)

+93%

Total Change Since 2000

Home values in ZIP 55046 have decreased 0.5% over the past year (2024). Since 2000, this ZIP has seen +93% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.9% 150
2021 +10.5% 166
2022 +6.7% 177
2023 +9.6% 194
2024 -0.5% 193

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 117 business establishments in ZIP 55046, employing approximately 806 people with a combined annual payroll of $34,015,000.

117

Businesses

806

Employees

$34.0M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Construction 38 32.5%
Other services (except public administration) 17 14.5%
Retail trade 10 8.6%
Manufacturing 8 6.8%
Accommodation and food services 8 6.8%
Professional, scientific, and technical services 7 6.0%
Administrative and support and waste management and remediation services 7 6.0%
Transportation and warehousing 6 5.1%
Wholesale trade 4 3.4%
Finance and insurance 3 2.6%
Health care and social assistance 3 2.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55046 vs 55088 →

ZIP 55046 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 55046 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 55046 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 55046 ranks #4 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
55088 Webster, MN 1,704 5.9 mi
56069 Montgomery, MN 4,467 7.0 mi
55020 Elko New Market, MN 3,717 9.1 mi
55054 Elko New Market, MN 2,171 9.0 mi
56052 Kilkenny, MN 699 11.1 mi
55021 Faribault, MN 29,732 12.4 mi

More ZIP Codes in Rice County

55021 standard
Faribault, MN
Pop: 29,732
55057 standard
Northfield, MN
Pop: 24,602
55052 standard
Morristown, MN
Pop: 2,090
55019 standard
Dundas, MN
Pop: 1,817
55088 standard
Webster, MN
Pop: 1,704
55053 standard
Nerstrand, MN
Pop: 1,009

Related Areas

Rice County Lonsdale, MN Minnesota

Frequently Asked Questions

What county is ZIP code 55046 in? ▼
ZIP code 55046 (Lonsdale) is located in Rice County, Minnesota. Rice County contains multiple ZIP codes, see the full list at /counties/rice-mn.
What is the population of ZIP code 55046? ▼
ZIP code 55046 in Lonsdale, MN has a population of 5,211 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55046? ▼
The median household income in ZIP 55046 is $95,912, which is 26% above the national average of $76,288.
What is the average home value in ZIP 55046? ▼
The median home value in ZIP 55046 is $359,000, which is 29% above the national average of $278,155.
What is the demographic makeup of ZIP 55046? ▼
The largest racial group in ZIP 55046 is White at 94.4%. Hispanic or Latino residents make up 2.9% of the population.
How many businesses are in ZIP code 55046? ▼
ZIP code 55046 has 117 business establishments employing approximately 806 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55046? ▼
The top industries by establishment count in ZIP 55046 are: Construction (38), Other services (except public administration) (17), Retail trade (10). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 55046? ▼
According to the FHFA House Price Index, home values in ZIP 55046 decreased by 0.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 93%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55046? ▼
In ZIP code 55046, 57.8% of residents aged 25+ have a high school diploma or higher, and 25.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55046? ▼
The mean commute time for workers in ZIP code 55046 is 32.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55046? ▼
In ZIP code 55046, approximately 91.3% of occupied housing units are owner-occupied and 8.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55046? ▼
The poverty rate in ZIP code 55046 is 2.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.