Lonsdale, MN · standard
ZIP Code 55046
Rice County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,211
- 43/sq mi
- $95,912
- Median income
- $359,000
- Median home value
- 25.0%
- Bachelor's or higher
The verdict
Lonsdale pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 22%
- household income, US ZIPs
- Top 25%
- home value, US ZIPs
- 43
- people per sq mi
- 91%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55046 against every reporting US ZIP.
ZIP code 55046 is classified by USPS as a standard delivery area and covers roughly 120.9 square miles in Lonsdale, Rice County, Minnesota. The area is home to 5,211 residents, producing a population density of 43 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55046 against Minnesota and the nation.
On the economic side, the median household income for ZIP 55046 sits at $95,912 (17% above the Minnesota average), while per-capita income is $39,830. The poverty rate stands at 2.3% and the unemployment rate at 1.5%. On housing, the median home value is $359,000 (40% above the state average) with median rent at $925 per month, and 91.3% of occupied units are owner-occupied, a direct signal of whether 55046 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 25.0% of adults hold a bachelor's degree or higher, the median age is 32.7, and the average commute is 32 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Rice County, so you can benchmark 55046 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 55046
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 55046.
- Construction
Construction
38 establishments
- Other services (except public administration)
Other services (except public administration)
17 establishments
- Retail trade 10
Retail trade
10 establishments
- Manufacturing 8
Manufacturing
8 establishments
- Accommodation and food services 8
Accommodation and food services
8 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55046, Lonsdale, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
5,211
Population
120.9
Area (sq mi)
43
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55046?
32.7
Median Age
50.4%
Male
49.6%
Female
1.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$95,912
Median Household Income
+17% vs state
$39,830
Per Capita Income
2.3%
Poverty Rate
1.5%
Unemployment Rate
32.1 min
Mean Commute Time
How ZIP 55046 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$95,912 Top 22% higher than 78% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,256
Total Housing Units
2,126
Occupied Units
130
Vacant Units
2.87
Avg Household Size
Occupancy Type
$359,000
Median Home Value
+40% vs state
$925
Median Rent
1997
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-0.5%
YoY Change (2024)
193
HPI Index (2000 = 100)
+93%
Total Change Since 2000
Home values in ZIP 55046 have decreased 0.5% over the past year (2024). Since 2000, this ZIP has seen +93% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.9% | 150 |
| 2021 | +10.5% | 166 |
| 2022 | +6.7% | 177 |
| 2023 | +9.6% | 194 |
| 2024 | -0.5% | 193 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 117 business establishments in ZIP 55046, employing approximately 806 people with a combined annual payroll of $34,015,000.
117
Businesses
806
Employees
$34.0M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 38 | 32.5% |
| Other services (except public administration) | 17 | 14.5% |
| Retail trade | 10 | 8.6% |
| Manufacturing | 8 | 6.8% |
| Accommodation and food services | 8 | 6.8% |
| Professional, scientific, and technical services | 7 | 6.0% |
| Administrative and support and waste management and remediation services | 7 | 6.0% |
| Transportation and warehousing | 6 | 5.1% |
| Wholesale trade | 4 | 3.4% |
| Finance and insurance | 3 | 2.6% |
| Health care and social assistance | 3 | 2.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55046 vs 55088 →
ZIP 55046 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55021
Faribault (55021)
29,732 residents
- 55046 5,211
Lonsdale (55046)
5,211 residents
- 56069 4,467
Montgomery (56069)
4,467 residents
- 55020 3,717
Elko New Market (55020)
3,717 residents
- 55054 2,171
Elko New Market (55054)
2,171 residents
- 55088 1,704
Webster (55088)
1,704 residents
- 56052 699
Kilkenny (56052)
699 residents
What this shows Among its immediate neighbors, ZIP 55046 ranks #2 by population — useful context the national average alone can't give.
ZIP 55046 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55054
Elko New Market (55054)
$157,096 median income
- 55088
Webster (55088)
$132,917 median income
- 55020
Elko New Market (55020)
$131,071 median income
- 55046
Lonsdale (55046)
$95,912 median income
- 56052
Kilkenny (56052)
$91,875 median income
- 56069
Montgomery (56069)
$87,118 median income
- 55021
Faribault (55021)
$68,820 median income
What this shows By household income, ZIP 55046 ranks #4 of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Rice County
Related Areas
Frequently Asked Questions
What county is ZIP code 55046 in? ▼
What is the population of ZIP code 55046? ▼
What is the median household income in ZIP 55046? ▼
What is the average home value in ZIP 55046? ▼
What is the demographic makeup of ZIP 55046? ▼
How many businesses are in ZIP code 55046? ▼
What are the main industries in ZIP code 55046? ▼
How have home values changed in ZIP code 55046? ▼
What is the education level in ZIP code 55046? ▼
What is the average commute time in ZIP 55046? ▼
What percentage of residents own vs. rent in ZIP 55046? ▼
What is the poverty rate in ZIP code 55046? ▼
ZIP Code Research Guides
Official Data Resources for Lonsdale, MN
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.