Owatonna, MN · standard

ZIP Code 55060

Steele County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

28,911
55/sq mi Moderate-density area
$84,906
Median income Above-median income area
$251,100
Median home value Near-median home value
28.7%
Bachelor's or higher Near-average bachelor's attainment

National ZIP placement

Owatonna pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 32%
household income, US ZIPs
Top 42%
home value, US ZIPs
55
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55060 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 55060 (Owatonna, MN) rose +3.8% from 2023 to 2024. The all-transactions index moved from 199.1 in 2023 to 206.7 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 55060 is a densely settled ZIP (a standard USPS delivery area) in Owatonna, Steele County, Minnesota, with 28,911 residents across 530.5 square miles, a density of 55 people per square mile, in the Chicago time zone.

ZIP 55060 lands in the middle-income range, with a median household income of $84,906 (3% above the average Minnesota ZIP), while per-capita income is $42,145. The poverty rate is 9.0%, with unemployment at 3.6%; those measures add context to the income figure. Median home value is $251,100 (2% below the average Minnesota ZIP) and median rent is $1,069; 77.2% of occupied homes are owner-occupied.

Educational attainment sits below the national norm: 28.7% of adults hold a bachelor's degree or higher, the median age is 40.6, and the average commute is 18 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 4 more in Steele County, so 55060 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 55060

Top 5 sectors by establishment count in Owatonna, MN

Which industries have the most business establishments in ZIP 55060.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 55060, Owatonna, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

28,911

Population

530.5

Area (sq mi)

55

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55060?

40.6

Median Age

50.0%

Male

50.0%

Female

4.3%

Foreign-Born

White 85.3%
African American 4.2%
Asian 0.8%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.7%
Hispanic or Latino 8.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$84,906

Median Household Income

+3% vs state ZIP avg

$42,145

Per Capita Income

9.0%

Poverty Rate

3.6%

Unemployment Rate

18.1 min

Mean Commute Time

How ZIP 55060 ranks among Minnesota ZIPs

Owatonna, MN household income vs. every Minnesota ZIP code

Median household income among 864 reporting Minnesota ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$84,906 Top 37% higher than 63% of 864 Minnesota ZIPs

This ZIP $0 $200K+ every Minnesota ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Minnesota ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.0%
Bachelor's Degree or Higher 28.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,732

Total Housing Units

12,124

Occupied Units

608

Vacant Units

2.40

Avg Household Size

Occupancy Type

Owner 77.2%
Renter 22.8%

$251,100

Median Home Value

-2% vs state ZIP avg

$1,069

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.8%

YoY Change (2024)

207

HPI Index (2000 = 100)

+107%

Total Change Since 2000

Home values in ZIP 55060 have increased 3.8% over the past year (2024). Since 2000, this ZIP has seen +107% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.8% 148
2021 +10.8% 164
2022 +13.3% 186
2023 +7.1% 199
2024 +3.8% 207

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 820 business establishments in ZIP 55060, employing approximately 17,307 people with a combined annual payroll of $1,130,194,000.

820

Businesses

17,307

Employees

$1.1B

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 113 13.8%
Retail trade 112 13.7%
Other services (except public administration) 107 13.1%
Accommodation and food services 78 9.5%
Construction 77 9.4%
Finance and insurance 63 7.7%
Manufacturing 49 6.0%
Transportation and warehousing 42 5.1%
Professional, scientific, and technical services 41 5.0%
Administrative and support and waste management and remediation services 40 4.9%
Wholesale trade 23 2.8%
Real estate and rental and leasing 22 2.7%
Arts, entertainment, and recreation 16 1.9%
Information 14 1.7%
Educational services 11 1.3%
Management of companies and enterprises 4 0.5%
Agriculture, forestry, fishing and hunting 3 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55060 vs 55049 →

ZIP 55060 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 55060 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 55060 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 55060 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
55049 Medford, MN 2,476 8.1 mi
56046 Hope, MN 94 7.0 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 55060, both outside MN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (28,911 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Steele County

Frequently Asked Questions

What county is ZIP code 55060 in?

ZIP code 55060 (Owatonna) is located in Steele County, Minnesota. Steele County contains multiple ZIP codes, see the full list at /counties/steele-mn.

What is the population of ZIP code 55060?

ZIP code 55060 in Owatonna, MN has a population of 28,911 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 55060?

The median household income in ZIP 55060 is $84,906, which is 11% above the national average of $76,288.

What is the average home value in ZIP 55060?

The median home value in ZIP 55060 is $251,100, which is 10% below the national average of $278,155.

What is the demographic makeup of ZIP 55060?

The largest racial group in ZIP 55060 is White at 85.3%. Hispanic or Latino residents make up 8.1% of the population.

How many businesses are in ZIP code 55060?

ZIP code 55060 has 820 business establishments employing approximately 17,307 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 55060?

The top industries by establishment count in ZIP 55060 are: Health care and social assistance (113), Retail trade (112), Other services (except public administration) (107). There are 17 industry sectors represented in total.

How have home values changed in ZIP code 55060?

According to the FHFA House Price Index, home values in ZIP 55060 increased by 3.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 107%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 55060?

In ZIP code 55060, 59.0% of residents aged 25+ have a high school diploma or higher, and 28.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 55060?

The mean commute time for workers in ZIP code 55060 is 18.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 55060?

In ZIP code 55060, approximately 77.2% of occupied housing units are owner-occupied and 22.8% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 55060?

The poverty rate in ZIP code 55060 is 9.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 55060's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

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What to do with ZIP 55060's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.