Cologne, MN · standard
ZIP Code 55322
Carver County, Minnesota - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,163
- 22/sq mi Moderate-density area
- $124,861
- Median income Above-median income area
- $426,200
- Median home value Above-median home value
- 37.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Cologne pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 8%
- household income, US ZIPs
- Top 18%
- home value, US ZIPs
- 22
- people per sq mi
- 91%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55322 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 55322 (Cologne, MN) rose +11.0% from 2023 to 2024. The all-transactions index moved from 206.2 in 2023 to 228.8 in 2024 (2000 = 100).
ZIP code 55322 covers 141.2 square miles in Cologne, Carver County, Minnesota (a standard USPS delivery area), with a modest 3,163 residents on file, a density of 22 people per square mile, in the Chicago time zone.
ZIP 55322 skews affluent, with a median household income of $124,861 (52% above the average Minnesota ZIP), while per-capita income is $54,563. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.7% and unemployment is 3.3%. Housing is both higher-cost and owner-heavy: median home value is $426,200 (67% above the average Minnesota ZIP), while 91.1% of occupied homes are owner-occupied and median rent is $868.
A solid share of residents have a four-year degree: 37.7% of adults hold a bachelor's degree or higher, the median age is 41.9, and the average commute is 26 minutes. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Carver County, so 55322 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 55322
Top 5 sectors by establishment count in Cologne, MN
Which industries have the most business establishments in ZIP 55322.
- Construction
Construction
24 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
14 establishments
- Transportation and warehousing
Transportation and warehousing
11 establishments
- Accommodation and food services 7
Accommodation and food services
7 establishments
- Wholesale trade 5
Wholesale trade
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 55322, Cologne, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,163
Population
141.2
Area (sq mi)
22
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 55322?
41.9
Median Age
52.6%
Male
47.4%
Female
2.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$124,861
Median Household Income
+52% vs state ZIP avg
$54,563
Per Capita Income
4.7%
Poverty Rate
3.3%
Unemployment Rate
26.4 min
Mean Commute Time
How ZIP 55322 ranks among Minnesota ZIPs
Cologne, MN household income vs. every Minnesota ZIP code
Median household income among 864 reporting Minnesota ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$124,861 Top 6% higher than 94% of 864 Minnesota ZIPs
Each bar is a $20K-wide band; taller bars hold more Minnesota ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,541housing units
1,541
Total Housing Units
1,503
Occupied Units
38
Vacant Units
2.51
Avg Household Size
Occupancy Type
$426,200
Median Home Value
+67% vs state ZIP avg
$868
Median Rent
1994
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.0%
YoY Change (2024)
229
HPI Index (2000 = 100)
+129%
Total Change Since 2000
Home values in ZIP 55322 have increased 11.0% over the past year (2024). Since 2000, this ZIP has seen +129% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.0% | 170 |
| 2021 | +7.9% | 184 |
| 2022 | +13.0% | 208 |
| 2023 | -0.7% | 206 |
| 2024 | +11.0% | 229 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 86 business establishments in ZIP 55322, employing approximately 660 people with a combined annual payroll of $33,667,000.
86
Businesses
660
Employees
$33.7M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 24 | 27.9% |
| Administrative and support and waste management and remediation services | 14 | 16.3% |
| Transportation and warehousing | 11 | 12.8% |
| Accommodation and food services | 7 | 8.1% |
| Wholesale trade | 5 | 5.8% |
| Retail trade | 5 | 5.8% |
| Other services (except public administration) | 5 | 5.8% |
| Manufacturing | 3 | 3.5% |
| Finance and insurance | 3 | 3.5% |
| Professional, scientific, and technical services | 3 | 3.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 55322 vs 55387 →
ZIP 55322 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55318
Chaska (55318)
25,493 residents
- 55387
Waconia (55387)
12,249 residents
- 55386 6,330
Victoria (55386)
6,330 residents
- 55315 4,762
Carver (55315)
4,762 residents
- 55375 4,518
Saint Bonifacius (55375)
4,518 residents
- 55322 3,163
Cologne (55322)
3,163 residents
- 55397 2,693
Young America (55397)
2,693 residents
- 55360 2,672
Mayer (55360)
2,672 residents
- 55368 2,218
Norwood Young America (55368)
2,218 residents
What this shows Among its immediate neighbors, ZIP 55322 ranks #6 by population - useful context the national average alone can't give.
ZIP 55322 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 55386
Victoria (55386)
$192,458 median income
- 55315
Carver (55315)
$140,893 median income
- 55375
Saint Bonifacius (55375)
$130,893 median income
- 55322
Cologne (55322)
$124,861 median income
- 55360
Mayer (55360)
$122,117 median income
- 55387
Waconia (55387)
$114,511 median income
- 55318
Chaska (55318)
$112,243 median income
- 55397
Young America (55397)
$81,957 median income
- 55368 $71,250
Norwood Young America (55368)
$71,250 median income
What this shows By household income, ZIP 55322 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 55387 | Waconia, MN | 12,249 | 6.0 mi |
| 55368 | Norwood Young America, MN | 2,218 | 5.7 mi |
| 55315 | Carver, MN | 4,762 | 6.0 mi |
| 55375 | Saint Bonifacius, MN | 4,518 | 9.0 mi |
| 55318 | Chaska, MN | 25,493 | 7.8 mi |
| 55397 | Young America, MN | 2,693 | 7.9 mi |
| 55386 | Victoria, MN | 6,330 | 8.6 mi |
| 55360 | Mayer, MN | 2,672 | 11.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 55322, both outside MN so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,163 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Carver County
Related Areas
Frequently Asked Questions
What county is ZIP code 55322 in?
ZIP code 55322 (Cologne) is located in Carver County, Minnesota. Carver County contains multiple ZIP codes, see the full list at /counties/carver-mn.
What is the population of ZIP code 55322?
ZIP code 55322 in Cologne, MN has a population of 3,163 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55322?
The median household income in ZIP 55322 is $124,861, which is 64% above the national average of $76,288.
What is the average home value in ZIP 55322?
The median home value in ZIP 55322 is $426,200, which is 53% above the national average of $278,155.
What is the demographic makeup of ZIP 55322?
The largest racial group in ZIP 55322 is White at 90.8%. Hispanic or Latino residents make up 2.0% of the population.
How many businesses are in ZIP code 55322?
ZIP code 55322 has 86 business establishments employing approximately 660 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55322?
The top industries by establishment count in ZIP 55322 are: Construction (24), Administrative and support and waste management and remediation services (14), Transportation and warehousing (11). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 55322?
According to the FHFA House Price Index, home values in ZIP 55322 increased by 11.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 129%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55322?
In ZIP code 55322, 67.1% of residents aged 25+ have a high school diploma or higher, and 37.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55322?
The mean commute time for workers in ZIP code 55322 is 26.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55322?
In ZIP code 55322, approximately 91.1% of occupied housing units are owner-occupied and 8.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55322?
The poverty rate in ZIP code 55322 is 4.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 55322's numbers, next.
- See how ZIP 55322 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cologne, MN ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.