Cologne, MN · standard

ZIP Code 55322

Carver County, Minnesota — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,163
22/sq mi
$124,861
Median income
$426,200
Median home value
37.7%
Bachelor's or higher

The verdict

Cologne pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 8%
household income, US ZIPs
Top 18%
home value, US ZIPs
22
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 55322 against every reporting US ZIP.

ZIP code 55322 is classified by USPS as a standard delivery area and covers roughly 141.2 square miles in Cologne, Carver County, Minnesota. The area is home to 3,163 residents, producing a population density of 22 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 55322 against Minnesota and the nation.

On the economic side, the median household income for ZIP 55322 sits at $124,861 (52% above the Minnesota average), while per-capita income is $54,563. The poverty rate stands at 4.7% and the unemployment rate at 3.3%. On housing, the median home value is $426,200 (67% above the state average) with median rent at $868 per month, and 91.1% of occupied units are owner-occupied, a direct signal of whether 55322 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 37.7% of adults hold a bachelor's degree or higher, the median age is 41.9, and the average commute is 26 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Carver County, so you can benchmark 55322 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 55322

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 55322.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 55322, Cologne, MN · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

3,163

Population

141.2

Area (sq mi)

22

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 55322?

41.9

Median Age

52.6%

Male

47.4%

Female

2.0%

Foreign-Born

White 90.8%
African American 1.4%
Asian 1.2%
American Indian or Alaska Native 0.7%
Native Hawaiian or Pacific Islander 0.4%
Two or More Ethnicities 4.6%
Hispanic or Latino 2.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$124,861

Median Household Income

+52% vs state

$54,563

Per Capita Income

4.7%

Poverty Rate

3.3%

Unemployment Rate

26.4 min

Mean Commute Time

How ZIP 55322 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$124,861 Top 8% higher than 92% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.1%
Bachelor's Degree or Higher 37.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,541

Total Housing Units

1,503

Occupied Units

38

Vacant Units

2.51

Avg Household Size

Occupancy Type

Owner 91.1%
Renter 8.9%

$426,200

Median Home Value

+67% vs state

$868

Median Rent

1994

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.0%

YoY Change (2024)

229

HPI Index (2000 = 100)

+129%

Total Change Since 2000

Home values in ZIP 55322 have increased 11.0% over the past year (2024). Since 2000, this ZIP has seen +129% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.0% 170
2021 +7.9% 184
2022 +13.0% 208
2023 -0.7% 206
2024 +11.0% 229

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 86 business establishments in ZIP 55322, employing approximately 660 people with a combined annual payroll of $33,667,000.

86

Businesses

660

Employees

$33.7M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 24 27.9%
Administrative and support and waste management and remediation services 14 16.3%
Transportation and warehousing 11 12.8%
Accommodation and food services 7 8.1%
Wholesale trade 5 5.8%
Retail trade 5 5.8%
Other services (except public administration) 5 5.8%
Manufacturing 3 3.5%
Finance and insurance 3 3.5%
Professional, scientific, and technical services 3 3.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 55322 vs 55387 →

ZIP 55322 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 55322 ranks #6 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 55322 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 55322 ranks #4 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
55387 Waconia, MN 12,249 6.0 mi
55368 Norwood Young America, MN 2,218 5.7 mi
55315 Carver, MN 4,762 6.0 mi
55375 Saint Bonifacius, MN 4,518 9.0 mi
55318 Chaska, MN 25,493 7.8 mi
55397 Young America, MN 2,693 7.9 mi
55386 Victoria, MN 6,330 8.6 mi
55360 Mayer, MN 2,672 11.6 mi

More ZIP Codes in Carver County

Frequently Asked Questions

What county is ZIP code 55322 in?
ZIP code 55322 (Cologne) is located in Carver County, Minnesota. Carver County contains multiple ZIP codes, see the full list at /counties/carver-mn.
What is the population of ZIP code 55322?
ZIP code 55322 in Cologne, MN has a population of 3,163 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 55322?
The median household income in ZIP 55322 is $124,861, which is 64% above the national average of $76,288.
What is the average home value in ZIP 55322?
The median home value in ZIP 55322 is $426,200, which is 53% above the national average of $278,155.
What is the demographic makeup of ZIP 55322?
The largest racial group in ZIP 55322 is White at 90.8%. Hispanic or Latino residents make up 2.0% of the population.
How many businesses are in ZIP code 55322?
ZIP code 55322 has 86 business establishments employing approximately 660 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 55322?
The top industries by establishment count in ZIP 55322 are: Construction (24), Administrative and support and waste management and remediation services (14), Transportation and warehousing (11). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 55322?
According to the FHFA House Price Index, home values in ZIP 55322 increased by 11.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 129%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 55322?
In ZIP code 55322, 67.1% of residents aged 25+ have a high school diploma or higher, and 37.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 55322?
The mean commute time for workers in ZIP code 55322 is 26.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 55322?
In ZIP code 55322, approximately 91.1% of occupied housing units are owner-occupied and 8.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 55322?
The poverty rate in ZIP code 55322 is 4.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Cologne, MN

Verify and explore additional data for this area using these official government sources.